:root{
  --navy:#002868;--navy-d:#001a45;--navy-l:#003a8c;--navy-xl:#e8ecf7;
  --red:#BF0A30;--red-l:#ffeaea;
  --green:#00875A;--green-l:#e6f5f0;
  --amber:#D97706;--amber-l:#fef3c7;
  --g50:#f8fafc;--g100:#f1f5f9;--g200:#e2e8f0;--g300:#cbd5e1;
  --g400:#94a3b8;--g500:#64748b;--g600:#475569;--g700:#334155;--g900:#0f172a;
  --r:10px;--rl:16px;
  --sh:0 1px 4px rgba(0,40,104,.07),0 4px 16px rgba(0,40,104,.06);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'DM Sans',sans-serif;background:var(--g50);color:var(--g900);font-size:14px;line-height:1.6}
h1,h2,h3,h4,h5{font-family:'Montserrat',sans-serif}
 
.hdr{background:var(--navy-d);position:relative;overflow:hidden;padding:48px 20px 40px;text-align:center}
.hdr-bg{position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 20% 50%,rgba(0,58,140,.55) 0%,transparent 60%),radial-gradient(ellipse 60% 70% at 80% 40%,rgba(191,10,48,.18) 0%,transparent 55%),linear-gradient(160deg,#001a45 0%,#002868 60%,#003a8c 100%);z-index:0}
.hdr-dots{position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.06) 1px,transparent 1px);background-size:28px 28px;z-index:1}
.hdr-inner{position:relative;z-index:2}
.hdr .brand{font-family:'Montserrat',sans-serif;font-size:10px;font-weight:800;letter-spacing:3px;text-transform:uppercase;color:rgba(255,255,255,.45);margin-bottom:12px}
.hdr h1{font-size:clamp(22px,4.5vw,40px);font-weight:900;color:#fff;letter-spacing:-1px;line-height:1.1;margin-bottom:12px}
.hdr h1 span{color:#5b8ef5}
.hdr .sub{color:rgba(255,255,255,.6);font-size:14px;max-width:600px;margin:0 auto 22px}
.pill-row{display:flex;flex-wrap:wrap;gap:7px;justify-content:center}
.pill{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:100px;padding:4px 13px;font-size:11px;font-weight:600;color:rgba(255,255,255,.75);font-family:'Montserrat',sans-serif;letter-spacing:.2px}
.pill.hi{background:rgba(0,135,90,.2);border-color:rgba(0,135,90,.35);color:#6ee7b7}
 
.wrap{max-width:1120px;margin:0 auto;padding:30px 16px 90px}
.card{background:#fff;border-radius:var(--rl);box-shadow:var(--sh);padding:24px;margin-bottom:20px;border:1px solid var(--g200)}
.sec-ttl{display:flex;align-items:center;gap:10px;margin-bottom:18px}
.sec-ttl .ico{width:32px;height:32px;border-radius:8px;background:var(--navy-xl);display:flex;align-items:center;justify-content:center;font-size:16px;flex-shrink:0}
.sec-ttl h2{font-size:14px;font-weight:700;color:var(--navy)}
 
.igrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:14px}
.fg{display:flex;flex-direction:column;gap:4px}
.fg label{font-size:11px;font-weight:700;color:var(--g600);display:flex;align-items:center;gap:5px;text-transform:uppercase;letter-spacing:.4px}
.irow{display:flex;align-items:center;border:1.5px solid var(--g200);border-radius:8px;overflow:hidden;background:#fff;transition:border-color .15s}
.irow:focus-within{border-color:var(--navy)}
.ipfx,.isfx{padding:0 10px;background:var(--g100);color:var(--g500);font-size:12px;font-weight:700;height:40px;display:flex;align-items:center;flex-shrink:0;border-right:1px solid var(--g200);font-family:'Montserrat',sans-serif}
.isfx{border-right:none;border-left:1px solid var(--g200)}
.fg input,.fg select{flex:1;border:none;outline:none;padding:0 10px;font-family:'DM Sans',sans-serif;font-size:14px;height:40px;background:transparent;color:var(--g900);width:100%;min-width:0}
.fg select{cursor:pointer}
.hint{font-size:10px;color:var(--g400);line-height:1.3;margin-top:2px}
 
.tip{display:inline-flex;align-items:center;justify-content:center;width:14px;height:14px;background:var(--g200);border-radius:50%;font-size:8px;font-weight:700;color:var(--g500);cursor:help;position:relative}
.tip:hover::after{content:attr(data-t);position:absolute;bottom:calc(100% + 6px);left:50%;transform:translateX(-50%);background:var(--g900);color:#fff;font-size:10px;font-weight:400;padding:6px 10px;border-radius:6px;min-width:180px;max-width:250px;z-index:99;line-height:1.4;text-align:center;white-space:normal;pointer-events:none;font-family:'DM Sans',sans-serif}
 
.tgl{display:flex;background:var(--g100);border-radius:8px;padding:3px;gap:2px}
.tgb{flex:1;padding:7px 10px;border:none;background:transparent;border-radius:6px;font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;cursor:pointer;color:var(--g500);transition:all .15s;white-space:nowrap;letter-spacing:.2px}
.tgb.on{background:var(--navy);color:#fff;box-shadow:0 1px 6px rgba(0,40,104,.2)}
 
/* table-wrapper: mobile horizontal scroll for ALL tables */
.table-wrapper{overflow-x:auto;-webkit-overflow-scrolling:touch}
 
.ch-tbl{width:100%;border-collapse:collapse}
.ch-tbl th{background:var(--navy-xl);color:var(--navy);font-family:'Montserrat',sans-serif;font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.5px;padding:9px 10px;text-align:left;border:1px solid var(--g200)}
.ch-tbl td{padding:6px 6px;border:1px solid var(--g200);vertical-align:middle}
.ch-tbl tr:nth-child(even) td{background:var(--g50)}
.ch-tbl td input,.ch-tbl td select{border:1.5px solid var(--g200);border-radius:6px;padding:6px 9px;font-family:'DM Sans',sans-serif;font-size:13px;width:100%;background:#fff;transition:border-color .15s;outline:none}
.ch-tbl td input:focus,.ch-tbl td select:focus{border-color:var(--navy)}
.ch-tbl .cac-cell{font-family:'Montserrat',sans-serif;font-weight:700;font-size:13px;color:var(--navy);text-align:right;padding-right:12px}
.ch-tbl .del-btn{background:none;border:none;color:var(--g400);cursor:pointer;font-size:16px;padding:4px 6px;border-radius:4px;transition:color .15s}
.ch-tbl .del-btn:hover{color:var(--red)}
.add-row-btn{display:flex;align-items:center;gap:6px;background:none;border:1.5px dashed var(--g300);border-radius:8px;padding:8px 14px;color:var(--g500);font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;cursor:pointer;transition:all .15s;margin-top:10px;letter-spacing:.3px}
.add-row-btn:hover{border-color:var(--navy);color:var(--navy)}
 
.per-tbl{width:100%;border-collapse:collapse}
.per-tbl th{background:var(--navy-xl);color:var(--navy);font-family:'Montserrat',sans-serif;font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.5px;padding:9px 10px;text-align:left;border:1px solid var(--g200)}
.per-tbl td{padding:6px;border:1px solid var(--g200);vertical-align:middle}
.per-tbl td input{border:1.5px solid var(--g200);border-radius:6px;padding:6px 9px;font-family:'DM Sans',sans-serif;font-size:13px;width:100%;background:#fff;outline:none;transition:border-color .15s}
.per-tbl td input:focus{border-color:var(--navy)}
.per-tbl .cac-cell{font-family:'Montserrat',sans-serif;font-weight:700;font-size:13px;color:var(--navy);text-align:right;padding-right:10px}
 
.calc-btn{width:100%;background:linear-gradient(135deg,var(--navy-d) 0%,var(--navy) 45%,var(--navy-l) 100%);color:#fff;border:none;border-radius:var(--r);padding:15px 24px;font-family:'Montserrat',sans-serif;font-size:15px;font-weight:800;cursor:pointer;letter-spacing:.3px;transition:transform .15s,box-shadow .15s;margin-top:10px;display:flex;align-items:center;justify-content:center;gap:8px}
.calc-btn:hover{transform:translateY(-2px);box-shadow:0 8px 28px rgba(0,40,104,.3)}
.calc-btn:active{transform:none}
 
.res{display:none}.res.on{display:block}
 
.hero-band{background:linear-gradient(135deg,var(--navy-d) 0%,var(--navy) 55%,#1a4fc4 100%);border-radius:var(--rl);padding:28px;color:#fff;margin-bottom:20px;display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:20px;align-items:center}
.hm .hl{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:1.5px;color:rgba(255,255,255,.45);margin-bottom:5px;font-family:'Montserrat',sans-serif}
.hm .hv{font-family:'Montserrat',sans-serif;font-size:clamp(22px,3vw,30px);font-weight:900;line-height:1}
.hm .hs{font-size:11px;color:rgba(255,255,255,.45);margin-top:4px}
.hm-sep{width:1px;background:rgba(255,255,255,.1);min-height:54px;align-self:stretch}
 
.mgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:12px;margin-bottom:20px}
.mc{background:#fff;border:1px solid var(--g200);border-radius:var(--r);padding:16px;position:relative;overflow:hidden}
.mc::after{content:'';position:absolute;top:0;left:0;right:0;height:3px}
.mc.g::after{background:var(--green)}.mc.a::after{background:var(--amber)}.mc.r::after{background:var(--red)}.mc.n::after{background:var(--navy)}.mc.p::after{background:#7c3aed}
.mc .ml{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.5px;color:var(--g400);margin-bottom:5px;font-family:'Montserrat',sans-serif}
.mc .mv{font-family:'Montserrat',sans-serif;font-size:22px;font-weight:800;color:var(--g900)}
.mc .ms{font-size:11px;color:var(--g500);margin-top:3px}
 
.vb{display:inline-flex;align-items:center;gap:4px;padding:3px 9px;border-radius:100px;font-size:10px;font-weight:800;text-transform:uppercase;letter-spacing:.4px;font-family:'Montserrat',sans-serif}
.vg{background:var(--green-l);color:var(--green)}.va{background:var(--amber-l);color:#92400e}.vr{background:var(--red-l);color:var(--red)}.vp{background:#ede9fe;color:#7c3aed}
 
.alrt{padding:10px 14px;border-radius:8px;font-size:12px;margin-bottom:12px;display:flex;gap:8px;align-items:flex-start;line-height:1.5;border:1px solid}
.alrt.warn{background:var(--amber-l);color:#92400e;border-color:var(--amber)}
.alrt.dng{background:var(--red-l);color:var(--red);border-color:var(--red)}
.alrt.info{background:var(--navy-xl);color:var(--navy);border-color:rgba(0,40,104,.15)}
.alrt.ok{background:var(--green-l);color:#065f46;border-color:var(--green)}
 
.tabs{display:flex;border-bottom:2px solid var(--g200);margin-bottom:22px;overflow-x:auto;scrollbar-width:none}
.tabs::-webkit-scrollbar{display:none}
.tab-b{padding:9px 16px;border:none;background:transparent;font-family:'Montserrat',sans-serif;font-size:11px;font-weight:700;color:var(--g400);cursor:pointer;border-bottom:2px solid transparent;margin-bottom:-2px;white-space:nowrap;transition:all .15s;letter-spacing:.3px}
.tab-b.on{color:var(--navy);border-bottom-color:var(--navy)}
.tp{display:none}.tp.on{display:block}
 
.chrt{position:relative;height:240px;margin-top:16px}
 
.stbl{width:100%;border-collapse:collapse;font-size:12px}
.stbl th{background:var(--navy-xl);color:var(--navy);font-family:'Montserrat',sans-serif;font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.5px;padding:9px 12px;text-align:left;border:1px solid var(--g200)}
.stbl td{padding:9px 12px;border:1px solid var(--g200);vertical-align:middle}
.stbl tr:nth-child(even) td{background:var(--g50)}
.stbl tr.hl td{background:var(--navy-xl);font-weight:700}
 
.roas-box{background:linear-gradient(135deg,#ede9fe,#f5f3ff);border:1.5px solid #c4b5fd;border-radius:var(--r);padding:20px;margin-top:4px}
.roas-box h4{font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;color:#7c3aed;margin-bottom:14px;display:flex;align-items:center;gap:6px}
.roas-res{background:#fff;border-radius:8px;padding:14px;margin-top:14px;display:none}
.roas-res .rv{font-family:'Montserrat',sans-serif;font-size:24px;font-weight:800;color:var(--navy)}
.roas-res .rs{font-size:11px;color:var(--g500)}
 
.fl-box{background:var(--g50);border:1.5px solid var(--g200);border-radius:var(--r);padding:18px;margin-top:16px}
.fl-box h4{font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;color:var(--navy);margin-bottom:14px}
 
.bench-item{display:grid;grid-template-columns:1.8fr 1fr 1fr auto;gap:10px;align-items:center;padding:11px 14px;border-radius:8px;border:1px solid var(--g200);margin-bottom:8px;background:#fff}
.bench-item.me{border-color:var(--navy);background:var(--navy-xl)}
.bench-label{font-size:12px;font-weight:600;color:var(--g700)}
.bench-rng{font-size:11px;color:var(--g500)}
 
.ebtns{display:flex;gap:10px;flex-wrap:wrap;margin-top:4px}
.ebtn{flex:1;min-width:140px;padding:12px 16px;border-radius:var(--r);font-family:'Montserrat',sans-serif;font-size:12px;font-weight:700;cursor:pointer;transition:all .15s;border:2px solid;display:flex;align-items:center;justify-content:center;gap:7px;letter-spacing:.2px}
.ebtn.prim{border-color:var(--navy);background:var(--navy);color:#fff}
.ebtn.prim:hover{background:var(--navy-l)}
.ebtn.sec{border-color:var(--navy);background:#fff;color:var(--navy)}
.ebtn.sec:hover{background:var(--navy);color:#fff}
.ebtn.wa{border-color:#25D366;background:#fff;color:#25D366}
.ebtn.wa:hover{background:#25D366;color:#fff}
.ebtn.rst{border-color:var(--red);background:#fff;color:var(--red)}
.ebtn.rst:hover{background:var(--red);color:#fff}
 
.spark-wrap{background:var(--g50);border:1px solid var(--g200);border-radius:var(--r);padding:16px;margin-top:16px}
 
@media(max-width:640px){
  .hero-band{grid-template-columns:1fr 1fr}
  .hm-sep{display:none}
  .bench-item{grid-template-columns:1fr 1fr}
  .bench-item .bench-rng,.bench-item .bench-rng+*{display:none}
}
/* ── MOBILE PATCH ── */
html,body{overflow-x:hidden;-webkit-text-size-adjust:100%}
.wrap{padding-left:max(16px,env(safe-area-inset-left));padding-right:max(16px,env(safe-area-inset-right));width:100%}
.card{overflow:hidden;word-break:break-word}
.irow{min-width:0;width:100%}
.irow input,.irow select{min-width:0;max-width:100%}
.ipfx,.isfx{flex-shrink:0;white-space:nowrap}
input,select,textarea{font-size:max(14px,1rem)}
.tgl{width:100%;flex-wrap:nowrap;overflow:hidden}
.tgb{flex:1 1 0;min-width:0;overflow:hidden;white-space:normal;line-height:1.3;padding:8px 6px;font-size:10px}
.table-wrapper{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch;width:100%}
.stbl,.ch-tbl,.per-tbl{min-width:500px}
.tabs{overflow-x:auto;-webkit-overflow-scrolling:touch;flex-wrap:nowrap;scrollbar-width:none}
.tabs::-webkit-scrollbar{display:none}
.tab-b{flex-shrink:0;font-size:10px;padding:8px 10px}
.sec-ttl{flex-wrap:wrap;gap:8px}
.sec-ttl h2{font-size:13px;flex-shrink:1;min-width:0}
.calc-btn{font-size:13px;padding:14px 16px;white-space:normal;line-height:1.3}
button,.tgb,.tab-b,.ebtn,.calc-btn,.add-row-btn{min-height:44px}
.del-btn{min-height:36px}
.tip:hover::after{left:auto;right:0;transform:none;max-width:min(240px,80vw)}
@media(max-width:600px){
  .igrid,.igrid-2{grid-template-columns:1fr !important}
  .hero-band{grid-template-columns:1fr 1fr !important;padding:20px 16px;gap:14px}
  .hm-sep{display:none !important}
  .hm .hv{font-size:20px}
  .mgrid{grid-template-columns:1fr 1fr !important;gap:10px}
  .mc .mv{font-size:17px}
}
@media(max-width:560px){
  .ebtns{display:grid;grid-template-columns:1fr 1fr;gap:8px}
  .ebtn{min-width:0;font-size:11px;padding:10px 8px}
  .roas-box .igrid{grid-template-columns:1fr !important}
  .fl-box .igrid{grid-template-columns:1fr !important}
}
@media(max-width:480px){
  .pill{font-size:10px;padding:3px 9px}
  .hdr h1{font-size:24px;letter-spacing:-0.5px}
  .hdr .sub{font-size:12px}
}
@media(max-width:400px){
  .tgb{font-size:9px;padding:7px 4px}
  .mgrid{grid-template-columns:1fr !important}
  .hero-band{grid-template-columns:1fr !important}
  .ebtns{grid-template-columns:1fr}
}

  /* ── How It Works Section ── */
  #cac-how-it-works {
    --hiw-navy:      #002868;
    --hiw-red:       #BF0A30;
    --hiw-green:     #00875A;
    --hiw-amber:     #D97706;
    --hiw-text:      #0e1f35;
    --hiw-muted:     #4f6070;
    --hiw-faint:     #8fa0b0;
    --hiw-border:    rgba(0,40,104,0.10);
    --hiw-bg:        #ffffff;
    --hiw-bg-soft:   #f5f7fb;
    --hiw-navy-bg:   rgba(0,40,104,0.06);
    --hiw-green-bg:  rgba(0,135,90,0.06);
    --hiw-red-bg:    rgba(191,10,48,0.06);
    --hiw-amber-bg:  rgba(217,119,6,0.08);
    --hiw-max:       1240px;
    --hiw-radius:    16px;
    --hiw-shadow:    0 4px 20px rgba(0,40,104,0.07);
    --hiw-shadow-hv: 0 12px 36px rgba(0,40,104,0.13);
    background: var(--hiw-bg-soft);
    padding: 72px 20px;
    border-top: 1px solid rgba(0,40,104,0.08);
    border-bottom: 1px solid rgba(0,40,104,0.08);
    color: var(--hiw-text);
    font-family: "Inter", system-ui, sans-serif;
  }

  #cac-how-it-works * { box-sizing: border-box; }

  /* ── Wrapper ── */
  #cac-how-it-works .hiw-wrap {
    max-width: var(--hiw-max);
    margin: 0 auto;
  }

  /* ── Section header ── */
  #cac-how-it-works .hiw-header {
    display: grid;
    grid-template-columns: 1fr auto;
    align-items: end;
    gap: 24px;
    margin-bottom: 52px;
  }

  #cac-how-it-works .hiw-kicker {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 6px 14px;
    border-radius: 999px;
    background: var(--hiw-navy-bg);
    color: var(--hiw-navy);
    font: 700 11px/1 "Inter", system-ui, sans-serif;
    letter-spacing: 0.09em;
    text-transform: uppercase;
    margin-bottom: 14px;
  }

  #cac-how-it-works .hiw-title {
    margin: 0 0 10px;
    font: 800 clamp(24px, 3vw, 36px)/1.15 "Montserrat", "Inter", system-ui, sans-serif;
    color: var(--hiw-navy);
    letter-spacing: -0.01em;
  }

  #cac-how-it-works .hiw-subtitle {
    margin: 0;
    color: var(--hiw-muted);
    font: 500 15.5px/1.7 "Inter", system-ui, sans-serif;
    max-width: 54ch;
  }

  #cac-how-it-works .hiw-time-badge {
    display: inline-flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    width: 88px;
    height: 88px;
    border-radius: 50%;
    background: var(--hiw-navy);
    color: #fff;
    flex-shrink: 0;
    align-self: center;
  }

  #cac-how-it-works .hiw-time-badge strong {
    font: 800 22px/1 "Montserrat", sans-serif;
  }

  #cac-how-it-works .hiw-time-badge span {
    font: 500 11px/1.3 "Inter", sans-serif;
    opacity: 0.75;
    text-align: center;
  }

  /* ── Steps layout: asymmetric 2-column grid ── */
  #cac-how-it-works .hiw-steps {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
    position: relative;
  }

  /* Vertical spine line between left and right columns */
  #cac-how-it-works .hiw-steps::before {
    content: '';
    position: absolute;
    left: 50%;
    top: 32px;
    bottom: 32px;
    width: 1px;
    background: linear-gradient(to bottom,
      transparent,
      rgba(0,40,104,0.15) 10%,
      rgba(0,40,104,0.15) 90%,
      transparent
    );
    transform: translateX(-50%);
    pointer-events: none;
  }

  /* ── Individual step card ── */
  #cac-how-it-works .hiw-step {
    padding: 28px 32px;
    display: flex;
    flex-direction: column;
    gap: 12px;
    position: relative;
    transition: background 0.2s ease;
    border-radius: 0;
  }

  /* Left column steps — padding on right side */
  #cac-how-it-works .hiw-step.left {
    padding-right: 48px;
    border-right: none;
  }

  /* Right column steps — padding on left side */
  #cac-how-it-works .hiw-step.right {
    padding-left: 48px;
  }

  /* Horizontal divider between rows (not after last row) */
  #cac-how-it-works .hiw-step.row-end {
    border-bottom: 1px solid rgba(0,40,104,0.08);
  }

  #cac-how-it-works .hiw-step:hover {
    background: rgba(0,40,104,0.025);
    border-radius: var(--hiw-radius);
  }

  /* Step number + label row */
  #cac-how-it-works .hiw-step-top {
    display: flex;
    align-items: center;
    gap: 12px;
  }

  /* Step number pill */
  #cac-how-it-works .hiw-step-num {
    width: 36px;
    height: 36px;
    border-radius: 10px;
    display: grid;
    place-items: center;
    font: 800 15px/1 "Montserrat", sans-serif;
    flex-shrink: 0;
    transition: transform 0.2s ease;
  }

  #cac-how-it-works .hiw-step:hover .hiw-step-num {
    transform: scale(1.08);
  }

  /* Step number color variants */
  #cac-how-it-works .hiw-step-num.navy  { background: var(--hiw-navy);  color: #fff; }
  #cac-how-it-works .hiw-step-num.green { background: var(--hiw-green); color: #fff; }
  #cac-how-it-works .hiw-step-num.red   { background: var(--hiw-red);   color: #fff; }
  #cac-how-it-works .hiw-step-num.amber { background: var(--hiw-amber); color: #fff; }

  #cac-how-it-works .hiw-step-tag {
    display: inline-flex;
    align-items: center;
    padding: 4px 10px;
    border-radius: 999px;
    font: 700 11px/1 "Inter", sans-serif;
    letter-spacing: 0.05em;
    text-transform: uppercase;
  }

  #cac-how-it-works .hiw-step-tag.navy  { background: var(--hiw-navy-bg);  color: var(--hiw-navy); }
  #cac-how-it-works .hiw-step-tag.green { background: var(--hiw-green-bg); color: var(--hiw-green); }
  #cac-how-it-works .hiw-step-tag.red   { background: var(--hiw-red-bg);   color: var(--hiw-red); }
  #cac-how-it-works .hiw-step-tag.amber { background: var(--hiw-amber-bg); color: var(--hiw-amber); }

  #cac-how-it-works .hiw-step h3 {
    margin: 0;
    font: 800 17px/1.25 "Montserrat", "Inter", sans-serif;
    color: var(--hiw-text);
    letter-spacing: -0.01em;
  }

  #cac-how-it-works .hiw-step p {
    margin: 0;
    color: var(--hiw-muted);
    font: 500 14px/1.72 "Inter", sans-serif;
    max-width: 44ch;
  }

  /* Unique-feature callout inside a step */
  #cac-how-it-works .hiw-callout {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    padding: 10px 14px;
    border-radius: 10px;
    background: var(--hiw-bg);
    border: 1px solid rgba(0,40,104,0.10);
    margin-top: 4px;
  }

  #cac-how-it-works .hiw-callout svg {
    flex-shrink: 0;
    margin-top: 2px;
  }

  #cac-how-it-works .hiw-callout-text {
    font: 600 12.5px/1.6 "Inter", sans-serif;
    color: var(--hiw-text);
  }

  #cac-how-it-works .hiw-callout-text strong {
    font-weight: 800;
  }

  /* ── Feature pills row (unique advantages) ── */
  #cac-how-it-works .hiw-features {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-top: 44px;
    padding-top: 36px;
    border-top: 1px solid rgba(0,40,104,0.08);
  }

  #cac-how-it-works .hiw-feat-pill {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 9px 16px;
    border-radius: 999px;
    background: var(--hiw-bg);
    border: 1px solid rgba(0,40,104,0.12);
    font: 600 13px/1 "Inter", sans-serif;
    color: var(--hiw-text);
    white-space: nowrap;
    box-shadow: 0 1px 3px rgba(0,40,104,0.06);
    transition: border-color 0.15s ease, box-shadow 0.15s ease;
  }

  #cac-how-it-works .hiw-feat-pill:hover {
    border-color: rgba(0,40,104,0.25);
    box-shadow: 0 3px 10px rgba(0,40,104,0.10);
  }

  #cac-how-it-works .hiw-feat-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    flex-shrink: 0;
  }

  /* ── Mobile connector dots on spine ── */
  #cac-how-it-works .hiw-spine-dot {
    position: absolute;
    left: 50%;
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: var(--hiw-navy);
    transform: translate(-50%, -50%);
    top: 0;
    opacity: 0.3;
  }

  /* ── Responsive ── */
  @media (max-width: 860px) {
    #cac-how-it-works .hiw-steps {
      grid-template-columns: 1fr;
    }
    #cac-how-it-works .hiw-steps::before { display: none; }
    #cac-how-it-works .hiw-step.left,
    #cac-how-it-works .hiw-step.right {
      padding: 24px 20px;
      border-bottom: 1px solid rgba(0,40,104,0.08);
    }
    #cac-how-it-works .hiw-step:last-child { border-bottom: none; }
    #cac-how-it-works .hiw-header {
      grid-template-columns: 1fr;
    }
    #cac-how-it-works .hiw-time-badge { display: none; }
    #cac-how-it-works .hiw-features { gap: 8px; }
  }

  @media (max-width: 520px) {
    #cac-how-it-works { padding: 48px 16px; }
    #cac-how-it-works .hiw-title { font-size: 24px; }
    #cac-how-it-works .hiw-feat-pill { font-size: 12px; padding: 8px 12px; }
  }

  /* ── Benchmarks Section ── */
  #cac-benchmarks {
    --bm-navy:       #002868;
    --bm-red:        #BF0A30;
    --bm-green:      #00875A;
    --bm-amber:      #D97706;
    --bm-text:       #0e1f35;
    --bm-muted:      #4f6070;
    --bm-faint:      #8fa0b0;
    --bm-border:     rgba(0,40,104,0.10);
    --bm-bg:         #ffffff;
    --bm-bg-soft:    #f5f7fb;
    --bm-bg-row-alt: rgba(0,40,104,0.025);
    --bm-navy-bg:    rgba(0,40,104,0.07);
    --bm-green-bg:   rgba(0,135,90,0.08);
    --bm-red-bg:     rgba(191,10,48,0.07);
    --bm-amber-bg:   rgba(217,119,6,0.09);
    --bm-max:        1240px;
    --bm-radius:     16px;
    background: var(--bm-bg);
    padding: 72px 20px;
    border-bottom: 1px solid rgba(0,40,104,0.08);
    font-family: "Inter", system-ui, sans-serif;
    color: var(--bm-text);
  }

  #cac-benchmarks * { box-sizing: border-box; }

  #cac-benchmarks .bm-wrap {
    max-width: var(--bm-max);
    margin: 0 auto;
  }

  /* ── Header ── */
  #cac-benchmarks .bm-header {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 24px;
    align-items: start;
    margin-bottom: 36px;
  }

  #cac-benchmarks .bm-kicker {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 6px 14px;
    border-radius: 999px;
    background: var(--bm-navy-bg);
    color: var(--bm-navy);
    font: 700 11px/1 "Inter", sans-serif;
    letter-spacing: 0.09em;
    text-transform: uppercase;
    margin-bottom: 14px;
  }

  #cac-benchmarks .bm-title {
    margin: 0 0 10px;
    font: 800 clamp(24px, 3vw, 34px)/1.15 "Montserrat","Inter",sans-serif;
    color: var(--bm-navy);
    letter-spacing: -0.01em;
  }

  #cac-benchmarks .bm-subtitle {
    margin: 0;
    color: var(--bm-muted);
    font: 500 15px/1.7 "Inter",sans-serif;
    max-width: 62ch;
  }

  /* Update badge */
  #cac-benchmarks .bm-update-badge {
    display: inline-flex;
    flex-direction: column;
    align-items: center;
    padding: 12px 18px;
    border-radius: 12px;
    background: var(--bm-navy-bg);
    border: 1px solid rgba(0,40,104,0.12);
    white-space: nowrap;
    flex-shrink: 0;
  }

  #cac-benchmarks .bm-update-badge strong {
    font: 800 13px/1.2 "Montserrat",sans-serif;
    color: var(--bm-navy);
  }

  #cac-benchmarks .bm-update-badge span {
    font: 500 11px/1.4 "Inter",sans-serif;
    color: var(--bm-muted);
    margin-top: 3px;
    text-align: center;
  }

  /* ── Your CAC input strip ── */
  #cac-benchmarks .bm-your-cac-strip {
    display: flex;
    align-items: center;
    gap: 16px;
    padding: 14px 20px;
    background: var(--bm-navy);
    border-radius: var(--bm-radius);
    margin-bottom: 28px;
    flex-wrap: wrap;
  }

  #cac-benchmarks .bm-your-cac-strip label {
    font: 700 13px/1 "Inter",sans-serif;
    color: rgba(255,255,255,0.85);
    white-space: nowrap;
    flex-shrink: 0;
  }

  #cac-benchmarks .bm-cac-input-wrap {
    display: flex;
    align-items: center;
    gap: 0;
    background: rgba(255,255,255,0.12);
    border: 1px solid rgba(255,255,255,0.2);
    border-radius: 8px;
    overflow: hidden;
    flex-shrink: 0;
  }

  #cac-benchmarks .bm-cac-prefix {
    padding: 8px 10px;
    font: 700 14px/1 "Inter",sans-serif;
    color: rgba(255,255,255,0.7);
    background: rgba(255,255,255,0.08);
    border-right: 1px solid rgba(255,255,255,0.15);
  }

  #cac-benchmarks .bm-cac-input {
    background: transparent;
    border: none;
    outline: none;
    padding: 8px 12px;
    font: 700 14px/1 "Inter",sans-serif;
    color: #ffffff;
    width: 90px;
  }

  #cac-benchmarks .bm-cac-input::placeholder { color: rgba(255,255,255,0.4); }

  #cac-benchmarks .bm-your-cac-result {
    font: 600 13px/1.4 "Inter",sans-serif;
    color: rgba(255,255,255,0.75);
    flex: 1;
    min-width: 160px;
  }

  #cac-benchmarks .bm-your-cac-result strong { color: #ffffff; }

  /* ── Filter tabs ── */
  #cac-benchmarks .bm-filters {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-bottom: 20px;
  }

  #cac-benchmarks .bm-filter-btn {
    padding: 8px 16px;
    border-radius: 999px;
    border: 1.5px solid var(--bm-border);
    background: var(--bm-bg);
    color: var(--bm-muted);
    font: 600 13px/1 "Inter",sans-serif;
    cursor: pointer;
    transition: all 0.15s ease;
    white-space: nowrap;
  }

  #cac-benchmarks .bm-filter-btn:hover {
    border-color: var(--bm-navy);
    color: var(--bm-navy);
  }

  #cac-benchmarks .bm-filter-btn.active {
    background: var(--bm-navy);
    border-color: var(--bm-navy);
    color: #ffffff;
  }

  /* ── Table container ── */
  #cac-benchmarks .bm-table-wrap {
    border: 1px solid var(--bm-border);
    border-radius: var(--bm-radius);
    overflow: hidden;
    box-shadow: 0 4px 20px rgba(0,40,104,0.06);
  }

  #cac-benchmarks .bm-table-scroll {
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
  }

  #cac-benchmarks table {
    width: 100%;
    min-width: 820px;
    border-collapse: collapse;
    font-family: "Inter",sans-serif;
  }

  /* ── Table head ── */
  #cac-benchmarks thead tr {
    background: var(--bm-navy);
  }

  #cac-benchmarks thead th {
    padding: 13px 16px;
    text-align: left;
    font: 700 11.5px/1.2 "Inter",sans-serif;
    color: rgba(255,255,255,0.85);
    letter-spacing: 0.06em;
    text-transform: uppercase;
    white-space: nowrap;
    cursor: pointer;
    user-select: none;
    transition: color 0.15s ease;
  }

  #cac-benchmarks thead th:hover { color: #ffffff; }

  #cac-benchmarks thead th .sort-icon {
    display: inline-block;
    margin-left: 5px;
    opacity: 0.4;
    font-size: 10px;
    vertical-align: middle;
  }

  #cac-benchmarks thead th.sorted .sort-icon { opacity: 1; }

  #cac-benchmarks thead th:first-child { padding-left: 20px; }

  /* ── Table body ── */
  #cac-benchmarks tbody tr {
    border-bottom: 1px solid var(--bm-border);
    transition: background 0.12s ease;
  }

  #cac-benchmarks tbody tr:last-child { border-bottom: none; }
  #cac-benchmarks tbody tr:nth-child(even) { background: var(--bm-bg-row-alt); }
  #cac-benchmarks tbody tr:hover { background: rgba(0,40,104,0.04); }
  #cac-benchmarks tbody tr[data-hidden="true"] { display: none; }

  #cac-benchmarks td {
    padding: 13px 16px;
    font-size: 13.5px;
    vertical-align: middle;
  }

  #cac-benchmarks td:first-child { padding-left: 20px; }

  /* Vertical name cell */
  #cac-benchmarks .bm-vertical-cell {
    display: flex;
    align-items: center;
    gap: 10px;
  }

  #cac-benchmarks .bm-vertical-icon {
    width: 32px;
    height: 32px;
    border-radius: 8px;
    display: grid;
    place-items: center;
    flex-shrink: 0;
    font-size: 16px;
  }

  #cac-benchmarks .bm-vertical-name {
    font: 700 14px/1.2 "Montserrat","Inter",sans-serif;
    color: var(--bm-text);
  }

  #cac-benchmarks .bm-vertical-sub {
    font: 500 11.5px/1.3 "Inter",sans-serif;
    color: var(--bm-muted);
    margin-top: 2px;
  }

  /* CAC range bar cell */
  #cac-benchmarks .bm-cac-cell {
    min-width: 180px;
  }

  #cac-benchmarks .bm-cac-nums {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 5px;
    gap: 6px;
  }

  #cac-benchmarks .bm-cac-low {
    font: 600 12px/1 "Inter",sans-serif;
    color: var(--bm-green);
  }

  #cac-benchmarks .bm-cac-avg {
    font: 800 14px/1 "Montserrat","Inter",sans-serif;
    color: var(--bm-navy);
    background: var(--bm-navy-bg);
    padding: 3px 8px;
    border-radius: 6px;
  }

  #cac-benchmarks .bm-cac-high {
    font: 600 12px/1 "Inter",sans-serif;
    color: var(--bm-red);
  }

  /* Range bar */
  #cac-benchmarks .bm-range-bar {
    position: relative;
    height: 6px;
    background: rgba(0,40,104,0.08);
    border-radius: 999px;
    overflow: visible;
  }

  #cac-benchmarks .bm-range-fill {
    position: absolute;
    left: 0;
    top: 0;
    height: 100%;
    border-radius: 999px;
    background: linear-gradient(90deg, var(--bm-green), var(--bm-navy));
  }

  /* User's CAC marker on the bar */
  #cac-benchmarks .bm-user-marker {
    position: absolute;
    top: 50%;
    transform: translate(-50%, -50%);
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: var(--bm-red);
    border: 2px solid #fff;
    box-shadow: 0 1px 4px rgba(0,0,0,0.2);
    display: none;
    z-index: 2;
    transition: left 0.3s ease;
  }

  /* Gross margin cell */
  #cac-benchmarks .bm-margin-pill {
    display: inline-flex;
    align-items: center;
    padding: 4px 10px;
    border-radius: 999px;
    font: 700 12px/1 "Inter",sans-serif;
    white-space: nowrap;
  }

  /* Payback cell */
  #cac-benchmarks .bm-payback {
    font: 600 13px/1 "Inter",sans-serif;
    color: var(--bm-text);
    white-space: nowrap;
  }

  /* LTV:CAC cell */
  #cac-benchmarks .bm-ltv-ratio {
    font: 800 14px/1 "Montserrat","Inter",sans-serif;
    white-space: nowrap;
  }

  /* Difficulty badge */
  #cac-benchmarks .bm-diff-badge {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    padding: 4px 10px;
    border-radius: 999px;
    font: 700 11px/1 "Inter",sans-serif;
    white-space: nowrap;
  }

  /* Your CAC vs benchmark */
  #cac-benchmarks .bm-vs-cell {
    font: 600 12px/1.4 "Inter",sans-serif;
    color: var(--bm-muted);
    min-width: 100px;
  }

  #cac-benchmarks .bm-vs-cell.above { color: var(--bm-red); }
  #cac-benchmarks .bm-vs-cell.below { color: var(--bm-green); }
  #cac-benchmarks .bm-vs-cell.near  { color: var(--bm-amber); }

  /* ── Source footnote ── */
  #cac-benchmarks .bm-footnote {
    margin-top: 20px;
    padding: 16px 20px;
    background: var(--bm-bg-soft);
    border: 1px solid var(--bm-border);
    border-radius: 12px;
    display: flex;
    align-items: flex-start;
    gap: 12px;
    flex-wrap: wrap;
  }

  #cac-benchmarks .bm-footnote-text {
    font: 500 12px/1.65 "Inter",sans-serif;
    color: var(--bm-muted);
    flex: 1;
    min-width: 200px;
  }

  #cac-benchmarks .bm-footnote-text strong { color: var(--bm-text); font-weight: 700; }

  #cac-benchmarks .bm-footnote-links {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    flex-shrink: 0;
  }

  #cac-benchmarks .bm-src-link {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    padding: 5px 11px;
    border-radius: 999px;
    background: var(--bm-bg);
    border: 1px solid var(--bm-border);
    font: 600 11px/1 "Inter",sans-serif;
    color: var(--bm-navy);
    text-decoration: none;
    white-space: nowrap;
    transition: background 0.12s, border-color 0.12s;
  }

  #cac-benchmarks .bm-src-link:hover {
    background: var(--bm-navy-bg);
    border-color: rgba(0,40,104,0.2);
  }

  /* ── Responsive ── */
  @media (max-width: 900px) {
    #cac-benchmarks .bm-header { grid-template-columns: 1fr; }
    #cac-benchmarks .bm-update-badge { display: none; }
  }

  @media (max-width: 600px) {
    #cac-benchmarks { padding: 48px 16px; }
    #cac-benchmarks .bm-your-cac-strip { flex-direction: column; align-items: flex-start; gap: 12px; }
  }

  /* ── Formula Explainer Section ── */
  #cac-formula-explainer {
    --fe-navy:      #002868;
    --fe-red:       #BF0A30;
    --fe-green:     #00875A;
    --fe-amber:     #D97706;
    --fe-text:      #0e1f35;
    --fe-muted:     #4f6070;
    --fe-faint:     #8fa0b0;
    --fe-border:    rgba(0,40,104,0.10);
    --fe-bg:        #f5f7fb;
    --fe-bg-card:   #ffffff;
    --fe-navy-bg:   rgba(0,40,104,0.06);
    --fe-green-bg:  rgba(0,135,90,0.07);
    --fe-red-bg:    rgba(191,10,48,0.06);
    --fe-amber-bg:  rgba(217,119,6,0.08);
    --fe-max:       1240px;
    --fe-radius:    16px;
    background: var(--fe-bg);
    padding: 72px 20px;
    border-bottom: 1px solid rgba(0,40,104,0.08);
    font-family: "Inter", system-ui, sans-serif;
    color: var(--fe-text);
  }

  #cac-formula-explainer * { box-sizing: border-box; }

  #cac-formula-explainer .fe-wrap {
    max-width: var(--fe-max);
    margin: 0 auto;
  }

  /* ── Header ── */
  #cac-formula-explainer .fe-header {
    max-width: 720px;
    margin-bottom: 40px;
  }

  #cac-formula-explainer .fe-kicker {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 6px 14px;
    border-radius: 999px;
    background: var(--fe-navy-bg);
    color: var(--fe-navy);
    font: 700 11px/1 "Inter", sans-serif;
    letter-spacing: 0.09em;
    text-transform: uppercase;
    margin-bottom: 14px;
  }

  #cac-formula-explainer .fe-title {
    margin: 0 0 10px;
    font: 800 clamp(24px, 3vw, 34px)/1.15 "Montserrat","Inter",sans-serif;
    color: var(--fe-navy);
    letter-spacing: -0.01em;
  }

  #cac-formula-explainer .fe-subtitle {
    margin: 0;
    color: var(--fe-muted);
    font: 500 15px/1.7 "Inter",sans-serif;
    max-width: 64ch;
  }

  /* ── Tab Nav ── */
  #cac-formula-explainer .fe-tabs {
    display: flex;
    flex-wrap: wrap;
    gap: 0;
    border-bottom: 2px solid var(--fe-border);
    margin-bottom: 32px;
  }

  #cac-formula-explainer .fe-tab-btn {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 12px 20px 14px;
    background: none;
    border: none;
    border-bottom: 3px solid transparent;
    margin-bottom: -2px;
    cursor: pointer;
    font: 600 13.5px/1 "Inter",sans-serif;
    color: var(--fe-muted);
    white-space: nowrap;
    transition: color 0.15s ease, border-color 0.15s ease;
  }

  #cac-formula-explainer .fe-tab-btn:hover { color: var(--fe-navy); }

  #cac-formula-explainer .fe-tab-btn.active {
    color: var(--fe-navy);
    border-bottom-color: var(--fe-navy);
  }

  #cac-formula-explainer .fe-tab-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    flex-shrink: 0;
  }

  /* ── Tab panels ── */
  #cac-formula-explainer .fe-panel { display: none; }
  #cac-formula-explainer .fe-panel.active { display: block; }

  /* ── Formula card layout: 2-column ── */
  #cac-formula-explainer .fe-panel-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    align-items: start;
  }

  /* ── Formula display card ── */
  #cac-formula-explainer .fe-formula-card {
    background: var(--fe-bg-card);
    border: 1px solid var(--fe-border);
    border-radius: var(--fe-radius);
    overflow: hidden;
    box-shadow: 0 4px 20px rgba(0,40,104,0.06);
  }

  #cac-formula-explainer .fe-formula-header {
    padding: 14px 20px;
    display: flex;
    align-items: center;
    gap: 10px;
    border-bottom: 1px solid var(--fe-border);
  }

  #cac-formula-explainer .fe-formula-title-badge {
    font: 700 11px/1 "Inter",sans-serif;
    letter-spacing: 0.07em;
    text-transform: uppercase;
    padding: 4px 10px;
    border-radius: 999px;
  }

  #cac-formula-explainer .fe-formula-label {
    font: 700 15px/1.2 "Montserrat","Inter",sans-serif;
    color: var(--fe-text);
  }

  /* Visual formula display */
  #cac-formula-explainer .fe-formula-visual {
    padding: 28px 24px;
    text-align: center;
    background: var(--fe-bg);
  }

  #cac-formula-explainer .fe-formula-equation {
    display: flex;
    align-items: center;
    justify-content: center;
    flex-wrap: wrap;
    gap: 10px;
    margin-bottom: 14px;
  }

  #cac-formula-explainer .fe-f-result {
    font: 900 22px/1 "Montserrat","Inter",sans-serif;
    color: var(--fe-navy);
    padding: 10px 16px;
    background: var(--fe-navy-bg);
    border-radius: 10px;
    border: 1.5px solid rgba(0,40,104,0.15);
  }

  #cac-formula-explainer .fe-f-eq {
    font: 700 22px/1 "Montserrat",sans-serif;
    color: var(--fe-faint);
  }

  #cac-formula-explainer .fe-f-fraction {
    display: inline-flex;
    flex-direction: column;
    align-items: center;
    gap: 2px;
  }

  #cac-formula-explainer .fe-f-num,
  #cac-formula-explainer .fe-f-den {
    font: 700 14px/1.3 "Inter",sans-serif;
    padding: 6px 14px;
    border-radius: 8px;
    text-align: center;
  }

  #cac-formula-explainer .fe-f-num {
    background: rgba(0,135,90,0.1);
    color: var(--fe-green);
    border: 1px solid rgba(0,135,90,0.2);
  }

  #cac-formula-explainer .fe-f-den {
    background: rgba(191,10,48,0.08);
    color: var(--fe-red);
    border: 1px solid rgba(191,10,48,0.15);
  }

  #cac-formula-explainer .fe-f-line {
    height: 2px;
    background: var(--fe-navy);
    width: 100%;
    border-radius: 999px;
    margin: 1px 0;
    opacity: 0.3;
  }

  #cac-formula-explainer .fe-f-multiply {
    display: flex;
    align-items: center;
    gap: 6px;
  }

  #cac-formula-explainer .fe-f-op {
    font: 700 18px/1 "Montserrat",sans-serif;
    color: var(--fe-navy);
    opacity: 0.5;
  }

  #cac-formula-explainer .fe-formula-note {
    font: 500 12.5px/1.6 "Inter",sans-serif;
    color: var(--fe-muted);
    max-width: 42ch;
    margin: 0 auto;
  }

  /* Variable breakdown table */
  #cac-formula-explainer .fe-vars {
    padding: 0 20px 20px;
  }

  #cac-formula-explainer .fe-var-row {
    display: grid;
    grid-template-columns: auto 1fr auto;
    gap: 10px 14px;
    align-items: center;
    padding: 9px 0;
    border-bottom: 1px solid rgba(0,40,104,0.06);
  }

  #cac-formula-explainer .fe-var-row:last-child { border-bottom: none; }

  #cac-formula-explainer .fe-var-name {
    font: 700 12.5px/1 "Montserrat","Inter",sans-serif;
    color: var(--fe-navy);
    white-space: nowrap;
    padding: 4px 9px;
    border-radius: 6px;
    background: var(--fe-navy-bg);
    font-family: "Courier New", monospace;
    font-size: 12px;
  }

  #cac-formula-explainer .fe-var-desc {
    font: 500 13px/1.5 "Inter",sans-serif;
    color: var(--fe-muted);
  }

  #cac-formula-explainer .fe-var-example {
    font: 700 13px/1 "Montserrat","Inter",sans-serif;
    color: var(--fe-text);
    text-align: right;
    white-space: nowrap;
  }

  /* ── Worked example card ── */
  #cac-formula-explainer .fe-example-card {
    background: var(--fe-bg-card);
    border: 1px solid var(--fe-border);
    border-radius: var(--fe-radius);
    overflow: hidden;
    box-shadow: 0 4px 20px rgba(0,40,104,0.06);
    display: flex;
    flex-direction: column;
  }

  #cac-formula-explainer .fe-example-header {
    padding: 14px 20px;
    background: var(--fe-navy);
    display: flex;
    align-items: center;
    gap: 10px;
  }

  #cac-formula-explainer .fe-example-header svg { color: rgba(255,255,255,0.7); flex-shrink: 0; }

  #cac-formula-explainer .fe-example-header-text {
    font: 700 14px/1.2 "Montserrat","Inter",sans-serif;
    color: #ffffff;
  }

  #cac-formula-explainer .fe-example-header-text span {
    display: block;
    font: 500 11px/1.3 "Inter",sans-serif;
    color: rgba(255,255,255,0.6);
    margin-top: 2px;
  }

  #cac-formula-explainer .fe-example-body {
    padding: 20px;
    display: flex;
    flex-direction: column;
    gap: 10px;
    flex: 1;
  }

  /* Input row */
  #cac-formula-explainer .fe-ex-inputs {
    display: flex;
    flex-direction: column;
    gap: 8px;
    padding: 14px;
    background: var(--fe-bg);
    border-radius: 10px;
    border: 1px solid var(--fe-border);
  }

  #cac-formula-explainer .fe-ex-input-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 8px;
  }

  #cac-formula-explainer .fe-ex-input-label {
    font: 500 12.5px/1 "Inter",sans-serif;
    color: var(--fe-muted);
  }

  #cac-formula-explainer .fe-ex-input-val {
    font: 700 13px/1 "Montserrat","Inter",sans-serif;
    color: var(--fe-text);
    background: var(--fe-bg-card);
    padding: 4px 10px;
    border-radius: 6px;
    border: 1px solid var(--fe-border);
    white-space: nowrap;
  }

  /* Calculation steps */
  #cac-formula-explainer .fe-ex-steps {
    display: flex;
    flex-direction: column;
    gap: 6px;
  }

  #cac-formula-explainer .fe-ex-step {
    display: grid;
    grid-template-columns: 22px 1fr auto;
    gap: 8px;
    align-items: center;
    padding: 8px 12px;
    border-radius: 8px;
    background: var(--fe-bg);
  }

  #cac-formula-explainer .fe-ex-step-num {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--fe-navy);
    color: #fff;
    font: 700 11px/1 "Inter",sans-serif;
    display: grid;
    place-items: center;
    flex-shrink: 0;
  }

  #cac-formula-explainer .fe-ex-step-text {
    font: 500 12.5px/1.5 "Inter",sans-serif;
    color: var(--fe-muted);
  }

  #cac-formula-explainer .fe-ex-step-text strong {
    color: var(--fe-text);
    font-weight: 700;
  }

  #cac-formula-explainer .fe-ex-step-val {
    font: 700 13px/1 "Montserrat","Inter",sans-serif;
    color: var(--fe-navy);
    white-space: nowrap;
    text-align: right;
  }

  /* Final result */
  #cac-formula-explainer .fe-ex-result {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    padding: 14px 16px;
    border-radius: 10px;
    background: var(--fe-navy);
    margin-top: 4px;
  }

  #cac-formula-explainer .fe-ex-result-label {
    font: 600 13px/1 "Inter",sans-serif;
    color: rgba(255,255,255,0.75);
  }

  #cac-formula-explainer .fe-ex-result-val {
    font: 900 22px/1 "Montserrat","Inter",sans-serif;
    color: #ffffff;
  }

  #cac-formula-explainer .fe-ex-result-interp {
    font: 500 11px/1.4 "Inter",sans-serif;
    color: rgba(255,255,255,0.6);
    margin-top: 3px;
  }

  /* ── Common Mistakes full-width block ── */
  #cac-formula-explainer .fe-mistakes {
    margin-top: 32px;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
  }

  #cac-formula-explainer .fe-mistake-card {
    padding: 18px 20px;
    border-radius: 14px;
    background: var(--fe-bg-card);
    border: 1px solid var(--fe-border);
  }

  #cac-formula-explainer .fe-mistake-top {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 10px;
  }

  #cac-formula-explainer .fe-mistake-icon {
    width: 32px;
    height: 32px;
    border-radius: 8px;
    display: grid;
    place-items: center;
    flex-shrink: 0;
  }

  #cac-formula-explainer .fe-mistake-title {
    font: 700 13.5px/1.2 "Montserrat","Inter",sans-serif;
    color: var(--fe-text);
  }

  #cac-formula-explainer .fe-mistake-body {
    font: 500 13px/1.65 "Inter",sans-serif;
    color: var(--fe-muted);
    max-width: none;
    margin: 0;
  }

  #cac-formula-explainer .fe-mistake-body strong { color: var(--fe-text); font-weight: 700; }

  /* ── GAAP note strip ── */
  #cac-formula-explainer .fe-gaap-strip {
    margin-top: 28px;
    padding: 14px 20px;
    border-radius: 12px;
    background: var(--fe-navy-bg);
    border: 1px solid rgba(0,40,104,0.12);
    display: flex;
    align-items: center;
    gap: 12px;
    flex-wrap: wrap;
  }

  #cac-formula-explainer .fe-gaap-strip svg { flex-shrink: 0; color: var(--fe-navy); }

  #cac-formula-explainer .fe-gaap-text {
    font: 500 13px/1.6 "Inter",sans-serif;
    color: var(--fe-muted);
    flex: 1;
    min-width: 200px;
    margin: 0;
  }

  #cac-formula-explainer .fe-gaap-text strong { color: var(--fe-navy); font-weight: 700; }

  #cac-formula-explainer .fe-gaap-links {
    display: flex;
    gap: 8px;
    flex-shrink: 0;
    flex-wrap: wrap;
  }

  #cac-formula-explainer .fe-gaap-link {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    padding: 5px 11px;
    border-radius: 999px;
    background: #fff;
    border: 1px solid rgba(0,40,104,0.14);
    font: 600 11px/1 "Inter",sans-serif;
    color: var(--fe-navy);
    text-decoration: none;
    white-space: nowrap;
    transition: background 0.12s;
  }

  #cac-formula-explainer .fe-gaap-link:hover { background: rgba(0,40,104,0.06); }

  /* ── Responsive ── */
  @media (max-width: 900px) {
    #cac-formula-explainer .fe-panel-grid { grid-template-columns: 1fr; }
    #cac-formula-explainer .fe-mistakes { grid-template-columns: 1fr 1fr; }
  }

  @media (max-width: 600px) {
    #cac-formula-explainer { padding: 48px 16px; }
    #cac-formula-explainer .fe-tabs { gap: 0; overflow-x: auto; flex-wrap: nowrap; padding-bottom: 2px; }
    #cac-formula-explainer .fe-tab-btn { padding: 10px 14px 12px; font-size: 12.5px; }
    #cac-formula-explainer .fe-mistakes { grid-template-columns: 1fr; }
    #cac-formula-explainer .fe-var-row { grid-template-columns: auto 1fr; }
    #cac-formula-explainer .fe-var-example { display: none; }
  }

  /* ── What's a Good CAC Section ── */
  #cac-good-cac {
    --gc-navy:      #002868;
    --gc-red:       #BF0A30;
    --gc-green:     #00875A;
    --gc-amber:     #D97706;
    --gc-blue:      #005f8a;
    --gc-text:      #0e1f35;
    --gc-muted:     #4f6070;
    --gc-faint:     #8fa0b0;
    --gc-border:    rgba(0,40,104,0.10);
    --gc-bg:        #ffffff;
    --gc-bg-soft:   #f5f7fb;
    --gc-navy-bg:   rgba(0,40,104,0.06);
    --gc-green-bg:  rgba(0,135,90,0.07);
    --gc-red-bg:    rgba(191,10,48,0.06);
    --gc-amber-bg:  rgba(217,119,6,0.08);
    --gc-blue-bg:   rgba(0,95,138,0.07);
    --gc-max:       1240px;
    --gc-radius:    16px;
    background: var(--gc-bg-soft);
    padding: 72px 20px;
    border-bottom: 1px solid rgba(0,40,104,0.08);
    font-family: "Inter", system-ui, sans-serif;
    color: var(--gc-text);
  }

  #cac-good-cac * { box-sizing: border-box; }

  #cac-good-cac .gc-wrap {
    max-width: var(--gc-max);
    margin: 0 auto;
  }

  /* ── Header ── */
  #cac-good-cac .gc-header {
    max-width: 760px;
    margin-bottom: 44px;
  }

  #cac-good-cac .gc-kicker {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 6px 14px;
    border-radius: 999px;
    background: var(--gc-navy-bg);
    color: var(--gc-navy);
    font: 700 11px/1 "Inter", sans-serif;
    letter-spacing: 0.09em;
    text-transform: uppercase;
    margin-bottom: 14px;
  }

  #cac-good-cac .gc-title {
    margin: 0 0 10px;
    font: 800 clamp(24px, 3vw, 34px)/1.15 "Montserrat","Inter",sans-serif;
    color: var(--gc-navy);
    letter-spacing: -0.01em;
  }

  #cac-good-cac .gc-subtitle {
    margin: 0;
    color: var(--gc-muted);
    font: 500 15px/1.7 "Inter",sans-serif;
    max-width: 64ch;
  }

  /* ── Interactive LTV:CAC Checker ── */
  #cac-good-cac .gc-checker {
    background: var(--gc-navy);
    border-radius: var(--gc-radius);
    padding: 28px 32px;
    margin-bottom: 32px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 28px;
    align-items: center;
  }

  #cac-good-cac .gc-checker-left {}

  #cac-good-cac .gc-checker-title {
    font: 800 17px/1.2 "Montserrat","Inter",sans-serif;
    color: #ffffff;
    margin-bottom: 6px;
  }

  #cac-good-cac .gc-checker-desc {
    font: 500 13px/1.6 "Inter",sans-serif;
    color: rgba(255,255,255,0.65);
    margin-bottom: 18px;
    max-width: 40ch;
  }

  #cac-good-cac .gc-inputs-row {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-wrap: wrap;
  }

  #cac-good-cac .gc-input-group {
    display: flex;
    flex-direction: column;
    gap: 4px;
  }

  #cac-good-cac .gc-input-label {
    font: 600 11px/1 "Inter",sans-serif;
    color: rgba(255,255,255,0.55);
    letter-spacing: 0.06em;
    text-transform: uppercase;
  }

  #cac-good-cac .gc-input-wrap {
    display: flex;
    align-items: center;
    background: rgba(255,255,255,0.10);
    border: 1px solid rgba(255,255,255,0.18);
    border-radius: 8px;
    overflow: hidden;
  }

  #cac-good-cac .gc-input-prefix {
    padding: 8px 10px;
    font: 700 13px/1 "Inter",sans-serif;
    color: rgba(255,255,255,0.5);
    background: rgba(255,255,255,0.06);
    border-right: 1px solid rgba(255,255,255,0.12);
    white-space: nowrap;
  }

  #cac-good-cac .gc-input {
    background: transparent;
    border: none;
    outline: none;
    padding: 8px 12px;
    font: 700 14px/1 "Inter",sans-serif;
    color: #ffffff;
    width: 90px;
  }

  #cac-good-cac .gc-input::placeholder { color: rgba(255,255,255,0.3); }

  #cac-good-cac .gc-input-divider {
    font: 700 18px/1 "Montserrat",sans-serif;
    color: rgba(255,255,255,0.3);
    padding: 0 2px;
    flex-shrink: 0;
  }

  /* Result panel right side */
  #cac-good-cac .gc-checker-right {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 12px;
    padding: 20px 24px;
    min-height: 140px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    gap: 10px;
  }

  #cac-good-cac .gc-result-ratio-label {
    font: 600 11px/1 "Inter",sans-serif;
    color: rgba(255,255,255,0.5);
    letter-spacing: 0.06em;
    text-transform: uppercase;
  }

  #cac-good-cac .gc-result-ratio-val {
    font: 900 42px/1 "Montserrat","Inter",sans-serif;
    color: #ffffff;
    letter-spacing: -0.02em;
  }

  #cac-good-cac .gc-result-ratio-val span {
    font-size: 20px;
    opacity: 0.5;
    font-weight: 600;
  }

  #cac-good-cac .gc-result-badge {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 6px 14px;
    border-radius: 999px;
    font: 700 13px/1 "Inter",sans-serif;
    width: fit-content;
  }

  #cac-good-cac .gc-result-desc {
    font: 500 12.5px/1.55 "Inter",sans-serif;
    color: rgba(255,255,255,0.6);
    max-width: none;
    margin: 0;
  }

  /* ── LTV:CAC Scale Bar ── */
  #cac-good-cac .gc-scale-wrap {
    margin-bottom: 36px;
    background: var(--gc-bg);
    border: 1px solid var(--gc-border);
    border-radius: var(--gc-radius);
    padding: 24px 28px;
    box-shadow: 0 2px 12px rgba(0,40,104,0.05);
  }

  #cac-good-cac .gc-scale-title {
    font: 700 13px/1 "Montserrat","Inter",sans-serif;
    color: var(--gc-navy);
    margin-bottom: 16px;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    font-size: 11px;
  }

  #cac-good-cac .gc-scale-bar {
    display: flex;
    height: 10px;
    border-radius: 999px;
    overflow: hidden;
    margin-bottom: 8px;
  }

  #cac-good-cac .gc-scale-seg {
    flex: 1;
    position: relative;
  }

  #cac-good-cac .gc-scale-labels {
    display: flex;
    justify-content: space-between;
    position: relative;
  }

  #cac-good-cac .gc-scale-label {
    font: 600 11px/1 "Inter",sans-serif;
    color: var(--gc-muted);
    text-align: center;
    flex: 1;
  }

  #cac-good-cac .gc-scale-label strong {
    display: block;
    font: 700 13px/1.3 "Montserrat","Inter",sans-serif;
    margin-bottom: 3px;
  }

  /* User position marker */
  #cac-good-cac .gc-scale-marker-wrap {
    position: relative;
    height: 28px;
    margin-bottom: 4px;
  }

  #cac-good-cac .gc-scale-marker {
    position: absolute;
    transform: translateX(-50%);
    display: none;
    flex-direction: column;
    align-items: center;
    gap: 2px;
    transition: left 0.3s cubic-bezier(0.16,1,0.3,1);
  }

  #cac-good-cac .gc-scale-marker.visible { display: flex; }

  #cac-good-cac .gc-scale-marker-dot {
    width: 14px;
    height: 14px;
    border-radius: 50%;
    background: var(--gc-navy);
    border: 3px solid #fff;
    box-shadow: 0 2px 6px rgba(0,0,0,0.2);
  }

  #cac-good-cac .gc-scale-marker-label {
    font: 700 11px/1 "Inter",sans-serif;
    color: var(--gc-navy);
    white-space: nowrap;
    background: var(--gc-bg);
    padding: 2px 6px;
    border-radius: 4px;
    border: 1px solid var(--gc-border);
  }

  /* ── Tier Bento Grid ── */
  #cac-good-cac .gc-tiers {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
    margin-bottom: 36px;
  }

  #cac-good-cac .gc-tier-card {
    border-radius: var(--gc-radius);
    overflow: hidden;
    border: 1px solid var(--gc-border);
    background: var(--gc-bg);
    box-shadow: 0 2px 12px rgba(0,40,104,0.05);
    transition: transform 0.2s ease, box-shadow 0.2s ease;
    display: flex;
    flex-direction: column;
  }

  #cac-good-cac .gc-tier-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 10px 28px rgba(0,40,104,0.10);
  }

  #cac-good-cac .gc-tier-card.active-tier {
    border-width: 2px;
    transform: translateY(-4px);
    box-shadow: 0 12px 32px rgba(0,40,104,0.14);
  }

  #cac-good-cac .gc-tier-top {
    padding: 18px 18px 14px;
    display: flex;
    flex-direction: column;
    gap: 8px;
    flex: 1;
  }

  #cac-good-cac .gc-tier-ratio {
    font: 900 28px/1 "Montserrat","Inter",sans-serif;
    letter-spacing: -0.02em;
  }

  #cac-good-cac .gc-tier-name {
    font: 800 14px/1.2 "Montserrat","Inter",sans-serif;
    color: var(--gc-text);
  }

  #cac-good-cac .gc-tier-desc {
    font: 500 12.5px/1.65 "Inter",sans-serif;
    color: var(--gc-muted);
    flex: 1;
    max-width: none;
    margin: 0;
  }

  #cac-good-cac .gc-tier-bottom {
    padding: 12px 18px;
    border-top: 1px solid var(--gc-border);
  }

  #cac-good-cac .gc-tier-action {
    font: 600 12px/1.5 "Inter",sans-serif;
    color: var(--gc-muted);
  }

  #cac-good-cac .gc-tier-action strong {
    font-weight: 700;
    display: block;
    margin-bottom: 2px;
  }

  /* ── Payback Period Context ── */
  #cac-good-cac .gc-payback-section {
    margin-bottom: 36px;
  }

  #cac-good-cac .gc-payback-title {
    font: 800 20px/1.2 "Montserrat","Inter",sans-serif;
    color: var(--gc-navy);
    margin-bottom: 6px;
  }

  #cac-good-cac .gc-payback-intro {
    font: 500 14px/1.7 "Inter",sans-serif;
    color: var(--gc-muted);
    margin-bottom: 20px;
    max-width: 72ch;
  }

  #cac-good-cac .gc-payback-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
  }

  #cac-good-cac .gc-payback-card {
    padding: 18px 20px;
    border-radius: 14px;
    background: var(--gc-bg);
    border: 1px solid var(--gc-border);
    display: flex;
    flex-direction: column;
    gap: 8px;
  }

  #cac-good-cac .gc-payback-range {
    font: 900 22px/1 "Montserrat","Inter",sans-serif;
    letter-spacing: -0.01em;
  }

  #cac-good-cac .gc-payback-label {
    font: 700 13px/1.2 "Montserrat","Inter",sans-serif;
    color: var(--gc-text);
  }

  #cac-good-cac .gc-payback-desc {
    font: 500 12.5px/1.6 "Inter",sans-serif;
    color: var(--gc-muted);
    margin: 0;
    max-width: none;
  }

  /* ── 3 Ways to Improve CAC ── */
  #cac-good-cac .gc-improve-section {}

  #cac-good-cac .gc-improve-title {
    font: 800 20px/1.2 "Montserrat","Inter",sans-serif;
    color: var(--gc-navy);
    margin-bottom: 6px;
  }

  #cac-good-cac .gc-improve-intro {
    font: 500 14px/1.7 "Inter",sans-serif;
    color: var(--gc-muted);
    margin-bottom: 20px;
    max-width: 72ch;
  }

  #cac-good-cac .gc-improve-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 16px;
  }

  #cac-good-cac .gc-improve-card {
    padding: 20px 22px;
    border-radius: 14px;
    background: var(--gc-bg);
    border: 1px solid var(--gc-border);
  }

  #cac-good-cac .gc-improve-card.featured {
    background: var(--gc-navy);
    border-color: var(--gc-navy);
  }

  #cac-good-cac .gc-improve-num {
    font: 900 40px/1 "Montserrat","Inter",sans-serif;
    color: rgba(0,40,104,0.12);
    margin-bottom: 8px;
    line-height: 1;
  }

  #cac-good-cac .gc-improve-card.featured .gc-improve-num {
    color: rgba(255,255,255,0.12);
  }

  #cac-good-cac .gc-improve-card-title {
    font: 800 16px/1.3 "Montserrat","Inter",sans-serif;
    color: var(--gc-text);
    margin-bottom: 8px;
  }

  #cac-good-cac .gc-improve-card.featured .gc-improve-card-title {
    color: #ffffff;
  }

  #cac-good-cac .gc-improve-card-body {
    font: 500 13px/1.7 "Inter",sans-serif;
    color: var(--gc-muted);
    margin: 0;
    max-width: none;
  }

  #cac-good-cac .gc-improve-card.featured .gc-improve-card-body {
    color: rgba(255,255,255,0.7);
  }

  #cac-good-cac .gc-improve-tactics {
    margin-top: 12px;
    display: flex;
    flex-direction: column;
    gap: 5px;
  }

  #cac-good-cac .gc-improve-tactic {
    display: flex;
    align-items: flex-start;
    gap: 7px;
    font: 500 12px/1.5 "Inter",sans-serif;
    color: var(--gc-muted);
  }

  #cac-good-cac .gc-improve-card.featured .gc-improve-tactic {
    color: rgba(255,255,255,0.65);
  }

  #cac-good-cac .gc-improve-tactic::before {
    content: '→';
    font-weight: 700;
    color: var(--gc-navy);
    flex-shrink: 0;
    margin-top: 1px;
  }

  #cac-good-cac .gc-improve-card.featured .gc-improve-tactic::before {
    color: rgba(255,255,255,0.5);
  }

  /* ── Responsive ── */
  @media (max-width: 1060px) {
    #cac-good-cac .gc-tiers { grid-template-columns: repeat(2, 1fr); }
  }

  @media (max-width: 900px) {
    #cac-good-cac .gc-checker { grid-template-columns: 1fr; }
    #cac-good-cac .gc-checker-right { min-height: auto; }
    #cac-good-cac .gc-payback-grid { grid-template-columns: 1fr 1fr; }
    #cac-good-cac .gc-improve-grid { grid-template-columns: 1fr; }
  }

  @media (max-width: 600px) {
    #cac-good-cac { padding: 48px 16px; }
    #cac-good-cac .gc-tiers { grid-template-columns: 1fr 1fr; }
    #cac-good-cac .gc-payback-grid { grid-template-columns: 1fr; }
    #cac-good-cac .gc-checker { padding: 20px; }
    #cac-good-cac .gc-scale-wrap { padding: 18px; }
  }

  @media (max-width: 420px) {
    #cac-good-cac .gc-tiers { grid-template-columns: 1fr; }
  }

  /* ── Real Examples Section ── */
  #cac-real-examples {
    --re-navy:      #002868;
    --re-red:       #BF0A30;
    --re-green:     #00875A;
    --re-amber:     #D97706;
    --re-blue:      #005f8a;
    --re-text:      #0e1f35;
    --re-muted:     #4f6070;
    --re-faint:     #8fa0b0;
    --re-border:    rgba(0,40,104,0.10);
    --re-bg:        #ffffff;
    --re-bg-soft:   #f5f7fb;
    --re-navy-bg:   rgba(0,40,104,0.06);
    --re-green-bg:  rgba(0,135,90,0.07);
    --re-red-bg:    rgba(191,10,48,0.06);
    --re-amber-bg:  rgba(217,119,6,0.08);
    --re-blue-bg:   rgba(0,95,138,0.07);
    --re-max:       1240px;
    --re-radius:    16px;
    background: var(--re-bg-soft);
    padding: 72px 20px;
    border-bottom: 1px solid rgba(0,40,104,0.08);
    font-family: "Inter", system-ui, sans-serif;
    color: var(--re-text);
  }

  #cac-real-examples * { box-sizing: border-box; }

  #cac-real-examples .re-wrap {
    max-width: var(--re-max);
    margin: 0 auto;
  }

  /* ── Header ── */
  #cac-real-examples .re-header {
    max-width: 760px;
    margin-bottom: 48px;
  }

  #cac-real-examples .re-kicker {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 6px 14px;
    border-radius: 999px;
    background: var(--re-navy-bg);
    color: var(--re-navy);
    font: 700 11px/1 "Inter", sans-serif;
    letter-spacing: 0.09em;
    text-transform: uppercase;
    margin-bottom: 14px;
  }

  #cac-real-examples .re-title {
    margin: 0 0 10px;
    font: 800 clamp(24px,3vw,34px)/1.15 "Montserrat","Inter",sans-serif;
    color: var(--re-navy);
    letter-spacing: -0.01em;
  }

  #cac-real-examples .re-subtitle {
    margin: 0;
    color: var(--re-muted);
    font: 500 15px/1.7 "Inter",sans-serif;
    max-width: 64ch;
  }

  #cac-real-examples .re-disclaimer {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin-top: 14px;
    padding: 6px 12px;
    border-radius: 8px;
    background: var(--re-amber-bg);
    border: 1px solid rgba(217,119,6,0.15);
    font: 500 12px/1.4 "Inter",sans-serif;
    color: var(--re-amber);
  }

  /* ── Cases grid: featured (1st) full-width, rest 2-col ── */
  #cac-real-examples .re-cases {
    display: flex;
    flex-direction: column;
    gap: 20px;
  }

  /* ── Case Card ── */
  #cac-real-examples .re-case {
    background: var(--re-bg);
    border: 1px solid var(--re-border);
    border-radius: var(--re-radius);
    overflow: hidden;
    box-shadow: 0 4px 20px rgba(0,40,104,0.05);
    transition: box-shadow 0.2s ease;
  }

  #cac-real-examples .re-case:hover {
    box-shadow: 0 10px 32px rgba(0,40,104,0.10);
  }

  /* Accent top strip */
  #cac-real-examples .re-case-strip {
    height: 4px;
    width: 100%;
  }

  /* Case inner layout: 2-col */
  #cac-real-examples .re-case-inner {
    display: grid;
    grid-template-columns: 320px 1fr;
    align-items: start;
  }

  /* Left sidebar */
  #cac-real-examples .re-case-left {
    padding: 24px;
    border-right: 1px solid var(--re-border);
  }

  #cac-real-examples .re-case-num {
    font: 900 11px/1 "Montserrat","Inter",sans-serif;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    margin-bottom: 12px;
    opacity: 0.5;
  }

  #cac-real-examples .re-case-category {
    display: inline-flex;
    align-items: center;
    padding: 4px 10px;
    border-radius: 999px;
    font: 700 11px/1 "Inter",sans-serif;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    margin-bottom: 10px;
  }

  #cac-real-examples .re-case-biz-name {
    font: 900 20px/1.15 "Montserrat","Inter",sans-serif;
    color: var(--re-text);
    margin-bottom: 4px;
    letter-spacing: -0.01em;
  }

  #cac-real-examples .re-case-biz-type {
    font: 500 13px/1.4 "Inter",sans-serif;
    color: var(--re-muted);
    margin-bottom: 18px;
  }

  /* KPI row */
  #cac-real-examples .re-kpis {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin-bottom: 18px;
  }

  #cac-real-examples .re-kpi {
    padding: 10px 12px;
    border-radius: 10px;
    background: var(--re-bg-soft);
    border: 1px solid var(--re-border);
  }

  #cac-real-examples .re-kpi-label {
    font: 600 10px/1 "Inter",sans-serif;
    color: var(--re-faint);
    text-transform: uppercase;
    letter-spacing: 0.07em;
    margin-bottom: 4px;
  }

  #cac-real-examples .re-kpi-val {
    font: 800 18px/1 "Montserrat","Inter",sans-serif;
    letter-spacing: -0.01em;
  }

  #cac-real-examples .re-kpi-sub {
    font: 500 11px/1.3 "Inter",sans-serif;
    color: var(--re-muted);
    margin-top: 2px;
  }

  /* LTV:CAC Health badge */
  #cac-real-examples .re-ltv-badge {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 10px 14px;
    border-radius: 10px;
    margin-bottom: 14px;
  }

  #cac-real-examples .re-ltv-badge-ratio {
    font: 900 22px/1 "Montserrat","Inter",sans-serif;
    letter-spacing: -0.02em;
  }

  #cac-real-examples .re-ltv-badge-right {}

  #cac-real-examples .re-ltv-badge-label {
    font: 700 12px/1.2 "Inter",sans-serif;
  }

  #cac-real-examples .re-ltv-badge-status {
    font: 500 11px/1.3 "Inter",sans-serif;
    opacity: 0.7;
    margin-top: 2px;
  }

  /* Revenue badge */
  #cac-real-examples .re-rev-tag {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 5px 10px;
    border-radius: 8px;
    background: var(--re-navy-bg);
    font: 600 12px/1 "Inter",sans-serif;
    color: var(--re-navy);
  }

  /* Right content panel */
  #cac-real-examples .re-case-right {
    padding: 24px 28px;
    display: flex;
    flex-direction: column;
    gap: 20px;
  }

  /* Channel mix */
  #cac-real-examples .re-channels-title {
    font: 700 11px/1 "Montserrat","Inter",sans-serif;
    color: var(--re-navy);
    text-transform: uppercase;
    letter-spacing: 0.07em;
    margin-bottom: 12px;
    font-size: 10px;
  }

  #cac-real-examples .re-channels {
    display: flex;
    flex-direction: column;
    gap: 8px;
  }

  #cac-real-examples .re-channel-row {
    display: grid;
    grid-template-columns: 140px 1fr 60px 60px;
    gap: 10px;
    align-items: center;
  }

  #cac-real-examples .re-channel-name {
    font: 600 12.5px/1 "Inter",sans-serif;
    color: var(--re-text);
    display: flex;
    align-items: center;
    gap: 6px;
    white-space: nowrap;
  }

  #cac-real-examples .re-channel-dot {
    width: 7px;
    height: 7px;
    border-radius: 50%;
    flex-shrink: 0;
  }

  #cac-real-examples .re-channel-bar-wrap {
    height: 7px;
    background: rgba(0,40,104,0.07);
    border-radius: 999px;
    overflow: hidden;
  }

  #cac-real-examples .re-channel-bar-fill {
    height: 100%;
    border-radius: 999px;
    transition: width 0.5s cubic-bezier(0.16,1,0.3,1);
  }

  #cac-real-examples .re-channel-spend {
    font: 600 12px/1 "Inter",sans-serif;
    color: var(--re-muted);
    text-align: right;
    white-space: nowrap;
  }

  #cac-real-examples .re-channel-cac {
    font: 700 12.5px/1 "Montserrat","Inter",sans-serif;
    text-align: right;
    white-space: nowrap;
  }

  /* Divider */
  #cac-real-examples .re-divider {
    height: 1px;
    background: var(--re-border);
    border: none;
  }

  /* Story + Lessons row */
  #cac-real-examples .re-bottom-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
  }

  #cac-real-examples .re-story {}
  #cac-real-examples .re-story-title {
    font: 700 12px/1 "Montserrat","Inter",sans-serif;
    color: var(--re-navy);
    text-transform: uppercase;
    letter-spacing: 0.07em;
    margin-bottom: 8px;
    font-size: 10px;
  }

  #cac-real-examples .re-story-body {
    font: 500 13px/1.7 "Inter",sans-serif;
    color: var(--re-muted);
    max-width: none;
    margin: 0;
  }

  #cac-real-examples .re-story-body strong {
    color: var(--re-text);
    font-weight: 700;
  }

  /* Key lessons */
  #cac-real-examples .re-lessons {}
  #cac-real-examples .re-lessons-title {
    font: 700 12px/1 "Montserrat","Inter",sans-serif;
    color: var(--re-navy);
    text-transform: uppercase;
    letter-spacing: 0.07em;
    margin-bottom: 8px;
    font-size: 10px;
  }

  #cac-real-examples .re-lesson-list {
    display: flex;
    flex-direction: column;
    gap: 6px;
  }

  #cac-real-examples .re-lesson {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    font: 500 12.5px/1.55 "Inter",sans-serif;
    color: var(--re-muted);
  }

  #cac-real-examples .re-lesson-icon {
    width: 18px;
    height: 18px;
    border-radius: 5px;
    display: grid;
    place-items: center;
    flex-shrink: 0;
    margin-top: 1px;
  }

  #cac-real-examples .re-lesson strong {
    color: var(--re-text);
    font-weight: 700;
  }

  /* ── Source strip ── */
  #cac-real-examples .re-source-strip {
    margin-top: 32px;
    padding: 14px 20px;
    border-radius: 12px;
    background: var(--re-bg);
    border: 1px solid var(--re-border);
    display: flex;
    align-items: center;
    gap: 12px;
    flex-wrap: wrap;
  }

  #cac-real-examples .re-source-text {
    font: 500 12px/1.6 "Inter",sans-serif;
    color: var(--re-muted);
    flex: 1;
    min-width: 200px;
    margin: 0;
  }

  #cac-real-examples .re-source-text strong { color: var(--re-text); font-weight: 700; }

  #cac-real-examples .re-src-link {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    padding: 5px 11px;
    border-radius: 999px;
    background: var(--re-bg-soft);
    border: 1px solid var(--re-border);
    font: 600 11px/1 "Inter",sans-serif;
    color: var(--re-navy);
    text-decoration: none;
    white-space: nowrap;
    transition: background 0.12s;
  }

  #cac-real-examples .re-src-link:hover { background: var(--re-navy-bg); }

  /* ── Responsive ── */
  @media (max-width: 1000px) {
    #cac-real-examples .re-case-inner { grid-template-columns: 1fr; }
    #cac-real-examples .re-case-left  { border-right: none; border-bottom: 1px solid var(--re-border); }
    #cac-real-examples .re-bottom-row { grid-template-columns: 1fr; }
  }

  @media (max-width: 640px) {
    #cac-real-examples { padding: 48px 16px; }
    #cac-real-examples .re-kpis { grid-template-columns: 1fr 1fr; }
    #cac-real-examples .re-channel-row { grid-template-columns: 110px 1fr 52px; }
    #cac-real-examples .re-channel-spend { display: none; }
    #cac-real-examples .re-case-right { padding: 18px; }
  }

  /* ── Pro Tips Section ── */
  #cac-pro-tips {
    --pt-navy:      #002868;
    --pt-red:       #BF0A30;
    --pt-green:     #00875A;
    --pt-amber:     #D97706;
    --pt-blue:      #005f8a;
    --pt-text:      #0e1f35;
    --pt-muted:     #4f6070;
    --pt-faint:     #8fa0b0;
    --pt-border:    rgba(0,40,104,0.10);
    --pt-bg:        #ffffff;
    --pt-bg-soft:   #f5f7fb;
    --pt-navy-bg:   rgba(0,40,104,0.06);
    --pt-green-bg:  rgba(0,135,90,0.07);
    --pt-red-bg:    rgba(191,10,48,0.06);
    --pt-amber-bg:  rgba(217,119,6,0.08);
    --pt-max:       1240px;
    --pt-radius:    16px;
    background: var(--pt-bg);
    padding: 72px 20px;
    border-bottom: 1px solid rgba(0,40,104,0.08);
    font-family: "Inter", system-ui, sans-serif;
    color: var(--pt-text);
  }

  #cac-pro-tips * { box-sizing: border-box; }

  #cac-pro-tips .pt-wrap { max-width: var(--pt-max); margin: 0 auto; }

  /* ── Header ── */
  #cac-pro-tips .pt-header {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 24px;
    align-items: end;
    margin-bottom: 52px;
  }

  #cac-pro-tips .pt-kicker {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 6px 14px;
    border-radius: 999px;
    background: var(--pt-navy-bg);
    color: var(--pt-navy);
    font: 700 11px/1 "Inter",sans-serif;
    letter-spacing: 0.09em;
    text-transform: uppercase;
    margin-bottom: 14px;
  }

  #cac-pro-tips .pt-title {
    margin: 0 0 10px;
    font: 800 clamp(24px,3vw,34px)/1.15 "Montserrat","Inter",sans-serif;
    color: var(--pt-navy);
    letter-spacing: -0.01em;
  }

  #cac-pro-tips .pt-subtitle {
    margin: 0;
    color: var(--pt-muted);
    font: 500 15px/1.7 "Inter",sans-serif;
    max-width: 60ch;
  }

  #cac-pro-tips .pt-header-badge {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    width: 80px;
    height: 80px;
    border-radius: 50%;
    background: var(--pt-navy);
    color: #fff;
    flex-shrink: 0;
  }

  #cac-pro-tips .pt-header-badge strong {
    font: 900 24px/1 "Montserrat",sans-serif;
  }

  #cac-pro-tips .pt-header-badge span {
    font: 500 10px/1.3 "Inter",sans-serif;
    opacity: 0.65;
    text-align: center;
    margin-top: 2px;
  }

  /* ── Tips list ── */
  #cac-pro-tips .pt-tips {
    display: flex;
    flex-direction: column;
    gap: 24px;
  }

  /* ── Individual tip card ── */
  #cac-pro-tips .pt-tip {
    border-radius: var(--pt-radius);
    border: 1px solid var(--pt-border);
    background: var(--pt-bg);
    overflow: hidden;
    box-shadow: 0 3px 16px rgba(0,40,104,0.05);
    transition: box-shadow 0.2s ease;
  }

  #cac-pro-tips .pt-tip:hover {
    box-shadow: 0 8px 32px rgba(0,40,104,0.10);
  }

  /* Layout: left label + right content — alternates for odd/even */
  #cac-pro-tips .pt-tip-inner {
    display: grid;
    grid-template-columns: 280px 1fr;
    align-items: stretch;
  }

  #cac-pro-tips .pt-tip:nth-child(even) .pt-tip-inner {
    direction: rtl;
  }

  #cac-pro-tips .pt-tip:nth-child(even) .pt-tip-inner > * {
    direction: ltr;
  }

  /* Left panel */
  #cac-pro-tips .pt-tip-left {
    padding: 28px 24px;
    display: flex;
    flex-direction: column;
    gap: 12px;
    border-right: 1px solid var(--pt-border);
    position: relative;
  }

  #cac-pro-tips .pt-tip:nth-child(even) .pt-tip-left {
    border-right: none;
    border-left: 1px solid var(--pt-border);
  }

  #cac-pro-tips .pt-tip-num {
    font: 900 56px/1 "Montserrat","Inter",sans-serif;
    letter-spacing: -0.04em;
    line-height: 0.9;
    opacity: 0.08;
    position: absolute;
    top: 20px;
    right: 20px;
  }

  #cac-pro-tips .pt-tip-tag {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 5px 11px;
    border-radius: 999px;
    font: 700 11px/1 "Inter",sans-serif;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    width: fit-content;
  }

  #cac-pro-tips .pt-tip-title {
    font: 800 18px/1.25 "Montserrat","Inter",sans-serif;
    color: var(--pt-text);
    letter-spacing: -0.01em;
    position: relative;
  }

  #cac-pro-tips .pt-tip-impact {
    display: flex;
    flex-direction: column;
    gap: 4px;
    padding: 10px 14px;
    border-radius: 10px;
    border: 1px solid var(--pt-border);
    background: var(--pt-bg-soft);
    margin-top: auto;
  }

  #cac-pro-tips .pt-impact-label {
    font: 600 10px/1 "Inter",sans-serif;
    text-transform: uppercase;
    letter-spacing: 0.07em;
    color: var(--pt-faint);
  }

  #cac-pro-tips .pt-impact-val {
    font: 800 15px/1.2 "Montserrat","Inter",sans-serif;
  }

  #cac-pro-tips .pt-impact-note {
    font: 500 11px/1.4 "Inter",sans-serif;
    color: var(--pt-muted);
    max-width: none;
    margin: 0;
  }

  /* Right content panel */
  #cac-pro-tips .pt-tip-right {
    padding: 28px 32px;
    display: flex;
    flex-direction: column;
    gap: 18px;
  }

  #cac-pro-tips .pt-tip-body {
    font: 500 14px/1.72 "Inter",sans-serif;
    color: var(--pt-muted);
    max-width: 68ch;
    margin: 0;
  }

  #cac-pro-tips .pt-tip-body strong { color: var(--pt-text); font-weight: 700; }

  #cac-pro-tips .pt-tip-body a {
    color: var(--pt-navy);
    font-weight: 600;
    text-decoration: underline;
    text-underline-offset: 2px;
  }

  /* Tactics grid */
  #cac-pro-tips .pt-tactics {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 8px;
  }

  #cac-pro-tips .pt-tactic {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    padding: 10px 12px;
    border-radius: 9px;
    background: var(--pt-bg-soft);
    border: 1px solid var(--pt-border);
  }

  #cac-pro-tips .pt-tactic-dot {
    width: 6px;
    height: 6px;
    border-radius: 50%;
    flex-shrink: 0;
    margin-top: 5px;
  }

  #cac-pro-tips .pt-tactic-text {
    font: 500 12.5px/1.55 "Inter",sans-serif;
    color: var(--pt-muted);
    margin: 0;
    max-width: none;
  }

  #cac-pro-tips .pt-tactic-text strong { color: var(--pt-text); font-weight: 700; }

  /* Mini interactive widget inside tip card */
  #cac-pro-tips .pt-widget {
    background: var(--pt-bg-soft);
    border: 1px solid var(--pt-border);
    border-radius: 12px;
    padding: 16px 18px;
  }

  #cac-pro-tips .pt-widget-title {
    font: 700 11px/1 "Inter",sans-serif;
    text-transform: uppercase;
    letter-spacing: 0.07em;
    color: var(--pt-navy);
    margin-bottom: 12px;
    font-size: 10px;
  }

  #cac-pro-tips .pt-widget-row {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-wrap: wrap;
  }

  #cac-pro-tips .pt-widget-group {
    display: flex;
    flex-direction: column;
    gap: 3px;
  }

  #cac-pro-tips .pt-widget-label {
    font: 600 10px/1 "Inter",sans-serif;
    color: var(--pt-faint);
    text-transform: uppercase;
    letter-spacing: 0.06em;
  }

  #cac-pro-tips .pt-widget-input-wrap {
    display: flex;
    align-items: center;
    background: var(--pt-bg);
    border: 1px solid var(--pt-border);
    border-radius: 7px;
    overflow: hidden;
  }

  #cac-pro-tips .pt-widget-prefix {
    padding: 6px 8px;
    font: 600 12px/1 "Inter",sans-serif;
    color: var(--pt-faint);
    background: rgba(0,40,104,0.04);
    border-right: 1px solid var(--pt-border);
    white-space: nowrap;
  }

  #cac-pro-tips .pt-widget-input {
    border: none;
    outline: none;
    background: transparent;
    padding: 6px 10px;
    font: 700 13px/1 "Inter",sans-serif;
    color: var(--pt-text);
    width: 72px;
  }

  #cac-pro-tips .pt-widget-arrow {
    font: 700 16px/1 sans-serif;
    color: var(--pt-faint);
    flex-shrink: 0;
  }

  #cac-pro-tips .pt-widget-result {
    padding: 7px 12px;
    border-radius: 8px;
    font: 700 13px/1.3 "Inter",sans-serif;
    min-width: 100px;
    flex-shrink: 0;
  }

  /* ── US-specific callout strip ── */
  #cac-pro-tips .pt-us-callout {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 8px 14px;
    background: var(--pt-navy-bg);
    border-radius: 8px;
    border: 1px solid rgba(0,40,104,0.10);
    width: fit-content;
  }

  #cac-pro-tips .pt-us-callout-text {
    font: 600 12px/1.5 "Inter",sans-serif;
    color: var(--pt-navy);
    margin: 0;
    max-width: none;
  }

  #cac-pro-tips .pt-us-callout-text a {
    color: var(--pt-navy);
    font-weight: 700;
    text-decoration: underline;
    text-underline-offset: 2px;
  }

  /* ── Bottom CTA strip ── */
  #cac-pro-tips .pt-cta-strip {
    margin-top: 40px;
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 24px;
    align-items: center;
    padding: 24px 28px;
    background: var(--pt-navy);
    border-radius: var(--pt-radius);
    flex-wrap: wrap;
  }

  #cac-pro-tips .pt-cta-strip h3 {
    font: 800 18px/1.2 "Montserrat","Inter",sans-serif;
    color: #fff;
    margin-bottom: 4px;
  }

  #cac-pro-tips .pt-cta-strip p {
    font: 500 13px/1.6 "Inter",sans-serif;
    color: rgba(255,255,255,0.65);
    margin: 0;
    max-width: 52ch;
  }

  #cac-pro-tips .pt-cta-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 13px 22px;
    border-radius: 999px;
    background: #ffffff;
    color: var(--pt-navy);
    font: 700 14px/1 "Inter",sans-serif;
    text-decoration: none;
    white-space: nowrap;
    transition: transform 0.15s ease, background 0.15s ease;
    flex-shrink: 0;
  }

  #cac-pro-tips .pt-cta-btn:hover {
    background: #e8edf8;
    transform: translateY(-1px);
  }

  /* ── Responsive ── */
  @media (max-width: 900px) {
    #cac-pro-tips .pt-tip-inner,
    #cac-pro-tips .pt-tip:nth-child(even) .pt-tip-inner {
      grid-template-columns: 1fr;
      direction: ltr;
    }
    #cac-pro-tips .pt-tip-left,
    #cac-pro-tips .pt-tip:nth-child(even) .pt-tip-left {
      border-right: none;
      border-left: none;
      border-bottom: 1px solid var(--pt-border);
    }
    #cac-pro-tips .pt-tactics { grid-template-columns: 1fr; }
    #cac-pro-tips .pt-header { grid-template-columns: 1fr; }
    #cac-pro-tips .pt-header-badge { display: none; }
    #cac-pro-tips .pt-cta-strip { grid-template-columns: 1fr; gap: 16px; }
  }

  @media (max-width: 580px) {
    #cac-pro-tips { padding: 48px 16px; }
    #cac-pro-tips .pt-tip-right { padding: 20px; }
    #cac-pro-tips .pt-widget-row { flex-direction: column; align-items: flex-start; }
  }

  /* ── FAQ Section ── */
  #cac-faq {
    --fq-navy:      #002868;
    --fq-red:       #BF0A30;
    --fq-green:     #00875A;
    --fq-amber:     #D97706;
    --fq-text:      #0e1f35;
    --fq-muted:     #4f6070;
    --fq-faint:     #8fa0b0;
    --fq-border:    rgba(0,40,104,0.10);
    --fq-bg:        #f5f7fb;
    --fq-bg-card:   #ffffff;
    --fq-navy-bg:   rgba(0,40,104,0.06);
    --fq-green-bg:  rgba(0,135,90,0.07);
    --fq-red-bg:    rgba(191,10,48,0.06);
    --fq-amber-bg:  rgba(217,119,6,0.08);
    --fq-max:       1240px;
    --fq-radius:    14px;
    background: var(--fq-bg);
    padding: 72px 20px;
    border-bottom: 1px solid rgba(0,40,104,0.08);
    font-family: "Inter", system-ui, sans-serif;
    color: var(--fq-text);
  }

  #cac-faq * { box-sizing: border-box; }
  #cac-faq .fq-wrap { max-width: var(--fq-max); margin: 0 auto; }

  /* ── Header ── */
  #cac-faq .fq-header {
    display: grid;
    grid-template-columns: 1fr 360px;
    gap: 32px;
    align-items: start;
    margin-bottom: 40px;
  }

  #cac-faq .fq-kicker {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 6px 14px;
    border-radius: 999px;
    background: var(--fq-navy-bg);
    color: var(--fq-navy);
    font: 700 11px/1 "Inter",sans-serif;
    letter-spacing: 0.09em;
    text-transform: uppercase;
    margin-bottom: 14px;
  }

  #cac-faq .fq-title {
    margin: 0 0 10px;
    font: 800 clamp(24px,3vw,34px)/1.15 "Montserrat","Inter",sans-serif;
    color: var(--fq-navy);
    letter-spacing: -0.01em;
  }

  #cac-faq .fq-subtitle {
    margin: 0;
    color: var(--fq-muted);
    font: 500 15px/1.7 "Inter",sans-serif;
    max-width: 54ch;
  }

  /* ── Search box ── */
  #cac-faq .fq-search-wrap {
    position: relative;
    align-self: center;
  }

  #cac-faq .fq-search-icon {
    position: absolute;
    left: 14px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--fq-faint);
    pointer-events: none;
  }

  #cac-faq .fq-search {
    width: 100%;
    padding: 12px 14px 12px 42px;
    border: 1.5px solid var(--fq-border);
    border-radius: 10px;
    background: var(--fq-bg-card);
    font: 500 14px/1 "Inter",sans-serif;
    color: var(--fq-text);
    outline: none;
    transition: border-color 0.15s ease, box-shadow 0.15s ease;
  }

  #cac-faq .fq-search:focus {
    border-color: var(--fq-navy);
    box-shadow: 0 0 0 3px rgba(0,40,104,0.08);
  }

  #cac-faq .fq-search::placeholder { color: var(--fq-faint); }

  #cac-faq .fq-count-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin-top: 10px;
    font: 500 12px/1 "Inter",sans-serif;
    color: var(--fq-muted);
  }

  #cac-faq .fq-count-badge strong { color: var(--fq-navy); font-weight: 700; }

  /* ── Category filter tabs ── */
  #cac-faq .fq-cats {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-bottom: 32px;
  }

  #cac-faq .fq-cat-btn {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 8px 14px;
    border-radius: 999px;
    border: 1.5px solid var(--fq-border);
    background: var(--fq-bg-card);
    color: var(--fq-muted);
    font: 600 13px/1 "Inter",sans-serif;
    cursor: pointer;
    transition: all 0.15s ease;
    white-space: nowrap;
  }

  #cac-faq .fq-cat-btn:hover {
    border-color: var(--fq-navy);
    color: var(--fq-navy);
  }

  #cac-faq .fq-cat-btn.active {
    background: var(--fq-navy);
    border-color: var(--fq-navy);
    color: #fff;
  }

  #cac-faq .fq-cat-count {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    font: 700 10px/1 "Inter",sans-serif;
    background: rgba(0,0,0,0.08);
    flex-shrink: 0;
  }

  #cac-faq .fq-cat-btn.active .fq-cat-count { background: rgba(255,255,255,0.2); }

  /* ── FAQ Groups ── */
  #cac-faq .fq-group {
    margin-bottom: 32px;
  }

  #cac-faq .fq-group[data-hidden="true"] { display: none; }

  #cac-faq .fq-group-header {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 12px;
    padding-bottom: 10px;
    border-bottom: 2px solid var(--fq-border);
  }

  #cac-faq .fq-group-icon {
    width: 28px;
    height: 28px;
    border-radius: 8px;
    display: grid;
    place-items: center;
    flex-shrink: 0;
  }

  #cac-faq .fq-group-title {
    font: 800 14px/1.2 "Montserrat","Inter",sans-serif;
    color: var(--fq-navy);
    text-transform: uppercase;
    letter-spacing: 0.06em;
    font-size: 11px;
    flex: 1;
  }

  #cac-faq .fq-group-tally {
    font: 600 12px/1 "Inter",sans-serif;
    color: var(--fq-faint);
  }

  /* ── FAQ Items ── */
  #cac-faq .fq-list {
    display: flex;
    flex-direction: column;
    gap: 6px;
  }

  #cac-faq .fq-item {
    background: var(--fq-bg-card);
    border: 1px solid var(--fq-border);
    border-radius: var(--fq-radius);
    overflow: hidden;
    transition: border-color 0.15s ease, box-shadow 0.15s ease;
  }

  #cac-faq .fq-item:hover {
    border-color: rgba(0,40,104,0.18);
    box-shadow: 0 2px 10px rgba(0,40,104,0.06);
  }

  #cac-faq .fq-item.open {
    border-color: rgba(0,40,104,0.20);
    box-shadow: 0 4px 16px rgba(0,40,104,0.08);
  }

  #cac-faq .fq-item[data-hidden="true"] { display: none; }

  /* Question button */
  #cac-faq .fq-q {
    display: flex;
    align-items: center;
    gap: 12px;
    width: 100%;
    padding: 16px 18px;
    background: none;
    border: none;
    cursor: pointer;
    text-align: left;
    transition: background 0.12s ease;
  }

  #cac-faq .fq-q:hover { background: rgba(0,40,104,0.02); }
  #cac-faq .fq-item.open .fq-q { background: rgba(0,40,104,0.03); }

  #cac-faq .fq-q-num {
    font: 700 11px/1 "Montserrat","Inter",sans-serif;
    color: var(--fq-faint);
    flex-shrink: 0;
    min-width: 24px;
    font-family: "Courier New", monospace;
    font-size: 11px;
  }

  #cac-faq .fq-q-text {
    font: 600 14.5px/1.35 "Inter",sans-serif;
    color: var(--fq-text);
    flex: 1;
  }

  #cac-faq .fq-item.open .fq-q-text { color: var(--fq-navy); }

  #cac-faq .fq-toggle-icon {
    width: 28px;
    height: 28px;
    border-radius: 8px;
    display: grid;
    place-items: center;
    background: rgba(0,40,104,0.06);
    color: var(--fq-navy);
    flex-shrink: 0;
    transition: background 0.15s ease, transform 0.25s cubic-bezier(0.16,1,0.3,1);
  }

  #cac-faq .fq-item.open .fq-toggle-icon {
    background: var(--fq-navy);
    color: #fff;
    transform: rotate(45deg);
  }

  /* Answer panel */
  #cac-faq .fq-a-wrap {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.35s cubic-bezier(0.16,1,0.3,1);
  }

  #cac-faq .fq-item.open .fq-a-wrap {
    max-height: 600px;
  }

  #cac-faq .fq-a {
    padding: 0 18px 18px 54px;
    font: 500 14px/1.75 "Inter",sans-serif;
    color: var(--fq-muted);
  }

  #cac-faq .fq-a p { margin: 0 0 10px; max-width: 80ch; }
  #cac-faq .fq-a p:last-child { margin: 0; }
  #cac-faq .fq-a strong { color: var(--fq-text); font-weight: 700; }
  #cac-faq .fq-a a { color: var(--fq-navy); font-weight: 600; text-decoration: underline; text-underline-offset: 2px; }

  #cac-faq .fq-a-formula {
    display: inline-block;
    padding: 8px 14px;
    border-radius: 8px;
    background: var(--fq-navy-bg);
    border: 1px solid rgba(0,40,104,0.12);
    font: 700 13px/1.4 "Courier New", monospace;
    color: var(--fq-navy);
    margin: 8px 0;
  }

  /* ── No results ── */
  #cac-faq .fq-no-results {
    display: none;
    text-align: center;
    padding: 48px 24px;
    color: var(--fq-muted);
    font: 500 15px/1.6 "Inter",sans-serif;
  }

  #cac-faq .fq-no-results.visible { display: block; }
  #cac-faq .fq-no-results strong { display: block; font: 700 18px/1.3 "Montserrat","Inter",sans-serif; color: var(--fq-text); margin-bottom: 8px; }

  /* ── Expand/Collapse All ── */
  #cac-faq .fq-controls {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 20px;
    flex-wrap: wrap;
  }

  #cac-faq .fq-ctrl-btn {
    padding: 7px 14px;
    border-radius: 8px;
    border: 1px solid var(--fq-border);
    background: var(--fq-bg-card);
    color: var(--fq-muted);
    font: 600 12.5px/1 "Inter",sans-serif;
    cursor: pointer;
    transition: all 0.12s ease;
  }

  #cac-faq .fq-ctrl-btn:hover { border-color: var(--fq-navy); color: var(--fq-navy); }

  #cac-faq .fq-visible-count {
    margin-left: auto;
    font: 500 12px/1 "Inter",sans-serif;
    color: var(--fq-faint);
  }

  /* ── Responsive ── */
  @media (max-width: 860px) {
    #cac-faq .fq-header { grid-template-columns: 1fr; }
  }

  @media (max-width: 560px) {
    #cac-faq { padding: 48px 16px; }
    #cac-faq .fq-a { padding-left: 18px; }
    #cac-faq .fq-q-num { display: none; }
  }

  /* ── Related Calculators Section ── */
  #cac-related-calculators {
    --rc-navy:     #002868;
    --rc-red:      #BF0A30;
    --rc-green:    #00875A;
    --rc-amber:    #D97706;
    --rc-text:     #122033;
    --rc-muted:    #5f6b7a;
    --rc-border:   #d7dce3;
    --rc-bg:       #ffffff;
    --rc-bg-soft:  #f7f9fc;
    --rc-navy-bg:  rgba(0,40,104,0.07);
    --rc-green-bg: rgba(0,135,90,0.07);
    --rc-red-bg:   rgba(191,10,48,0.07);
    --rc-amber-bg: rgba(217,119,6,0.09);
    --rc-shadow:   0 8px 28px rgba(11,27,58,0.07);
    --rc-shadow-hover: 0 18px 44px rgba(11,27,58,0.13);
    --rc-radius:   18px;
    --rc-max:      1240px;
    color: var(--rc-text);
    padding: 72px 20px;
    background: var(--rc-bg);
    border-top: 1px solid var(--rc-border);
    border-bottom: 1px solid var(--rc-border);
    font-family: "Inter", system-ui, sans-serif;
  }

  #cac-related-calculators * { box-sizing: border-box; }

  #cac-related-calculators .rc-wrap {
    max-width: var(--rc-max);
    margin: 0 auto;
  }

  /* ── Header row ── */
  #cac-related-calculators .rc-header {
    display: flex;
    align-items: flex-end;
    justify-content: space-between;
    gap: 20px;
    flex-wrap: wrap;
    margin-bottom: 36px;
  }

  #cac-related-calculators .rc-kicker {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 7px 14px;
    border-radius: 999px;
    background: var(--rc-navy-bg);
    color: var(--rc-navy);
    font: 700 12px/1 "Inter",sans-serif;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    margin-bottom: 12px;
  }

  #cac-related-calculators h2 {
    margin: 0 0 8px;
    font: 800 clamp(26px,3.5vw,40px)/1.1 "Montserrat","Inter",system-ui,sans-serif;
    color: var(--rc-navy);
  }

  #cac-related-calculators .rc-intro {
    margin: 0;
    color: var(--rc-muted);
    font: 500 16px/1.65 "Inter",system-ui,sans-serif;
    max-width: 56ch;
  }

  #cac-related-calculators .rc-view-all {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 13px 22px;
    border-radius: 999px;
    border: 2px solid var(--rc-navy);
    background: transparent;
    color: var(--rc-navy);
    font: 700 14px/1 "Inter",system-ui,sans-serif;
    text-decoration: none;
    white-space: nowrap;
    transition: background 0.18s ease, color 0.18s ease;
    flex-shrink: 0;
  }

  #cac-related-calculators .rc-view-all:hover {
    background: var(--rc-navy);
    color: #fff;
  }

  /* ── Filter bar ── */
  #cac-related-calculators .rc-filters {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-bottom: 28px;
  }

  #cac-related-calculators .rc-filter-btn {
    padding: 8px 16px;
    border-radius: 999px;
    border: 1.5px solid var(--rc-border);
    background: var(--rc-bg);
    color: var(--rc-muted);
    font: 600 13px/1 "Inter",system-ui,sans-serif;
    cursor: pointer;
    transition: all 0.18s ease;
    white-space: nowrap;
  }

  #cac-related-calculators .rc-filter-btn:hover {
    border-color: var(--rc-navy);
    color: var(--rc-navy);
  }

  #cac-related-calculators .rc-filter-btn.active {
    background: var(--rc-navy);
    border-color: var(--rc-navy);
    color: #fff;
  }

  /* ── Grid ── */
  #cac-related-calculators .rc-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0,1fr));
    gap: 18px;
  }

  /* ── Card ── */
  #cac-related-calculators .rc-card {
    display: flex;
    flex-direction: column;
    border: 1px solid var(--rc-border);
    border-radius: var(--rc-radius);
    background: var(--rc-bg);
    box-shadow: var(--rc-shadow);
    text-decoration: none;
    color: inherit;
    overflow: hidden;
    transition: transform 0.22s cubic-bezier(0.16,1,0.3,1),
                box-shadow 0.22s cubic-bezier(0.16,1,0.3,1),
                border-color 0.18s ease;
    position: relative;
  }

  #cac-related-calculators .rc-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--rc-shadow-hover);
    border-color: rgba(0,40,104,0.2);
  }

  /* Accent top bar */
  #cac-related-calculators .rc-card::before {
    content: '';
    display: block;
    height: 3px;
    width: 100%;
    background: var(--rc-navy);
    transition: height 0.2s ease;
  }

  #cac-related-calculators .rc-card[data-color="green"]::before { background: var(--rc-green); }
  #cac-related-calculators .rc-card[data-color="red"]::before   { background: var(--rc-red);   }
  #cac-related-calculators .rc-card[data-color="amber"]::before { background: var(--rc-amber); }
  #cac-related-calculators .rc-card[data-color="navy"]::before  { background: var(--rc-navy);  }
  #cac-related-calculators .rc-card:hover::before { height: 5px; }

  /* Featured card */
  #cac-related-calculators .rc-card.rc-featured {
    grid-column: span 2;
    flex-direction: row;
    align-items: stretch;
  }

  #cac-related-calculators .rc-card.rc-featured::before { display: none; }

  #cac-related-calculators .rc-card.rc-featured .rc-card-accent-bar {
    width: 4px;
    flex-shrink: 0;
    background: var(--rc-green);
  }

  #cac-related-calculators .rc-card-body {
    padding: 20px;
    display: flex;
    flex-direction: column;
    gap: 10px;
    flex: 1;
  }

  /* Card elements */
  #cac-related-calculators .rc-card-top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
  }

  #cac-related-calculators .rc-tag {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 5px 10px;
    border-radius: 999px;
    font: 700 11px/1 "Inter",system-ui,sans-serif;
    letter-spacing: 0.04em;
    white-space: nowrap;
  }

  #cac-related-calculators .rc-tag.navy  { background: var(--rc-navy-bg);  color: var(--rc-navy); }
  #cac-related-calculators .rc-tag.green { background: var(--rc-green-bg); color: var(--rc-green); }
  #cac-related-calculators .rc-tag.red   { background: var(--rc-red-bg);   color: var(--rc-red); }
  #cac-related-calculators .rc-tag.amber { background: var(--rc-amber-bg); color: var(--rc-amber); }

  #cac-related-calculators .rc-featured-badge {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    padding: 4px 10px;
    border-radius: 999px;
    background: var(--rc-green-bg);
    color: var(--rc-green);
    font: 700 11px/1 "Inter",system-ui,sans-serif;
  }

  #cac-related-calculators .rc-card-icon {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    display: grid;
    place-items: center;
    flex-shrink: 0;
  }

  #cac-related-calculators .rc-card-icon.navy  { background: var(--rc-navy-bg);  color: var(--rc-navy); }
  #cac-related-calculators .rc-card-icon.green { background: var(--rc-green-bg); color: var(--rc-green); }
  #cac-related-calculators .rc-card-icon.red   { background: var(--rc-red-bg);   color: var(--rc-red); }
  #cac-related-calculators .rc-card-icon.amber { background: var(--rc-amber-bg); color: var(--rc-amber); }

  #cac-related-calculators .rc-card h3 {
    margin: 0;
    font: 800 16px/1.25 "Montserrat","Inter",system-ui,sans-serif;
    color: var(--rc-text);
  }

  #cac-related-calculators .rc-card.rc-featured h3 {
    font-size: clamp(18px,2vw,22px);
  }

  #cac-related-calculators .rc-card p {
    margin: 0;
    color: var(--rc-muted);
    font: 500 13px/1.65 "Inter",system-ui,sans-serif;
    max-width: 40ch;
    flex: 1;
  }

  #cac-related-calculators .rc-card-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
    margin-top: auto;
    padding-top: 12px;
    border-top: 1px solid var(--rc-border);
  }

  #cac-related-calculators .rc-card-meta {
    font: 600 12px/1 "Inter",system-ui,sans-serif;
    color: var(--rc-muted);
  }

  #cac-related-calculators .rc-card-arrow {
    width: 30px;
    height: 30px;
    border-radius: 50%;
    background: var(--rc-bg-soft);
    border: 1px solid var(--rc-border);
    display: grid;
    place-items: center;
    color: var(--rc-navy);
    transition: background 0.18s ease, transform 0.18s ease;
    flex-shrink: 0;
  }

  #cac-related-calculators .rc-card:hover .rc-card-arrow {
    background: var(--rc-navy);
    color: #fff;
    transform: translateX(2px);
  }

  /* Hidden cards */
  #cac-related-calculators .rc-card[data-hidden="true"] { display: none; }

  /* ── Bottom CTA banner ── */
  #cac-related-calculators .rc-cta-banner {
    margin-top: 36px;
    background: var(--rc-bg-soft);
    border: 1px solid var(--rc-border);
    border-radius: var(--rc-radius);
    padding: 28px 32px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    flex-wrap: wrap;
  }

  #cac-related-calculators .rc-cta-banner-text h3 {
    margin: 0 0 6px;
    font: 800 20px/1.2 "Montserrat","Inter",system-ui,sans-serif;
    color: var(--rc-navy);
  }

  #cac-related-calculators .rc-cta-banner-text p {
    margin: 0;
    color: var(--rc-muted);
    font: 500 15px/1.6 "Inter",system-ui,sans-serif;
    max-width: 60ch;
  }

  #cac-related-calculators .rc-cta-banner a {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 14px 24px;
    border-radius: 999px;
    background: var(--rc-navy);
    color: #fff;
    font: 700 14px/1 "Inter",system-ui,sans-serif;
    text-decoration: none;
    white-space: nowrap;
    transition: background 0.18s ease, transform 0.18s ease;
    flex-shrink: 0;
  }

  #cac-related-calculators .rc-cta-banner a:hover {
    background: #0d4aa6;
    transform: translateY(-1px);
  }

  /* ── Responsive ── */
  @media (max-width: 1100px) {
    #cac-related-calculators .rc-grid {
      grid-template-columns: repeat(3,minmax(0,1fr));
    }
    #cac-related-calculators .rc-card.rc-featured {
      grid-column: span 3;
    }
  }

  @media (max-width: 780px) {
    #cac-related-calculators .rc-grid {
      grid-template-columns: repeat(2,minmax(0,1fr));
    }
    #cac-related-calculators .rc-card.rc-featured {
      grid-column: span 2;
      flex-direction: column;
    }
    #cac-related-calculators .rc-card.rc-featured .rc-card-accent-bar {
      width: 100%;
      height: 3px;
    }
  }

  @media (max-width: 520px) {
    #cac-related-calculators { padding: 48px 16px; }
    #cac-related-calculators .rc-grid { grid-template-columns: 1fr; }
    #cac-related-calculators .rc-card.rc-featured { grid-column: span 1; }
    #cac-related-calculators .rc-header {
      flex-direction: column;
      align-items: flex-start;
    }
  }

  .cac-transparency-section {
    background: linear-gradient(135deg, #001d4e 0%, #002868 60%, #00357a 100%);
    padding: 56px 20px;
    color: #ffffff;
    font-family: "Inter", system-ui, sans-serif;
  }

  .cac-transparency-section * { box-sizing: border-box; }

  .cac-trans-inner {
    max-width: 1240px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 40px;
    align-items: start;
  }

  /* Logo badge */
  .cac-trans-logo-wrap { flex-shrink: 0; }

  .cac-trans-logo {
    width: 80px;
    height: 80px;
    border-radius: 18px;
    background: rgba(255,255,255,0.10);
    border: 1.5px solid rgba(255,255,255,0.18);
    display: flex;
    align-items: center;
    justify-content: center;
    backdrop-filter: blur(6px);
  }

  .cac-trans-initials {
    font: 900 17px/1.1 "Montserrat","Inter",system-ui,sans-serif;
    color: #ffffff;
    text-align: center;
    letter-spacing: -0.01em;
  }

  /* Content */
  .cac-trans-content { display: flex; flex-direction: column; gap: 16px; }

  /* Top row */
  .cac-trans-top-row {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    gap: 20px;
    flex-wrap: wrap;
  }

  .cac-trans-title {
    margin: 0 0 8px;
    font: 800 clamp(22px,2.8vw,30px)/1.15 "Montserrat","Inter",system-ui,sans-serif;
    color: #ffffff;
  }

  .cac-trans-title span {
    display: block;
    font: 600 14px/1.3 "Inter",system-ui,sans-serif;
    color: rgba(255,255,255,0.65);
    font-weight: 500;
    margin-top: 5px;
    letter-spacing: 0;
  }

  /* Gov stamp */
  .cac-trans-gov-stamp {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 8px 14px 8px 8px;
    border-radius: 999px;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.2);
    flex-shrink: 0;
  }

  .cac-trans-gov-flag {
    width: 32px;
    height: 22px;
    border-radius: 4px;
    overflow: hidden;
    flex-shrink: 0;
  }

  .cac-trans-gov-stamp-text {
    font: 700 12px/1.3 "Inter",system-ui,sans-serif;
    color: rgba(255,255,255,0.9);
  }

  .cac-trans-gov-stamp-text span {
    display: block;
    font-weight: 500;
    font-size: 11px;
    color: rgba(255,255,255,0.6);
  }

  /* Body text */
  .cac-trans-text {
    margin: 0;
    color: rgba(255,255,255,0.82);
    font: 500 15.5px/1.72 "Inter",system-ui,sans-serif;
    max-width: 80ch;
  }

  .cac-trans-text strong { color: #ffffff; font-weight: 700; }
  .cac-trans-text a { color: #7fd6e8; text-decoration: underline; text-underline-offset: 2px; transition: color 0.15s ease; }
  .cac-trans-text a:hover { color: #ffffff; }

  /* Badges */
  .cac-trans-badges { display: flex; flex-wrap: wrap; gap: 10px; }

  .cac-trans-badge {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 8px 14px;
    border-radius: 999px;
    background: rgba(255,255,255,0.10);
    border: 1px solid rgba(255,255,255,0.16);
    font: 600 13px/1 "Inter",system-ui,sans-serif;
    color: rgba(255,255,255,0.9);
    white-space: nowrap;
    transition: background 0.15s ease;
  }

  .cac-trans-badge:hover { background: rgba(255,255,255,0.16); }

  .cac-trans-chk {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: rgba(0,220,130,0.25);
    color: #4dffc0;
    font-size: 10px;
    font-weight: 800;
    flex-shrink: 0;
  }

  /* Gov links row */
  .cac-trans-gov-row {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    padding-top: 4px;
  }

  .cac-trans-gov-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 7px 12px;
    border-radius: 999px;
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.14);
    font: 600 12px/1 "Inter",system-ui,sans-serif;
    color: rgba(255,255,255,0.75);
    text-decoration: none;
    transition: background 0.15s ease, color 0.15s ease;
    white-space: nowrap;
  }

  .cac-trans-gov-link:hover { background: rgba(255,255,255,0.16); color: #ffffff; }
  .cac-trans-gov-link svg { flex-shrink: 0; opacity: 0.7; }

  /* Divider */
  .cac-trans-divider { height: 1px; background: rgba(255,255,255,0.10); border: none; margin: 0; }

  /* Meta row */
  .cac-trans-meta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 16px;
    flex-wrap: wrap;
  }

  .cac-trans-meta-left {
    font: 500 12px/1.6 "Inter",system-ui,sans-serif;
    color: rgba(255,255,255,0.5);
  }

  .cac-trans-meta-left strong { color: rgba(255,255,255,0.75); font-weight: 600; }

  .cac-trans-disclaimer-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font: 600 12px/1 "Inter",system-ui,sans-serif;
    color: rgba(255,255,255,0.6);
    text-decoration: none;
    transition: color 0.15s ease;
  }

  .cac-trans-disclaimer-link:hover { color: #ffffff; }

  /* Responsive */
  @media (max-width: 780px) {
    .cac-trans-inner { grid-template-columns: 1fr; gap: 24px; }
    .cac-trans-logo { width: 64px; height: 64px; }
  }

  @media (max-width: 520px) {
    .cac-transparency-section { padding: 40px 16px; }
    .cac-trans-title { font-size: 22px; }
    .cac-trans-gov-stamp { display: none; }
  }

  #cac-legal-disclaimer {
    --ld-navy:    #002868;
    --ld-red:     #BF0A30;
    --ld-green:   #00875A;
    --ld-amber:   #D97706;
    --ld-text:    #122033;
    --ld-muted:   #5f6b7a;
    --ld-border:  #d7dce3;
    --ld-bg:      #ffffff;
    --ld-bg-soft: #f0f3f8;
    --ld-navy-bg: rgba(0,40,104,0.06);
    --ld-red-bg:  rgba(191,10,48,0.06);
    --ld-green-bg:rgba(0,135,90,0.06);
    --ld-amber-bg:rgba(217,119,6,0.08);
    --ld-max:     1240px;
    --ld-radius:  18px;
    color: var(--ld-text);
    padding: 56px 20px;
    background: var(--ld-bg-soft);
    border-top: 1px solid var(--ld-border);
    font-family: "Inter", system-ui, sans-serif;
  }

  #cac-legal-disclaimer * { box-sizing: border-box; }

  #cac-legal-disclaimer .ld-wrap {
    max-width: var(--ld-max);
    margin: 0 auto;
  }

  /* ── Top grid: Disclaimer box + Authority Links ── */
  #cac-legal-disclaimer .ld-top {
    display: grid;
    grid-template-columns: 1fr 340px;
    gap: 24px;
    margin-bottom: 24px;
  }

  /* ── Main disclaimer card ── */
  #cac-legal-disclaimer .ld-main-card {
    background: var(--ld-bg);
    border: 1px solid var(--ld-border);
    border-radius: var(--ld-radius);
    overflow: hidden;
  }

  #cac-legal-disclaimer .ld-main-header {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 16px 20px;
    background: var(--ld-red-bg);
    border-bottom: 1px solid rgba(191,10,48,0.12);
  }

  #cac-legal-disclaimer .ld-main-header svg { color: var(--ld-red); flex-shrink: 0; }

  #cac-legal-disclaimer .ld-main-header-text {
    font: 800 14px/1.2 "Montserrat","Inter",sans-serif;
    color: var(--ld-red);
    letter-spacing: 0.02em;
  }

  #cac-legal-disclaimer .ld-main-header-text span {
    font: 600 12px/1 "Inter",sans-serif;
    color: var(--ld-muted);
    letter-spacing: 0;
    font-weight: 600;
  }

  #cac-legal-disclaimer .ld-main-body {
    padding: 20px;
    display: flex;
    flex-direction: column;
    gap: 14px;
  }

  #cac-legal-disclaimer .ld-divider {
    height: 1px;
    background: var(--ld-border);
    border: none;
    margin: 0;
  }

  #cac-legal-disclaimer .ld-blocks { display: flex; flex-direction: column; gap: 14px; }

  #cac-legal-disclaimer .ld-block {
    display: grid;
    grid-template-columns: 24px 1fr;
    gap: 10px;
    align-items: start;
  }

  #cac-legal-disclaimer .ld-block-icon {
    width: 24px;
    height: 24px;
    border-radius: 6px;
    display: grid;
    place-items: center;
    flex-shrink: 0;
    margin-top: 1px;
  }

  #cac-legal-disclaimer .ld-block-icon.red   { background: var(--ld-red-bg);   color: var(--ld-red); }
  #cac-legal-disclaimer .ld-block-icon.amber { background: var(--ld-amber-bg); color: var(--ld-amber); }
  #cac-legal-disclaimer .ld-block-icon.navy  { background: var(--ld-navy-bg);  color: var(--ld-navy); }
  #cac-legal-disclaimer .ld-block-icon.green { background: var(--ld-green-bg); color: var(--ld-green); }

  #cac-legal-disclaimer .ld-block-content p {
    margin: 0;
    color: var(--ld-muted);
    font: 500 13px/1.7 "Inter",sans-serif;
    max-width: 72ch;
  }

  #cac-legal-disclaimer .ld-block-content p strong { color: var(--ld-text); font-weight: 700; }

  /* ── Government Authority Links ── */
  #cac-legal-disclaimer .ld-gov-card {
    background: var(--ld-bg);
    border: 1px solid var(--ld-border);
    border-radius: var(--ld-radius);
    overflow: hidden;
    align-self: start;
  }

  #cac-legal-disclaimer .ld-gov-header {
    padding: 15px 18px;
    background: var(--ld-navy-bg);
    border-bottom: 1px solid rgba(0,40,104,0.12);
    display: flex;
    align-items: center;
    gap: 10px;
  }

  #cac-legal-disclaimer .ld-gov-header svg { color: var(--ld-navy); flex-shrink: 0; }

  #cac-legal-disclaimer .ld-gov-header-text {
    font: 800 13px/1.2 "Montserrat","Inter",sans-serif;
    color: var(--ld-navy);
  }

  #cac-legal-disclaimer .ld-gov-header-text p {
    margin: 3px 0 0;
    font: 500 11px/1.3 "Inter",sans-serif;
    color: var(--ld-muted);
    max-width: none;
  }

  #cac-legal-disclaimer .ld-gov-list { list-style: none; margin: 0; padding: 8px 0; }
  #cac-legal-disclaimer .ld-gov-list li { margin: 0; }

  #cac-legal-disclaimer .ld-gov-link {
    display: grid;
    grid-template-columns: 28px 1fr auto;
    gap: 10px;
    align-items: center;
    padding: 10px 18px;
    text-decoration: none;
    color: var(--ld-text);
    transition: background 0.15s ease;
    border-bottom: 1px solid rgba(0,0,0,0.04);
  }

  #cac-legal-disclaimer .ld-gov-list li:last-child .ld-gov-link { border-bottom: none; }
  #cac-legal-disclaimer .ld-gov-link:hover { background: #f5f7fb; }

  #cac-legal-disclaimer .ld-gov-flag {
    width: 28px; height: 20px; border-radius: 3px;
    background: #b22234; display: grid; place-items: center; overflow: hidden; flex-shrink: 0;
  }

  #cac-legal-disclaimer .ld-gov-flag svg { width: 28px; height: 20px; }

  #cac-legal-disclaimer .ld-gov-link-name {
    display: block;
    font: 700 13px/1.3 "Inter",sans-serif;
    color: var(--ld-navy);
  }

  #cac-legal-disclaimer .ld-gov-link-desc {
    display: block;
    font: 500 11px/1.4 "Inter",sans-serif;
    color: var(--ld-muted);
    margin-top: 2px;
  }

  #cac-legal-disclaimer .ld-gov-link-arrow {
    color: var(--ld-muted);
    flex-shrink: 0;
    transition: color 0.15s ease, transform 0.15s ease;
  }

  #cac-legal-disclaimer .ld-gov-link:hover .ld-gov-link-arrow {
    color: var(--ld-navy);
    transform: translateX(2px);
  }

  #cac-legal-disclaimer .ld-gov-footer-note {
    padding: 10px 18px;
    background: #f5f7fb;
    border-top: 1px solid var(--ld-border);
    font: 500 11px/1.5 "Inter",sans-serif;
    color: var(--ld-muted);
  }

  /* ── Bottom row ── */
  #cac-legal-disclaimer .ld-bottom {
    display: grid;
    grid-template-columns: repeat(3,1fr);
    gap: 16px;
  }

  #cac-legal-disclaimer .ld-info-card {
    background: var(--ld-bg);
    border: 1px solid var(--ld-border);
    border-radius: 14px;
    padding: 16px 18px;
  }

  #cac-legal-disclaimer .ld-info-label {
    font: 700 11px/1 "Inter",sans-serif;
    text-transform: uppercase;
    letter-spacing: 0.07em;
    color: var(--ld-muted);
    margin-bottom: 8px;
  }

  #cac-legal-disclaimer .ld-info-value {
    font: 700 14px/1.4 "Montserrat","Inter",sans-serif;
    color: var(--ld-navy);
    margin-bottom: 4px;
  }

  #cac-legal-disclaimer .ld-info-sub {
    font: 500 12px/1.55 "Inter",sans-serif;
    color: var(--ld-muted);
  }

  /* Responsive */
  @media (max-width: 1000px) {
    #cac-legal-disclaimer .ld-top { grid-template-columns: 1fr; }
    #cac-legal-disclaimer .ld-bottom { grid-template-columns: 1fr 1fr; }
  }

  @media (max-width: 620px) {
    #cac-legal-disclaimer { padding: 40px 16px; }
    #cac-legal-disclaimer .ld-bottom { grid-template-columns: 1fr; }
  }

.bt,
.cat-card,
.role-card,
.ind-card,
.bracket-btn {
  color: var(--g900, #0f172a);
}

/* ── INNER LABELS: always inherit from parent card ── */
.bt .bl, .bt .bs,
.cat-card .cl, .cat-card .cr,
.role-card .rl, .role-card .rm,
.ind-card .il, .ind-card .ir,
.bracket-btn .bv, .bracket-btn .bl {
  color: inherit !important;
}

/* ── HOVER STATE: navy text on light blue background ── */
.bt:hover,
.cat-card:hover,
.role-card:hover,
.ind-card:hover,
.bracket-btn:hover {
  color: var(--navy, #002868) !important;
}

/* ── ACTIVE / SELECTED STATE: always white text ── */
.bt.active, .bt.on,
.cat-card.on,
.role-card.on,
.ind-card.on,
.bracket-btn.on {
  color: #fff !important;
}

/* ── ALSO FIX: opacity on .cr / .ir / .rm / .bs 
     Stays 65% in default & selected, 
     but goes to 80% on hover for readability ── */
.bt:hover .bs,
.cat-card:hover .cr,
.role-card:hover .rm,
.ind-card:hover .ir {
  opacity: 0.85 !important;
}

/* ── ALSO FIX: btype-grid (.bt) for CLV calculator ── */
.bt.active .bs {
  color: rgba(255,255,255,0.65) !important;
  opacity: 1 !important;
}