:root{--navy:#002868;--navy2:#214d88;--green:#00875A;--red:#BF0A30;--amber:#b88100;--ink:#1D1D1F;--muted:#5F6368;--border:#E0E4E8;--bg:#F7F9FC;--card:#fff;--shadow:0 6px 20px rgba(0,40,104,.06)}
    *{box-sizing:border-box;margin:0;padding:0} body{font-family:Inter,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6} h1,h2,h3,h4{font-family:Montserrat,sans-serif}
    .hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:34px 16px 26px}.hero-inner{max-width:1500px;margin:0 auto}.hero h1{font-size:clamp(1.7rem,4vw,2.7rem);line-height:1.1;margin-bottom:10px}.hero p{font-size:.97rem;max-width:1180px;opacity:.93}.pills{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}.pill{padding:6px 10px;border-radius:999px;border:1px solid rgba(255,255,255,.22);background:rgba(255,255,255,.12);font-size:.72rem;font-weight:700}
    .wrap{max-width:1500px;margin:0 auto;padding:18px 14px 34px}.ad-slot{background:#edf4ff;border:2px dashed var(--border);border-radius:10px;padding:16px;text-align:center;color:var(--muted);font-size:.8rem;margin-bottom:18px}.ad-slot strong{color:var(--navy)}
    .layout{display:grid;grid-template-columns:1.12fr .88fr;gap:18px}.card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:18px;box-shadow:var(--shadow)}.card+.card{margin-top:12px}.title{display:flex;align-items:center;gap:9px;font-size:1rem;font-weight:800;color:var(--navy);padding-bottom:9px;margin-bottom:12px;border-bottom:2px solid #eef3f7}.num{width:24px;height:24px;border-radius:7px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.75rem;font-weight:800}
    .form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.form-row label{display:block;font-size:.78rem;font-weight:700;margin-bottom:5px}.hint{display:block;font-size:.67rem;color:var(--muted);margin-top:2px} input[type=number],select{width:100%;padding:10px 11px;border:1.5px solid var(--border);border-radius:8px;background:#fff;font:inherit;font-size:.88rem;color:var(--ink);outline:none;transition:border .2s,box-shadow .2s} input:focus,select:focus{border-color:var(--navy);box-shadow:0 0 0 3px rgba(0,40,104,.08)}
    .actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:10px}.btn{display:inline-flex;align-items:center;gap:6px;padding:10px 16px;border-radius:8px;border:2px solid transparent;font-family:Montserrat,sans-serif;font-size:.8rem;font-weight:700;cursor:pointer;transition:all .2s}.btn-primary{background:var(--green);color:#fff;border-color:var(--green)}.btn-primary:hover{background:#006a46}.btn-secondary{background:var(--navy);color:#fff;border-color:var(--navy)}.btn-secondary:hover{background:#001d4e}.btn-outline{background:#fff;color:var(--red);border-color:var(--red)}.btn-outline:hover{background:var(--red);color:#fff}.btn-wa{background:#25D366;color:#fff;border-color:#25D366}.btn-wa:hover{background:#18b85a}.hidden{display:none!important}
    .placeholder{text-align:center;padding:46px 18px;color:var(--muted)}.placeholder .emoji{font-size:2.5rem;margin-bottom:12px}
    .banner{border-radius:14px;padding:18px;color:#fff;margin-bottom:10px;background:linear-gradient(135deg,var(--green),#006a46)}.banner.warn{background:linear-gradient(135deg,var(--amber),#805c00)}.banner.bad{background:linear-gradient(135deg,var(--red),#8f001e)}.eyebrow{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;opacity:.86}.big{font-size:1.32rem;font-weight:800;margin-top:4px}.sub{font-size:.82rem;opacity:.9;margin-top:6px}
    .kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:10px}.kpi{background:#f7faff;border:1px solid var(--border);border-radius:10px;padding:10px;text-align:center}.kpi .label{font-size:.67rem;font-weight:700;text-transform:uppercase;color:var(--muted);margin-bottom:4px}.kpi .val{font-size:1rem;font-weight:800;color:var(--navy)}.kpi .small{font-size:.68rem;color:var(--muted);margin-top:2px}
    .alert{padding:12px 13px;border-radius:0 8px 8px 0;font-size:.8rem;margin:10px 0}.good{background:#e8f5e9;border-left:4px solid var(--green);color:#1b5e20}.mid{background:#fff8e1;border-left:4px solid var(--amber);color:#6d4c00}.bad{background:#ffebee;border-left:4px solid var(--red);color:#b71c1c}
    .tags{display:flex;flex-wrap:wrap;gap:6px;margin-top:8px}.tag{padding:4px 8px;border-radius:999px;background:#fff;border:1px solid var(--border);font-size:.71rem;color:var(--muted)}
    .chart-wrap{position:relative;height:320px}.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:10px}.table-wrap table{width:100%;border-collapse:collapse;font-size:.78rem}.table-wrap th{background:var(--navy);color:#fff;text-align:left;padding:9px 10px;font-size:.72rem;white-space:nowrap}.table-wrap td{padding:8px 10px;border-bottom:1px solid var(--border);white-space:nowrap}.table-wrap tbody tr:nth-child(even){background:#f8fbff}.strong{font-weight:800;color:var(--navy)}.note{font-size:.72rem;color:var(--muted);margin-top:10px;background:#f3f5f8;padding:10px 12px;border-radius:8px}
    @media(max-width:1150px){.layout{grid-template-columns:1fr}.kpis{grid-template-columns:repeat(2,1fr)}} @media(max-width:640px){.form-grid,.kpis{grid-template-columns:1fr}.wrap{padding:14px 10px 30px}.card{padding:16px}}
     body{font-family:Inter,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6}
    h1,h2,h3,h4,h5{font-family:Montserrat,sans-serif}
    .wrap{max-width:1500px;margin:0 auto;padding:22px 14px 40px}
    .card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:22px;box-shadow:var(--shadow)}
    .card+.card{margin-top:20px}
    .section-gap{margin-top:28px}
    .section-label{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:14px;display:flex;align-items:center;gap:8px}
    .section-label::after{content:"";flex:1;height:1px;background:var(--border)}
    .title{display:flex;align-items:center;gap:9px;font-size:1rem;font-weight:800;color:var(--navy);padding-bottom:10px;margin-bottom:18px;border-bottom:2px solid #eef3f7}
    .title-icon{width:28px;height:28px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex-shrink:0}
    .num{width:24px;height:24px;border-radius:7px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.75rem;font-weight:800;flex-shrink:0}
    .note{font-size:.75rem;color:var(--muted);margin-top:12px;background:#f3f5f8;padding:10px 14px;border-radius:8px;line-height:1.6}
    .alert{padding:12px 14px;border-radius:0 8px 8px 0;font-size:.82rem;margin:12px 0;line-height:1.6}
    .alert-good{background:#e8f5e9;border-left:4px solid var(--green);color:#1b5e20}
    .alert-mid{background:#fff8e1;border-left:4px solid var(--amber);color:#6d4c00}
    .alert-bad{background:#ffebee;border-left:4px solid var(--red);color:#b71c1c}
    .alert strong{display:block;margin-bottom:3px;font-weight:700}
    p{font-size:.88rem;color:var(--muted);line-height:1.75}
    p+p{margin-top:10px}
     /* ── HOW-TO STEPS ── */
    .steps-wrapper{display:flex;flex-direction:column;gap:0}
    .step-row{display:grid;grid-template-columns:56px 1fr;gap:0;position:relative}
    .step-row::before{content:"";position:absolute;left:27px;top:52px;bottom:-1px;width:2px;background:linear-gradient(var(--border),transparent);z-index:0}
    .step-row:last-child::before{display:none}
    .step-left{display:flex;flex-direction:column;align-items:center;padding-top:4px;padding-bottom:28px;position:relative;z-index:1}
    .step-circle{width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-family:Montserrat,sans-serif;font-size:.9rem;font-weight:800;flex-shrink:0;box-shadow:0 4px 12px rgba(0,40,104,.25)}
    .step-body{padding:2px 0 28px 14px}
    .step-title{font-family:Montserrat,sans-serif;font-size:.96rem;font-weight:800;color:var(--navy);margin-bottom:7px}
    .step-desc{font-size:.84rem;color:var(--muted);line-height:1.7;margin-bottom:0}
    .step-fields{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin-top:12px}
    .field-box{background:#f7faff;border:1px solid var(--border);border-radius:9px;padding:11px 13px}
    .field-name{font-size:.78rem;font-weight:700;color:var(--navy);margin-bottom:3px;display:flex;align-items:center;gap:6px}
    .field-name .badge{padding:2px 7px;border-radius:999px;font-size:.64rem;font-weight:700}
    .badge-required{background:#ffebee;color:var(--red)}
    .badge-optional{background:#e8f5e9;color:var(--green)}
    .badge-key{background:#e3f0ff;color:var(--navy2)}
    .field-hint{font-size:.73rem;color:var(--muted);line-height:1.5}
    .field-tip{font-size:.71rem;color:var(--amber);margin-top:4px;font-style:italic}

    /* ── RESULTS GUIDE ── */
    .results-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px}
    .result-box{border:1px solid var(--border);border-radius:10px;overflow:hidden}
    .result-head{padding:10px 14px;font-family:Montserrat,sans-serif;font-size:.78rem;font-weight:800}
    .result-body{padding:10px 14px;font-size:.78rem;color:var(--muted);line-height:1.55}

    /* ── FORMULA BAND ── */
    .formula-band{background:var(--navy);border-radius:12px;padding:18px 20px;color:#fff;margin:18px 0}
    .formula-band h4{font-size:.84rem;font-weight:700;opacity:.7;margin-bottom:10px;text-transform:uppercase;letter-spacing:.05em}
    .formula-list{display:flex;flex-direction:column;gap:7px}
    .formula-item{display:grid;grid-template-columns:.9fr 1.1fr;gap:12px;align-items:start;padding:8px 10px;background:rgba(255,255,255,.07);border-radius:8px;font-size:.8rem}
    .formula-label{color:rgba(255,255,255,.72);font-weight:600}
    .formula-expr{font-family:monospace;color:#7dd3fc;font-size:.78rem;word-break:break-all}

    /* ── STAT BAND ── */
    .stat-band{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin:18px 0}
    .stat-pill{background:#fff;border:1px solid var(--border);border-radius:12px;padding:16px;text-align:center;box-shadow:var(--shadow)}
    .stat-val{font-family:Montserrat,sans-serif;font-size:1.45rem;font-weight:800;color:var(--red);line-height:1.1}
    .stat-lbl{font-size:.72rem;color:var(--muted);margin-top:5px}
    .stat-src{font-size:.63rem;color:var(--border);margin-top:3px}

    /* ── EDUCATIONAL CONTENT ── */
    .edu-two-col{display:grid;grid-template-columns:1.1fr .9fr;gap:20px;align-items:start}
    .cost-table{width:100%;border-collapse:collapse;font-size:.8rem;margin-top:12px}
    .cost-table th{background:#f3f5f8;color:var(--navy);text-align:left;padding:8px 11px;font-size:.73rem;font-weight:700;border-bottom:2px solid var(--border)}
    .cost-table td{padding:8px 11px;border-bottom:1px solid #f0f2f4;color:var(--ink)}
    .cost-table tbody tr:last-child td{font-weight:800;border-top:2px solid var(--navy);background:#f7faff}
    .cost-table .red{color:var(--red);font-weight:700}
    .cost-table .green{color:var(--green);font-weight:700}
    .cost-table .amber{color:var(--amber);font-weight:700}

    .bracket-table{width:100%;border-collapse:collapse;font-size:.78rem;margin-top:10px}
    .bracket-table th{background:var(--navy);color:#fff;text-align:left;padding:8px 11px;font-size:.72rem}
    .bracket-table td{padding:8px 11px;border-bottom:1px solid var(--border);color:var(--ink)}
    .bracket-table tbody tr:nth-child(even){background:#f8fbff}
    .bracket-table .highlight td{background:#fff8e1;font-weight:700}

    /* ── MYTH VS FACT ── */
    .myth-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:14px}
    .myth-card{border-radius:10px;overflow:hidden}
    .myth-head{padding:9px 13px;font-size:.75rem;font-weight:700}
    .myth-head-red{background:#ffebee;color:var(--red)}
    .myth-head-green{background:#e8f5e9;color:var(--green)}
    .myth-body{padding:11px 13px;font-size:.77rem;color:var(--muted);background:#fff;border:1px solid var(--border);border-top:none;border-radius:0 0 10px 10px;line-height:1.55}

    /* ── TIMELINE ── */
    .timeline{display:flex;flex-direction:column;gap:0;margin-top:12px}
    .tl-row{display:grid;grid-template-columns:28px 1fr;gap:12px;padding-bottom:16px;position:relative}
    .tl-row::before{content:"";position:absolute;left:13px;top:28px;bottom:0;width:2px;background:var(--border)}
    .tl-row:last-child::before{display:none}
    .tl-dot{width:28px;height:28px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:.8rem;flex-shrink:0;z-index:1;margin-top:2px}
    .tl-content{padding-top:2px}
    .tl-content h5{font-size:.82rem;font-weight:700;color:var(--ink);margin-bottom:3px}
    .tl-content p{font-size:.77rem;color:var(--muted);line-height:1.55}

    /* ── DECISION TREE ── */
    .decision-tree{background:#f7faff;border:1px solid var(--border);border-radius:12px;padding:18px;margin-top:14px}
    .dt-node{background:#fff;border:1px solid var(--border);border-radius:9px;padding:12px 14px;margin-bottom:10px;font-size:.82rem}
    .dt-node-q{font-weight:700;color:var(--navy);margin-bottom:7px}
    .dt-answers{display:flex;gap:8px;flex-wrap:wrap}
    .dt-ans{padding:5px 12px;border-radius:999px;font-size:.72rem;font-weight:700;border:1.5px solid;cursor:default}
    .dt-ans-yes{border-color:var(--green);color:var(--green);background:#e8f5e9}
    .dt-ans-no{border-color:var(--amber);color:var(--amber);background:#fff8e1}
    .dt-ans-red{border-color:var(--red);color:var(--red);background:#ffebee}
    .dt-ans-navy{border-color:var(--navy);color:var(--navy);background:#e3f0ff}
    .dt-result{padding:8px 13px;border-radius:8px;font-size:.78rem;margin-left:0;margin-top:4px}

    /* ── RESPONSIVE ── */
    @media(max-width:1100px){.edu-two-col{grid-template-columns:1fr}.stat-band{grid-template-columns:repeat(2,1fr)}}
    @media(max-width:768px){.step-fields{grid-template-columns:1fr}.results-grid{grid-template-columns:1fr 1fr}.myth-grid{grid-template-columns:1fr}.formula-item{grid-template-columns:1fr}}
    @media(max-width:640px){.wrap{padding:14px 10px 30px}.card{padding:16px}.results-grid{grid-template-columns:1fr}.stat-band{grid-template-columns:1fr 1fr}.stat-val{font-size:1.2rem}}
.wrap{max-width:1500px;margin:0 auto;padding:22px 14px 40px}
    .card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:22px;box-shadow:var(--shadow)}
    .section-gap{margin-top:26px}
    .section-label{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:14px;display:flex;align-items:center;gap:8px}
    .section-label::after{content:"";flex:1;height:1px;background:var(--border)}
    .title{display:flex;align-items:center;gap:9px;font-size:1rem;font-weight:800;color:var(--navy);padding-bottom:10px;margin-bottom:16px;border-bottom:2px solid #eef3f7}
    .title-icon{width:28px;height:28px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex-shrink:0}
    .note{font-size:.75rem;color:var(--muted);margin-top:10px;background:#f3f5f8;padding:10px 13px;border-radius:8px;line-height:1.6}
    .alert{padding:12px 14px;border-radius:0 8px 8px 0;font-size:.81rem;margin:12px 0;line-height:1.65}
    .alert-good{background:#e8f5e9;border-left:4px solid var(--green);color:#1b5e20}
    .alert-mid{background:#fff8e1;border-left:4px solid var(--amber);color:#6d4c00}
    .alert-bad{background:#ffebee;border-left:4px solid var(--red);color:#b71c1c}
    .alert strong{display:block;margin-bottom:3px;font-weight:700}
    p{font-size:.87rem;color:var(--muted);line-height:1.75}

    /* ── CONTEXT BAND ── */
    .context-band{background:linear-gradient(135deg,var(--navy),var(--navy2));border-radius:14px;padding:20px 22px;margin-bottom:22px}
    .context-band-inner{display:grid;grid-template-columns:1fr 1fr 1fr 1fr;gap:1px}
    .ctx-stat{text-align:center;padding:14px 10px;border-right:1px solid rgba(255,255,255,.15)}
    .ctx-stat:last-child{border-right:none}
    .ctx-val{font-family:Montserrat,sans-serif;font-size:1.42rem;font-weight:800;color:#fff;line-height:1.1}
    .ctx-lbl{font-size:.72rem;color:rgba(255,255,255,.8);margin-top:5px;line-height:1.4}
    .ctx-src{font-size:.62rem;color:rgba(255,255,255,.45);margin-top:3px}

    /* ── REASON BAR CHART ── */
    .reason-chart{display:flex;flex-direction:column;gap:9px;margin:14px 0}
    .reason-row{display:grid;grid-template-columns:190px 1fr 46px;gap:10px;align-items:center}
    .reason-label{font-size:.78rem;color:var(--ink);font-weight:600;text-align:right}
    .reason-bar-track{background:#f0f2f4;border-radius:999px;height:11px;overflow:hidden}
    .reason-bar-fill{height:100%;border-radius:999px;transition:width .6s ease}
    .reason-pct{font-size:.78rem;font-weight:700;color:var(--navy);text-align:right}

    /* ── CASE CARD ── */
    .cases-grid{display:flex;flex-direction:column;gap:28px}
    .case-card{border:1px solid var(--border);border-radius:14px;overflow:hidden;box-shadow:var(--shadow)}
    .case-header{padding:16px 20px;display:flex;align-items:flex-start;justify-content:space-between;gap:14px}
    .case-header-left{display:flex;align-items:flex-start;gap:14px}
    .case-avatar{width:52px;height:52px;border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:1.5rem;flex-shrink:0;color:#fff;font-weight:800;font-family:Montserrat,sans-serif}
    .case-meta h4{font-size:.98rem;font-weight:800;color:#fff;margin-bottom:3px}
    .case-meta-row{display:flex;flex-wrap:wrap;gap:6px;margin-top:4px}
    .case-pill{padding:3px 9px;border-radius:999px;font-size:.68rem;font-weight:700;background:rgba(255,255,255,.18);color:#fff}
    .case-verdict{padding:6px 12px;border-radius:8px;font-size:.74rem;font-weight:700;background:rgba(255,255,255,.18);color:#fff;white-space:nowrap;flex-shrink:0;align-self:center}

    .case-body{display:grid;grid-template-columns:1.1fr .9fr;gap:0}
    .case-story{padding:18px 20px;border-right:1px solid var(--border)}
    .case-story h5{font-size:.84rem;font-weight:700;color:var(--navy);margin-bottom:8px;padding-bottom:6px;border-bottom:1px solid #f0f2f4}
    .case-story p{font-size:.82rem;color:var(--muted);line-height:1.7;margin-bottom:8px}
    .case-story p:last-child{margin-bottom:0}

    .case-numbers{padding:18px 20px}
    .case-numbers h5{font-size:.84rem;font-weight:700;color:var(--navy);margin-bottom:10px;padding-bottom:6px;border-bottom:1px solid #f0f2f4}
    .num-table{width:100%;border-collapse:collapse}
    .num-table tr td{padding:7px 0;font-size:.79rem;border-bottom:1px solid #f7f9fc;vertical-align:middle}
    .num-table tr:last-child td{border-bottom:none}
    .num-table td:first-child{color:var(--muted);padding-right:10px}
    .num-table td:last-child{font-weight:700;color:var(--ink);text-align:right}
    .num-table .subtotal td{font-weight:800;color:var(--navy);border-top:2px solid var(--border)!important;padding-top:9px!important}
    .num-table .total td{font-weight:800;font-size:.85rem;border-top:2px solid var(--navy)!important;padding-top:9px!important;color:var(--red)}
    .num-table .positive td:last-child{color:var(--green)}
    .num-table .neutral td:last-child{color:var(--amber)}

    .case-lesson{padding:14px 20px;border-top:1px solid var(--border);background:#f8faff;font-size:.79rem;color:var(--muted);line-height:1.6}
    .case-lesson strong{color:var(--navy);display:block;margin-bottom:3px}

    /* ── WHAT-IF BOX ── */
    .whatif{background:#fff8e1;border:1px solid #ffe082;border-radius:10px;padding:13px 15px;margin-top:12px;font-size:.78rem;color:#5a4a00;line-height:1.6}
    .whatif strong{display:block;color:var(--amber);margin-bottom:4px}

    /* ── COMPARE STRIP inside case ── */
    .compare-strip{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:12px}
    .cs-box{border-radius:9px;overflow:hidden;border:1px solid var(--border)}
    .cs-head{padding:8px 12px;font-size:.73rem;font-weight:700}
    .cs-body{padding:10px 12px;font-size:.76rem;color:var(--muted);line-height:1.55}
    .cs-body strong{color:var(--ink)}

    /* ── SUMMARY TABLE ── */
    .summary-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:12px;margin-top:18px}
    .summary-table{width:100%;border-collapse:collapse;font-size:.79rem}
    .summary-table th{background:var(--navy);color:#fff;text-align:left;padding:10px 14px;font-size:.72rem;white-space:nowrap}
    .summary-table th:first-child{border-radius:12px 0 0 0}
    .summary-table th:last-child{border-radius:0 12px 0 0}
    .summary-table td{padding:10px 14px;border-bottom:1px solid var(--border);white-space:nowrap;vertical-align:middle}
    .summary-table tbody tr:nth-child(even){background:#f8fbff}
    .summary-table td:first-child{font-weight:700;color:var(--navy)}
    .rc{color:var(--red);font-weight:700}
    .gc{color:var(--green);font-weight:700}
    .ac{color:var(--amber);font-weight:700}

    /* ── RESPONSIVE ── */
    @media(max-width:1100px){
      .context-band-inner{grid-template-columns:repeat(2,1fr)}
      .ctx-stat{border-right:none;border-bottom:1px solid rgba(255,255,255,.15)}
      .ctx-stat:nth-child(2n){border-right:none}
    }
    @media(max-width:900px){
      .case-body{grid-template-columns:1fr}
      .case-story{border-right:none;border-bottom:1px solid var(--border)}
      .reason-row{grid-template-columns:130px 1fr 40px}
    }
    @media(max-width:640px){
      .wrap{padding:14px 10px 30px}
      .card{padding:16px}
      .case-header{flex-direction:column}
      .case-verdict{align-self:flex-start}
      .compare-strip{grid-template-columns:1fr}
      .context-band-inner{grid-template-columns:1fr 1fr}
      .ctx-val{font-size:1.2rem}
      .reason-row{grid-template-columns:110px 1fr 38px}
      .reason-label{font-size:.72rem}
    }
     .wrap{max-width:1500px;margin:0 auto;padding:22px 14px 40px}
    .card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:22px;box-shadow:var(--shadow)}
    .card+.card{margin-top:20px}
    .section-gap{margin-top:26px}
    .section-label{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:14px;display:flex;align-items:center;gap:8px}
    .section-label::after{content:"";flex:1;height:1px;background:var(--border)}
    .title{display:flex;align-items:center;gap:9px;font-size:1rem;font-weight:800;color:var(--navy);padding-bottom:10px;margin-bottom:16px;border-bottom:2px solid #eef3f7}
    .title-icon{width:28px;height:28px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex-shrink:0}
    .note{font-size:.75rem;color:var(--muted);background:#f3f5f8;padding:10px 13px;border-radius:8px;line-height:1.6;margin-top:10px}
    .alert{padding:12px 14px;border-radius:0 8px 8px 0;font-size:.81rem;margin:12px 0;line-height:1.65}
    .alert-good{background:#e8f5e9;border-left:4px solid var(--green);color:#1b5e20}
    .alert-mid{background:#fff8e1;border-left:4px solid var(--amber);color:#6d4c00}
    .alert-bad{background:#ffebee;border-left:4px solid var(--red);color:#b71c1c}
    .alert strong{display:block;margin-bottom:3px;font-weight:700}
    p{font-size:.87rem;color:var(--muted);line-height:1.75}

    /* ─── HERO BAND ─── */
    .hero-band{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);border-radius:14px;padding:22px 26px;margin-bottom:22px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
    .hero-text h2{font-size:1.12rem;font-weight:800;color:#fff;margin-bottom:6px}
    .hero-text p{font-size:.83rem;color:rgba(255,255,255,.78);line-height:1.65;max-width:640px;margin:0}
    .hero-badge{display:flex;flex-direction:column;align-items:center;background:rgba(255,255,255,.12);border-radius:12px;padding:14px 20px;text-align:center;white-space:nowrap;flex-shrink:0}
    .hero-badge-val{font-family:Montserrat,sans-serif;font-size:1.5rem;font-weight:800;color:#fff}
    .hero-badge-lbl{font-size:.69rem;color:rgba(255,255,255,.72);margin-top:3px}

    /* ─── TIP GRID (big cards) ─── */
    .tips-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
    .tip-card{border:1px solid var(--border);border-radius:14px;overflow:hidden;box-shadow:var(--shadow)}
    .tip-head{padding:14px 18px;display:flex;align-items:flex-start;gap:13px}
    .tip-num{width:34px;height:34px;border-radius:9px;display:flex;align-items:center;justify-content:center;font-family:Montserrat,sans-serif;font-size:.95rem;font-weight:800;color:#fff;flex-shrink:0}
    .tip-title-wrap h4{font-size:.93rem;font-weight:800;margin-bottom:3px}
    .tip-title-wrap .tip-sub{font-size:.72rem;opacity:.78}
    .tip-body{padding:14px 18px;border-top:1px solid var(--border)}
    .tip-body p{font-size:.82rem;color:var(--muted);line-height:1.72;margin-bottom:9px}
    .tip-body p:last-child{margin-bottom:0}

    /* ─── INLINE CALLOUT inside tip ─── */
    .tip-box{border-radius:9px;padding:11px 14px;font-size:.79rem;line-height:1.6;margin-top:10px}
    .tip-box-green{background:#e8f5e9;border-left:3px solid var(--green);color:#1b5e20}
    .tip-box-amber{background:#fff8e1;border-left:3px solid var(--amber);color:#5a4200}
    .tip-box-red{background:#ffebee;border-left:3px solid var(--red);color:#8b0000}
    .tip-box-navy{background:#e3f0ff;border-left:3px solid var(--navy);color:#002050}
    .tip-box strong{display:block;margin-bottom:4px;font-weight:700}

    /* ─── MINI CALC TABLE inside tip ─── */
    .mini-table{width:100%;border-collapse:collapse;font-size:.78rem;margin-top:10px;border-radius:9px;overflow:hidden}
    .mini-table th{background:#f3f5f8;color:var(--navy);text-align:left;padding:7px 11px;font-size:.7rem;font-weight:700;border-bottom:2px solid var(--border)}
    .mini-table td{padding:7px 11px;border-bottom:1px solid #f0f2f4;color:var(--ink)}
    .mini-table .total-row td{font-weight:800;border-top:2px solid var(--navy);color:var(--navy);background:#f7faff}
    .rc{color:var(--red);font-weight:700}
    .gc{color:var(--green);font-weight:700}
    .ac{color:var(--amber);font-weight:700}

    /* ─── SECURE 2.0 GRID ─── */
    .secure-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:14px}
    .secure-card{border:1px solid var(--border);border-radius:11px;overflow:hidden}
    .secure-head{padding:10px 14px;font-size:.75rem;font-weight:800;display:flex;align-items:center;gap:6px}
    .secure-body{padding:11px 14px;font-size:.76rem;color:var(--muted);line-height:1.6}
    .secure-pill{display:inline-block;padding:2px 8px;border-radius:999px;font-size:.65rem;font-weight:700;margin-bottom:6px}

    /* ─── CHECKLIST ─── */
    .checklist{display:flex;flex-direction:column;gap:7px;margin-top:12px}
    .cl-item{display:flex;align-items:flex-start;gap:10px;padding:9px 12px;border-radius:8px;font-size:.8rem;line-height:1.55}
    .cl-icon{font-size:1rem;flex-shrink:0;margin-top:1px}
    .cl-text strong{display:block;font-weight:700;color:var(--ink);margin-bottom:2px}
    .cl-text span{color:var(--muted)}

    /* ─── BRACKET STRATEGY TABLE ─── */
    .bk-table{width:100%;border-collapse:collapse;font-size:.78rem;margin-top:10px}
    .bk-table th{background:var(--navy);color:#fff;text-align:left;padding:8px 12px;font-size:.71rem}
    .bk-table td{padding:8px 12px;border-bottom:1px solid var(--border);color:var(--ink)}
    .bk-table tbody tr:nth-child(even){background:#f8fbff}
    .bk-table .best-row td{background:#e8f5e9;font-weight:700}
    .bk-table .warn-row td{background:#fff8e1}
    .bk-table .bad-row td{background:#ffebee}

    /* ─── QUICK TIPS STRIP ─── */
    .quick-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:18px}
    .qs-card{background:var(--card);border:1px solid var(--border);border-radius:11px;padding:14px;box-shadow:var(--shadow);text-align:center}
    .qs-icon{font-size:1.6rem;margin-bottom:8px}
    .qs-title{font-family:Montserrat,sans-serif;font-size:.78rem;font-weight:800;color:var(--navy);margin-bottom:5px}
    .qs-desc{font-size:.72rem;color:var(--muted);line-height:1.55}

    /* ─── TIMELINE: WHEN TO CALL A CPA ─── */
    .cpa-timeline{display:flex;flex-direction:column;gap:0;margin-top:14px}
    .cpa-row{display:grid;grid-template-columns:32px 1fr;gap:12px;padding-bottom:14px;position:relative}
    .cpa-row::before{content:"";position:absolute;left:15px;top:32px;bottom:0;width:2px;background:var(--border)}
    .cpa-row:last-child::before{display:none}
    .cpa-dot{width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:.85rem;flex-shrink:0;z-index:1}
    .cpa-body h5{font-size:.82rem;font-weight:700;color:var(--ink);margin-bottom:3px;padding-top:5px}
    .cpa-body p{font-size:.77rem;color:var(--muted);line-height:1.55}

    /* ─── RESPONSIVE ─── */
    @media(max-width:1100px){.tips-grid{grid-template-columns:1fr}.secure-grid{grid-template-columns:repeat(2,1fr)}.quick-strip{grid-template-columns:repeat(2,1fr)}}
    @media(max-width:768px){.secure-grid{grid-template-columns:1fr}.hero-band{flex-direction:column}.hero-badge{width:100%;flex-direction:row;gap:16px;justify-content:center}}
    @media(max-width:640px){.wrap{padding:14px 10px 30px}.card{padding:16px}.tip-head{flex-direction:column;gap:8px}.quick-strip{grid-template-columns:1fr 1fr}}
     .wrap{max-width:1500px;margin:0 auto;padding:22px 14px 40px}
    .card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:22px;box-shadow:var(--shadow)}
    .section-gap{margin-top:26px}
    .section-label{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:14px;display:flex;align-items:center;gap:8px}
    .section-label::after{content:"";flex:1;height:1px;background:var(--border)}
    .title{display:flex;align-items:center;gap:9px;font-size:1rem;font-weight:800;color:var(--navy);padding-bottom:10px;margin-bottom:6px;border-bottom:2px solid #eef3f7}
    .title-icon{width:28px;height:28px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex-shrink:0}
    .note{font-size:.75rem;color:var(--muted);background:#f3f5f8;padding:10px 13px;border-radius:8px;line-height:1.6;margin-top:10px}
    .alert{padding:12px 14px;border-radius:0 8px 8px 0;font-size:.81rem;margin:12px 0;line-height:1.65}
    .alert-good{background:#e8f5e9;border-left:4px solid var(--green);color:#1b5e20}
    .alert-mid{background:#fff8e1;border-left:4px solid var(--amber);color:#6d4c00}
    .alert-bad{background:#ffebee;border-left:4px solid var(--red);color:#b71c1c}
    .alert strong{display:block;margin-bottom:3px;font-weight:700}

    /* ─── FAQ CATEGORY TABS ─── */
    .cat-tabs{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 20px}
    .cat-tab{padding:7px 14px;border-radius:999px;font-size:.76rem;font-weight:700;border:1.5px solid var(--border);cursor:pointer;background:var(--card);color:var(--muted);transition:all .2s}
    .cat-tab.active,.cat-tab:hover{background:var(--navy);color:#fff;border-color:var(--navy)}

    /* ─── FAQ ACCORDION ─── */
    .faq-group{margin-bottom:24px}
    .faq-group-title{display:flex;align-items:center;gap:8px;font-family:Montserrat,sans-serif;font-size:.82rem;font-weight:800;color:var(--navy);margin-bottom:10px;padding:8px 12px;background:#f0f5ff;border-radius:9px;border-left:4px solid var(--navy)}
    .faq-group-title span{background:var(--navy);color:#fff;border-radius:5px;padding:2px 8px;font-size:.69rem}
    .faq-list{display:flex;flex-direction:column;gap:6px}
    .faq-item{border:1px solid var(--border);border-radius:11px;overflow:hidden;transition:box-shadow .2s}
    .faq-item.open{box-shadow:0 4px 16px rgba(0,40,104,.1);border-color:#c5d6f0}
    .faq-q{display:flex;align-items:flex-start;gap:12px;padding:14px 16px;cursor:pointer;user-select:none;background:var(--card)}
    .faq-q:hover{background:#f7faff}
    .faq-num{width:24px;height:24px;border-radius:7px;background:#eef3fb;color:var(--navy);display:flex;align-items:center;justify-content:center;font-size:.7rem;font-weight:800;flex-shrink:0;margin-top:1px}
    .faq-q-text{flex:1;font-size:.85rem;font-weight:700;color:var(--ink);line-height:1.45}
    .faq-tag{padding:2px 8px;border-radius:999px;font-size:.63rem;font-weight:700;flex-shrink:0;align-self:center;margin-left:4px}
    .faq-arrow{width:22px;height:22px;border-radius:50%;background:#f0f2f4;display:flex;align-items:center;justify-content:center;font-size:.75rem;flex-shrink:0;transition:transform .3s;color:var(--muted);align-self:center}
    .faq-item.open .faq-arrow{transform:rotate(180deg);background:var(--navy);color:#fff}
    .faq-a{display:none;padding:0 16px 16px 52px;background:#fafcff}
    .faq-item.open .faq-a{display:block}
    .faq-a p{font-size:.83rem;color:var(--muted);line-height:1.75;margin-bottom:9px}
    .faq-a p:last-child{margin-bottom:0}
    .faq-a strong{color:var(--ink)}

    /* ─── INLINE ELEMENTS inside answers ─── */
    .faq-box{border-radius:8px;padding:10px 14px;font-size:.79rem;line-height:1.6;margin:10px 0}
    .faq-box-green{background:#e8f5e9;border-left:3px solid var(--green);color:#1b5e20}
    .faq-box-amber{background:#fff8e1;border-left:3px solid var(--amber);color:#5a4200}
    .faq-box-red{background:#ffebee;border-left:3px solid var(--red);color:#8b0000}
    .faq-box-navy{background:#e3f0ff;border-left:3px solid var(--navy);color:#002050}
    .faq-box strong{display:block;margin-bottom:4px;font-weight:700}
    .faq-mini-table{width:100%;border-collapse:collapse;font-size:.77rem;margin:8px 0;border-radius:8px;overflow:hidden}
    .faq-mini-table th{background:#f3f5f8;color:var(--navy);padding:6px 10px;text-align:left;font-size:.7rem;font-weight:700;border-bottom:2px solid var(--border)}
    .faq-mini-table td{padding:6px 10px;border-bottom:1px solid #f0f2f4;color:var(--ink)}
    .faq-mini-table .total-row td{font-weight:800;border-top:2px solid var(--navy);background:#f7faff}
    .rc{color:var(--red);font-weight:700}
    .gc{color:var(--green);font-weight:700}
    .ac{color:var(--amber);font-weight:700}

    /* ─── COUNT BAND ─── */
    .count-band{display:grid;grid-template-columns:repeat(5,1fr);gap:1px;background:var(--navy);border-radius:12px;overflow:hidden;margin-bottom:22px}
    .cb-item{background:var(--navy);padding:14px 10px;text-align:center}
    .cb-val{font-family:Montserrat,sans-serif;font-size:1.3rem;font-weight:800;color:#fff}
    .cb-lbl{font-size:.68rem;color:rgba(255,255,255,.72);margin-top:4px}

    /* ─── RESPONSIVE ─── */
    @media(max-width:768px){.faq-a{padding:0 12px 14px 12px}.faq-q{padding:12px 13px}.count-band{grid-template-columns:repeat(3,1fr)}}
    @media(max-width:640px){.wrap{padding:14px 10px 30px}.card{padding:16px}.count-band{grid-template-columns:repeat(2,1fr)}.faq-q-text{font-size:.82rem}}
 .wrap{max-width:1500px;margin:0 auto;padding:22px 14px 40px}
    .card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:22px;box-shadow:var(--shadow)}
    .section-gap{margin-top:26px}
    .section-label{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:14px;display:flex;align-items:center;gap:8px}
    .section-label::after{content:"";flex:1;height:1px;background:var(--border)}
    .title{display:flex;align-items:center;gap:9px;font-size:1rem;font-weight:800;color:var(--navy);padding-bottom:10px;margin-bottom:16px;border-bottom:2px solid #eef3f7}
    .title-icon{width:28px;height:28px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex-shrink:0}
    p{font-size:.86rem;color:var(--muted);line-height:1.7}
    .note{font-size:.75rem;color:var(--muted);background:#f3f5f8;padding:10px 13px;border-radius:8px;line-height:1.6;margin-top:14px}

    /* ─── STAT BAND ─── */
    .stat-band{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--navy);border-radius:12px;overflow:hidden;margin:16px 0 22px}
    .sb-item{background:var(--navy);padding:14px 12px;text-align:center}
    .sb-val{font-family:Montserrat,sans-serif;font-size:1.3rem;font-weight:800;color:#fff}
    .sb-lbl{font-size:.68rem;color:rgba(255,255,255,.72);margin-top:4px;line-height:1.3}

    /* ─── GROUP HEADER ─── */
    .group-header{display:flex;align-items:center;gap:10px;margin:24px 0 12px;padding:10px 14px;border-radius:10px}
    .group-header-icon{font-size:1.25rem}
    .group-header-text h3{font-size:.9rem;font-weight:800;margin-bottom:2px}
    .group-header-text p{font-size:.75rem;opacity:.85;margin:0;line-height:1.4}
    .group-count{margin-left:auto;padding:3px 10px;border-radius:999px;font-size:.69rem;font-weight:800}

    /* ─── CALC GRID ─── */
    .calc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}

    /* ─── CALC CARD ─── */
    .calc-card{border:1px solid var(--border);border-radius:12px;overflow:hidden;box-shadow:var(--shadow);transition:box-shadow .2s,transform .2s;display:flex;flex-direction:column}
    .calc-card:hover{box-shadow:0 8px 28px rgba(0,40,104,.13);transform:translateY(-2px)}
    .calc-card-top{padding:14px 15px 10px;flex:1}
    .calc-badge-row{display:flex;align-items:center;gap:7px;margin-bottom:9px}
    .calc-icon{font-size:1.25rem}
    .calc-badge{padding:2px 8px;border-radius:999px;font-size:.63rem;font-weight:800}
    .calc-relevance{margin-left:auto;padding:2px 8px;border-radius:999px;font-size:.62rem;font-weight:700}
    .calc-title{font-family:Montserrat,sans-serif;font-size:.84rem;font-weight:800;color:var(--navy);margin-bottom:5px;line-height:1.3}
    .calc-desc{font-size:.76rem;color:var(--muted);line-height:1.55}
    .calc-why{font-size:.72rem;color:var(--amber);margin-top:7px;font-style:italic;display:flex;align-items:flex-start;gap:5px;line-height:1.45}
    .calc-why::before{content:"💡";flex-shrink:0}
    .calc-card-foot{padding:10px 15px;border-top:1px solid var(--border);background:#f8faff}
    .calc-link{display:flex;align-items:center;justify-content:space-between;text-decoration:none;color:var(--navy);font-size:.77rem;font-weight:700}
    .calc-link:hover{color:var(--navy2)}
    .calc-link-arrow{width:22px;height:22px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.7rem;flex-shrink:0;transition:background .2s}
    .calc-card:hover .calc-link-arrow{background:var(--green)}

    /* ─── FEATURED CARD (1 per group) ─── */
    .calc-card.featured{border-color:var(--navy);border-width:2px}
    .calc-card.featured .calc-card-top{background:linear-gradient(135deg,#f0f5ff 0%,#fafcff 100%)}
    .featured-crown{display:inline-block;background:var(--navy);color:#fff;font-size:.62rem;font-weight:800;padding:2px 8px;border-radius:999px;margin-left:6px;vertical-align:middle}

    /* ─── RESPONSIVE ─── */
    @media(max-width:1100px){.calc-grid{grid-template-columns:repeat(2,1fr)}.stat-band{grid-template-columns:repeat(2,1fr)}}
    @media(max-width:640px){.wrap{padding:14px 10px 30px}.card{padding:16px}.calc-grid{grid-template-columns:1fr}.stat-band{grid-template-columns:1fr 1fr}}
    .wrap{max-width:1500px;margin:0 auto;padding:22px 14px 50px}
    .card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:26px;box-shadow:var(--shadow)}
    .section-gap{margin-top:26px}
    .section-label{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);margin-bottom:14px;display:flex;align-items:center;gap:8px}
    .section-label::after{content:"";flex:1;height:1px;background:var(--border)}
    .title{display:flex;align-items:center;gap:9px;font-size:1rem;font-weight:800;color:var(--navy);padding-bottom:10px;margin-bottom:16px;border-bottom:2px solid #eef3f7}
    .title-icon{width:28px;height:28px;border-radius:8px;display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex-shrink:0}
    p{font-size:.84rem;color:var(--muted);line-height:1.75;margin-bottom:10px}
    p:last-child{margin-bottom:0}
    strong{color:var(--ink)}
    a{color:var(--navy);text-decoration:none;font-weight:600}
    a:hover{text-decoration:underline}

    /* ─── TWO-COL LAYOUT ─── */
    .two-col{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:20px}

    /* ─── BOX STYLES ─── */
    .box{border-radius:12px;padding:20px 22px;border:1px solid var(--border)}
    .box-navy{background:linear-gradient(135deg,#001e52,#003080);border-color:#001840}
    .box-red{background:#fff8f8;border-left:5px solid var(--red);border-top:1px solid #fdd;border-right:1px solid #fdd;border-bottom:1px solid #fdd}
    .box-amber{background:#fffdf0;border-left:5px solid var(--amber)}
    .box-green{background:#f3faf5;border-left:5px solid var(--green)}
    .box-light{background:#f7f9fc;border-left:5px solid var(--navy)}

    /* ─── BOX TITLE ─── */
    .box-title{font-family:Montserrat,sans-serif;font-size:.85rem;font-weight:800;margin-bottom:10px;display:flex;align-items:center;gap:7px}
    .box-title-navy{color:#fff}
    .box-title-red{color:var(--red)}
    .box-title-amber{color:#7a4f00}
    .box-title-green{color:var(--green)}
    .box-title-navy2{color:var(--navy)}
    .box p{font-size:.81rem}
    .box-navy p{color:rgba(255,255,255,.82)}
    .box-red p{color:#5a0000}
    .box-amber p{color:#5a3d00}
    .box-green p{color:#1b4a2e}
    .box-light p{color:var(--ink)}

    /* ─── DISCLAIMER BLOCK ─── */
    .disclaimer-block{background:linear-gradient(135deg,#001840 0%,#002868 100%);border-radius:14px;padding:28px 30px;margin-bottom:20px;color:#fff;position:relative;overflow:hidden}
    .disclaimer-block::before{content:"§";position:absolute;right:24px;top:-8px;font-size:7rem;opacity:.05;font-family:Montserrat,sans-serif;font-weight:800;color:#fff;line-height:1}
    .disclaimer-block h2{font-size:1rem;font-weight:800;color:#fff;margin-bottom:12px;letter-spacing:.01em}
    .disclaimer-block p{color:rgba(255,255,255,.82);font-size:.82rem;margin-bottom:9px;line-height:1.75}
    .disclaimer-block strong{color:#fff}
    .disc-tags{display:flex;flex-wrap:wrap;gap:7px;margin-top:14px}
    .disc-tag{padding:4px 12px;border-radius:999px;font-size:.68rem;font-weight:700;background:rgba(255,255,255,.12);color:rgba(255,255,255,.92);border:1px solid rgba(255,255,255,.2)}

    /* ─── EDITORIAL TABLE ─── */
    .ed-table{width:100%;border-collapse:collapse;font-size:.79rem;border-radius:10px;overflow:hidden;margin:10px 0}
    .ed-table th{background:#f0f5ff;color:var(--navy);padding:9px 13px;text-align:left;font-size:.72rem;font-weight:700;border-bottom:2px solid var(--border)}
    .ed-table td{padding:9px 13px;border-bottom:1px solid #f0f2f4;color:var(--ink);vertical-align:top;line-height:1.55}
    .ed-table tr:last-child td{border-bottom:none}
    .ed-table .check{color:var(--green);font-weight:700}
    .ed-table .cross{color:var(--red);font-weight:700}

    /* ─── GOV LINK CARDS ─── */
    .gov-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:14px}
    .gov-card{border:1px solid var(--border);border-radius:11px;overflow:hidden;box-shadow:0 3px 10px rgba(0,40,104,.05);transition:box-shadow .2s,transform .2s;display:flex;flex-direction:column}
    .gov-card:hover{box-shadow:0 6px 22px rgba(0,40,104,.11);transform:translateY(-2px)}
    .gov-card-top{padding:14px 15px 10px;flex:1}
    .gov-agency-badge{display:inline-flex;align-items:center;gap:6px;padding:3px 10px;border-radius:999px;font-size:.64rem;font-weight:800;margin-bottom:9px}
    .gov-card-title{font-family:Montserrat,sans-serif;font-size:.82rem;font-weight:800;color:var(--navy);line-height:1.3;margin-bottom:5px}
    .gov-card-desc{font-size:.74rem;color:var(--muted);line-height:1.55;margin-bottom:6px}
    .gov-card-relevance{font-size:.71rem;color:var(--amber);font-style:italic;display:flex;align-items:flex-start;gap:4px;line-height:1.4}
    .gov-card-relevance::before{content:"📌";flex-shrink:0}
    .gov-card-foot{padding:9px 15px;border-top:1px solid var(--border);background:#f8faff}
    .gov-link{display:flex;align-items:center;justify-content:space-between;text-decoration:none;color:var(--navy);font-size:.74rem;font-weight:700}
    .gov-link:hover{color:var(--navy2);text-decoration:none}
    .gov-link-arrow{width:20px;height:20px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.65rem;flex-shrink:0;transition:background .2s}
    .gov-card:hover .gov-link-arrow{background:var(--green)}
    .gov-url{display:block;font-size:.63rem;color:var(--muted);margin-top:3px;font-weight:400;font-style:normal;word-break:break-all}

    /* ─── BOTTOM SIGNATURE ─── */
    .signature-bar{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px;padding:16px 20px;background:#f7f9fc;border:1px solid var(--border);border-radius:12px;margin-top:22px}
    .sig-logo{font-family:Montserrat,sans-serif;font-size:.92rem;font-weight:800;color:var(--navy)}
    .sig-logo span{color:var(--red)}
    .sig-meta{font-size:.73rem;color:var(--muted);line-height:1.5}
    .sig-badges{display:flex;flex-wrap:wrap;gap:6px}
    .sig-badge{padding:4px 10px;border-radius:999px;font-size:.66rem;font-weight:700;background:#eef3fb;color:var(--navy);border:1px solid #c8d8f0}

    /* ─── DIVIDER ─── */
    .divider{border:none;border-top:1px solid var(--border);margin:20px 0}

    /* ─── RESPONSIVE ─── */
    @media(max-width:900px){.two-col{grid-template-columns:1fr}.gov-grid{grid-template-columns:repeat(2,1fr)}}
    @media(max-width:580px){.wrap{padding:14px 10px 30px}.card{padding:16px 14px}.gov-grid{grid-template-columns:1fr}.disclaimer-block{padding:20px 16px}.signature-bar{flex-direction:column;align-items:flex-start}}
/* GLOBAL SAFE CONTAINER */
.page-content,
.calc-wrap,
.card {
  box-sizing: border-box;
  max-width: 100%;
  overflow-x: hidden;
}
html,
body {
  max-width: 100%;
  overflow-x: hidden;
}
@media (max-width: 768px) {
  /* Core layout grids */
  .layout-grid,
  .metrics-grid,
  .scenario-grid,
  .legal-grid,
  .ed-pillars {
    grid-template-columns: 1fr !important;
  }

  /* Related calculators grids */
  .related-grid,
  .auth-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 480px) {
  .related-grid,
  .auth-grid {
    grid-template-columns: 1fr;
  }
}
/* Tables inside the tool */
.card table {
  table-layout: fixed;
  width: 100%;
}

.card th,
.card td {
  word-wrap: break-word;
  white-space: normal;
}

/* Hard clamp long words in any content */
.card,
.card * {
  word-break: break-word;
}
@media (max-width: 480px) {
  .primary-btn,
  .secondary-btn,
  .mode-toggle button,
  .faq-q,
  .related-card,
  .legal-footer-bar {
    max-width: 100%;
  }

  .tags {
    flex-wrap: wrap;
  }

  .tag {
    max-width: 100%;
  }
}

/* ============================================================
   🖥️ DESKTOP ANTI-SLIM & 📱 MOBILE DATA GRID
   ============================================================ */
@media (min-width: 901px) {
  .calc-grid, .layout-grid, .layout { display: grid !important; grid-template-columns: 450px 1fr !important; gap: 25px !important; align-items: start; }
  .form-grid { grid-template-columns: 1fr !important; }
}

@media (max-width: 900px) {
  .table-wrap table, thead, tbody, th, td, tr { display: block !important; width: 100% !important; }
  .table-wrap thead tr { position: absolute !important; top: -9999px !important; left: -9999px !important; }
  .card table tr { border: 1px solid var(--border); margin-bottom: 15px; border-radius: 12px; padding: 8px; }
  .card table td { border: none !important; border-bottom: 1px solid #f1f5f9 !important; position: relative !important; padding: 10px 10px 10px 50% !important; text-align: right !important; }
  .card table td:before { content: attr(data-label); position: absolute; left: 12px; width: 45%; text-align: left; font-weight: 700; font-size: 0.75rem; color: var(--muted); text-transform: uppercase; line-height: 1.2; }
}

/* ============================================================
   🔧 UNIVERSAL ICON & HEADING ALIGNMENT FIX (TRANSLATE-Y)
   ============================================================ */
.s-head, .sec-head, .faq-head { display: flex !important; align-items: flex-start !important; gap: 12px !important; }
.s-head-icon, .icon-box, .faq-head-icon { margin: 0 !important; padding: 0 !important; flex-shrink: 0 !important; transform: translateY(4px) !important; }

h3.title, .card .title { display: flex !important; align-items: flex-start !important; gap: 10px !important; margin: 0 0 12px 0 !important; padding: 0 !important; line-height: 1.4 !important; font-size: 1.15rem !important; color: var(--navy) !important; font-weight: 700 !important; }
h3.title::before { content: none !important; }
h3.title .num, .card .title .num { margin: 0 !important; padding: 0 !important; flex-shrink: 0 !important; transform: translateY(2px) !important; }

/* ============================================================
   🔧 H2 & H3 TYPOGRAPHY HIERARCHY FIX
   ============================================================ */
h2, .edu-sec h2, .st { font-size: clamp(1.5rem, 3vw, 2rem) !important; color: var(--navy) !important; line-height: 1.3 !important; font-weight: 800 !important; }
h3, .edu-sec h3, .hiw-card h3 { font-size: clamp(1.15rem, 2vw, 1.4rem) !important; color: var(--navy) !important; line-height: 1.4 !important; font-weight: 700 !important; margin-top: 24px !important; margin-bottom: 12px !important; }

@media (max-width: 768px) {
  h2, .edu-sec h2, .st { font-size: 1.45rem !important; }
  h3, .edu-sec h3, .hiw-card h3 { font-size: 1.15rem !important; }
}