:root{--navy:#002868;--navy2:#214d88;--green:#00875A;--red:#BF0A30;--amber:#b88100;--ink:#1D1D1F;--muted:#5F6368;--border:#E0E4E8;--bg:#F7F9FC;--card:#fff;--shadow:0 6px 20px rgba(0,40,104,.06)}
    *{box-sizing:border-box;margin:0;padding:0} body{font-family:Inter,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6} h1,h2,h3,h4{font-family:Montserrat,sans-serif}
    .hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:34px 16px 26px}.hero-inner{max-width:1500px;margin:0 auto}.hero h1{font-size:clamp(1.7rem,4vw,2.7rem);line-height:1.1;margin-bottom:10px}.hero p{font-size:.97rem;max-width:1180px;opacity:.93}.pills{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}.pill{padding:6px 10px;border-radius:999px;border:1px solid rgba(255,255,255,.22);background:rgba(255,255,255,.12);font-size:.72rem;font-weight:700}
    .wrap{max-width:1500px;margin:0 auto;padding:18px 14px 34px}.ad-slot{background:#edf4ff;border:2px dashed var(--border);border-radius:10px;padding:16px;text-align:center;color:var(--muted);font-size:.8rem;margin-bottom:18px}.ad-slot strong{color:var(--navy)}
    .layout{display:grid;grid-template-columns:1.12fr .88fr;gap:18px}.card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:18px;box-shadow:var(--shadow)}.card+.card{margin-top:12px}.title{display:flex;align-items:center;gap:9px;font-size:1rem;font-weight:800;color:var(--navy);padding-bottom:9px;margin-bottom:12px;border-bottom:2px solid #eef3f7}.num{width:24px;height:24px;border-radius:7px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.75rem;font-weight:800}
    .form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.form-row label{display:block;font-size:.78rem;font-weight:700;margin-bottom:5px}.hint{display:block;font-size:.67rem;color:var(--muted);margin-top:2px} input[type=number],select{width:100%;padding:10px 11px;border:1.5px solid var(--border);border-radius:8px;background:#fff;font:inherit;font-size:.88rem;color:var(--ink);outline:none;transition:border .2s,box-shadow .2s} input:focus,select:focus{border-color:var(--navy);box-shadow:0 0 0 3px rgba(0,40,104,.08)}
    .actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:10px}.btn{display:inline-flex;align-items:center;gap:6px;padding:10px 16px;border-radius:8px;border:2px solid transparent;font-family:Montserrat,sans-serif;font-size:.8rem;font-weight:700;cursor:pointer;transition:all .2s}.btn-primary{background:var(--green);color:#fff;border-color:var(--green)}.btn-primary:hover{background:#006a46}.btn-secondary{background:var(--navy);color:#fff;border-color:var(--navy)}.btn-secondary:hover{background:#001d4e}.btn-outline{background:#fff;color:var(--red);border-color:var(--red)}.btn-outline:hover{background:var(--red);color:#fff}.btn-wa{background:#25D366;color:#fff;border-color:#25D366}.btn-wa:hover{background:#18b85a}.hidden{display:none!important}
    .placeholder{text-align:center;padding:46px 18px;color:var(--muted)}.placeholder .emoji{font-size:2.5rem;margin-bottom:12px}
    .banner{border-radius:14px;padding:18px;color:#fff;margin-bottom:10px;background:linear-gradient(135deg,var(--green),#006a46)}.banner.warn{background:linear-gradient(135deg,var(--amber),#805c00)}.banner.bad{background:linear-gradient(135deg,var(--red),#8f001e)}.eyebrow{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;opacity:.86}.big{font-size:1.32rem;font-weight:800;margin-top:4px}.sub{font-size:.82rem;opacity:.9;margin-top:6px}
    .kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:10px}.kpi{background:#f7faff;border:1px solid var(--border);border-radius:10px;padding:10px;text-align:center}.kpi .label{font-size:.67rem;font-weight:700;text-transform:uppercase;color:var(--muted);margin-bottom:4px}.kpi .val{font-size:1rem;font-weight:800;color:var(--navy)}.kpi .small{font-size:.68rem;color:var(--muted);margin-top:2px}
    .alert{padding:12px 13px;border-radius:0 8px 8px 0;font-size:.8rem;margin:10px 0}.good{background:#e8f5e9;border-left:4px solid var(--green);color:#1b5e20}.mid{background:#fff8e1;border-left:4px solid var(--amber);color:#6d4c00}.bad{background:#ffebee;border-left:4px solid var(--red);color:#b71c1c}
    .tags{display:flex;flex-wrap:wrap;gap:6px;margin-top:8px}.tag{padding:4px 8px;border-radius:999px;background:#fff;border:1px solid var(--border);font-size:.71rem;color:var(--muted)}
    .chart-wrap{position:relative;height:320px}.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:10px}.table-wrap table{width:100%;border-collapse:collapse;font-size:.78rem}.table-wrap th{background:var(--navy);color:#fff;text-align:left;padding:9px 10px;font-size:.72rem;white-space:nowrap}.table-wrap td{padding:8px 10px;border-bottom:1px solid var(--border);white-space:nowrap}.table-wrap tbody tr:nth-child(even){background:#f8fbff}.strong{font-weight:800;color:var(--navy)}.note{font-size:.72rem;color:var(--muted);margin-top:10px;background:#f3f5f8;padding:10px 12px;border-radius:8px}
    @media(max-width:1150px){.layout{grid-template-columns:1fr}.kpis{grid-template-columns:repeat(2,1fr)}} @media(max-width:640px){.form-grid,.kpis{grid-template-columns:1fr}.wrap{padding:14px 10px 30px}.card{padding:16px}}
    
    /* ── Scoped additions for content sections only ── */
.section-label{display:inline-flex;align-items:center;gap:7px;background:#EEF3F7;border:1px solid var(--border);border-radius:999px;padding:5px 13px;font-size:.72rem;font-weight:800;color:var(--navy);text-transform:uppercase;letter-spacing:.06em;margin-bottom:12px}
.section-intro{font-size:.92rem;color:var(--muted);line-height:1.8;margin-bottom:20px;max-width:880px}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
.three-col{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-bottom:14px}
.info-box{background:var(--card);border:1px solid var(--border);border-radius:12px;padding:16px;box-shadow:var(--shadow)}
.info-box .ib-icon{font-size:1.6rem;margin-bottom:8px}
.info-box .ib-title{font-family:Montserrat,sans-serif;font-size:.88rem;font-weight:800;color:var(--navy);margin-bottom:5px}
.info-box .ib-text{font-size:.79rem;color:var(--ink);line-height:1.7}
.step-row{display:flex;gap:13px;align-items:flex-start;padding:13px 0;border-bottom:1px solid var(--border)}
.step-row:last-child{border-bottom:none}
.step-circle{flex-shrink:0;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-family:Montserrat,sans-serif;font-size:.82rem;font-weight:800}
.step-body .st-title{font-family:Montserrat,sans-serif;font-size:.88rem;font-weight:800;color:var(--navy);margin-bottom:4px}
.step-body .st-text{font-size:.8rem;color:var(--ink);line-height:1.7}
.rate-chip{display:inline-flex;align-items:center;padding:4px 10px;border-radius:999px;font-size:.72rem;font-weight:700}
.rate-chip.green{background:#e8f5e9;color:#1b5e20}
.rate-chip.amber{background:#fff8e1;color:#6d4c00}
.rate-chip.red{background:#ffebee;color:#b71c1c}
.rate-chip.navy{background:#EEF3F7;color:var(--navy)}
.example-card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:16px;box-shadow:var(--shadow)}
.example-card .ex-head{font-family:Montserrat,sans-serif;font-size:.9rem;font-weight:800;color:var(--navy);margin-bottom:10px;display:flex;align-items:center;gap:8px}
.ex-kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:7px;margin:10px 0}
.ex-kpi{background:#f7faff;border:1px solid var(--border);border-radius:8px;padding:9px;text-align:center}
.ex-kpi .ek-label{font-size:.62rem;font-weight:700;text-transform:uppercase;color:var(--muted);margin-bottom:3px}
.ex-kpi .ek-val{font-size:.92rem;font-weight:800;color:var(--navy)}
.tip-card{background:var(--card);border:1px solid var(--border);border-left:4px solid var(--navy);border-radius:0 12px 12px 0;padding:14px 16px;box-shadow:var(--shadow)}
.tip-card .tc-num{font-family:Montserrat,sans-serif;font-size:.7rem;font-weight:800;color:var(--muted);text-transform:uppercase;margin-bottom:4px}
.tip-card .tc-title{font-family:Montserrat,sans-serif;font-size:.88rem;font-weight:800;color:var(--navy);margin-bottom:5px}
.tip-card .tc-text{font-size:.79rem;color:var(--ink);line-height:1.7}
.tip-card.green-tip{border-left-color:var(--green)}
.tip-card.amber-tip{border-left-color:var(--amber)}
/* FAQ accordion */
.faq-item{border-bottom:1px solid var(--border)}
.faq-q{padding:14px 12px;font-family:Montserrat,sans-serif;font-size:.88rem;font-weight:700;color:var(--navy);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:10px;user-select:none}
.faq-q::after{content:"＋";font-size:1rem;font-weight:800;flex-shrink:0;transition:transform .2s}
.faq-item.open .faq-q::after{content:"−"}
.faq-a{display:none;padding:0 12px 14px;font-size:.8rem;color:var(--ink);line-height:1.8}
.faq-item.open .faq-a{display:block}
/* Responsive */
@media(max-width:1100px){.three-col{grid-template-columns:repeat(2,1fr)}.ex-kpis{grid-template-columns:repeat(2,1fr)}}
@media(max-width:640px){.two-col,.three-col{grid-template-columns:1fr}.ex-kpis{grid-template-columns:1fr}.example-card,.info-box,.tip-card{padding:13px}}
/* GLOBAL SAFE CONTAINER */
.page-content,
.calc-wrap,
.card {
  box-sizing: border-box;
  max-width: 100%;
  overflow-x: hidden;
}
html,
body {
  max-width: 100%;
  overflow-x: hidden;
}
@media (max-width: 768px) {
  /* Core layout grids */
  .layout-grid,
  .metrics-grid,
  .scenario-grid,
  .legal-grid,
  .ed-pillars {
    grid-template-columns: 1fr !important;
  }

  /* Related calculators grids */
  .related-grid,
  .auth-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 480px) {
  .related-grid,
  .auth-grid {
    grid-template-columns: 1fr;
  }
}
/* Tables inside the tool */
.card table {
  table-layout: fixed;
  width: 100%;
}

.card th,
.card td {
  word-wrap: break-word;
  white-space: normal;
}

/* Hard clamp long words in any content */
.card,
.card * {
  word-break: break-word;
}
@media (max-width: 480px) {
  .primary-btn,
  .secondary-btn,
  .mode-toggle button,
  .faq-q,
  .related-card,
  .legal-footer-bar {
    max-width: 100%;
  }

  .tags {
    flex-wrap: wrap;
  }

  .tag {
    max-width: 100%;
  }
}

/* Standardized Typography Hierarchy */
h2, .edu-sec h2, .st {
  font-size: clamp(1.4rem, 2.8vw, 1.7rem) !important; 
  color: var(--navy) !important;
  font-weight: 800 !important;
  margin-bottom: 18px !important;
  border-bottom: 3px solid var(--red) !important;
  padding-bottom: 8px !important;
}

h3, .card .title {
  font-size: clamp(1.1rem, 2vw, 1.25rem) !important;
  color: var(--navy) !important;
  font-weight: 700 !important;
  margin-top: 22px !important;
}


/* ============================================================
   🖥️ DESKTOP ANTI-SLIM & 📱 MOBILE DATA GRID
   ============================================================ */
@media (min-width: 901px) {
  .calc-grid, .layout-grid, .layout { display: grid !important; grid-template-columns: 450px 1fr !important; gap: 25px !important; align-items: start; }
  .form-grid { grid-template-columns: 1fr !important; }
}

@media (max-width: 900px) {
  .table-wrap table, thead, tbody, th, td, tr { display: block !important; width: 100% !important; }
  .table-wrap thead tr { position: absolute !important; top: -9999px !important; left: -9999px !important; }
  .card table tr { border: 1px solid var(--border); margin-bottom: 15px; border-radius: 12px; padding: 8px; }
  .card table td { border: none !important; border-bottom: 1px solid #f1f5f9 !important; position: relative !important; padding: 10px 10px 10px 50% !important; text-align: right !important; }
  .card table td:before { content: attr(data-label); position: absolute; left: 12px; width: 45%; text-align: left; font-weight: 700; font-size: 0.75rem; color: var(--muted); text-transform: uppercase; line-height: 1.2; }
}