/* =====================================================
   FSA SAVINGS CALCULATOR
   USFinanceCalculators.com | Kadence Integration
   ===================================================== */
:root {
  --fs-blue:   var(--global-palette1,#002868);
  --fs-char:   var(--global-palette3,#1D1D1F);
  --fs-gray:   var(--global-palette4,#5F6368);
  --fs-border: var(--global-palette5,#E0E4E8);
  --fs-bg:     var(--global-palette6,#F7F9FC);
  --fs-white:  var(--global-palette7,#FFFFFF);
  --fs-red:    var(--global-palette8,#BF0A30);
  --fs-green:  var(--global-palette9,#00875A);
  --fs-amber:  #D97706;
  --fs-purple: #7C3AED;
  --fs-teal:   #0891B2;
  --fs-orange: #EA580C;
}
#fsWrapper { font-family:'Inter',-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif; max-width:1100px; margin:0 auto; color:var(--fs-char); -webkit-font-smoothing:antialiased; }

/* ── Typography & Contrast Patch ── */
#fsWrapper .fs-field label, #fsWrapper .fs-sh, #fsWrapper .fs-exp-lbl, #fsWrapper .fs-chart-title, #fsWrapper .fs-tbl-head, #fsWrapper .fs-rm-title { color: #1e293b !important; font-weight: 800 !important; }
#fsWrapper .fs-iw input, #fsWrapper .fs-sel { font-weight: 600 !important; color: #0f172a !important; font-size: 15px !important; }
#fsWrapper .fs-pre, #fsWrapper .fs-suf { color: #334155 !important; font-weight: 800 !important; }
#fsWrapper .fs-field label .h, #fsWrapper .fs-info span, #fsWrapper .fs-disc { color: #64748b !important; font-weight: 500 !important; }

/* ── Master Bullet Fix for WP Themes ── */
#fsWrapper ul, #fsWrapper li { display: block !important; list-style-type: disc !important; list-style-position: outside !important; }
#fsWrapper ul { padding-left: 32px !important; margin-left: 0 !important; flex-direction: unset !important; }
#fsWrapper li { display: list-item !important; padding-left: 0 !important; margin-bottom: 8px !important; }

/* HEADER */
.fs-header { background:linear-gradient(135deg,#0a0020 0%,#1a0050 45%,#7c3aed 100%); border-radius:18px; padding:36px 32px 28px; text-align:center; margin-bottom:24px; position:relative; overflow:hidden; }
.fs-header::before { content:''; position:absolute; inset:0; background:radial-gradient(ellipse at 12% 60%,rgba(0,135,90,.14) 0%,transparent 55%),radial-gradient(ellipse at 88% 40%,rgba(191,10,48,.1) 0%,transparent 55%); pointer-events:none; }
.fs-header::after { content:''; position:absolute; inset:0; background-image:linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px); background-size:44px 44px; pointer-events:none; }
.fs-icon { font-size:2.6rem; display:block; margin-bottom:12px; position:relative; z-index:1; }
/* FIX: Forced White H1 for Kadence */
.fs-title { font-family:'Montserrat','Inter',sans-serif!important; font-size:clamp(1.3rem,3vw,2rem)!important; font-weight:800!important; color:#ffffff!important; margin:0 0 10px!important; line-height:1.2!important; position:relative; z-index:1; }
.fs-subtitle { font-size:.87rem; color:rgba(255,255,255,.72); max-width:820px; margin:0 auto 22px; line-height:1.65; position:relative; z-index:1; }
.fs-badges { display:flex; flex-wrap:wrap; gap:8px; justify-content:center; position:relative; z-index:1; }
.fs-badge { background:rgba(255,255,255,.1); border:1px solid rgba(255,255,255,.2); color:rgba(255,255,255,.88); font-size:.7rem; font-weight:600; padding:4px 11px; border-radius:20px; letter-spacing:.02em; }

/* 2026 LIMITS STRIP */
.fs-limits { display:grid; grid-template-columns:repeat(4,1fr); gap:10px; margin-bottom:24px; }
.fs-lim-card { background:var(--fs-white); border:1px solid var(--fs-border); border-radius:12px; padding:12px; text-align:center; }
.fs-lim-card.new { border-color:rgba(124,58,237,.3); background:#f5f3ff; }
.fs-lc-lbl { font-size:.63rem; font-weight:600; text-transform:uppercase; letter-spacing:.06em; color:var(--fs-gray); margin-bottom:5px; }
.fs-lc-val { font-family:'Montserrat','Inter',sans-serif; font-size:1.05rem; font-weight:900; color:var(--fs-blue); }
.fs-lim-card.new .fs-lc-val { color:var(--fs-purple); }
.fs-lc-sub { font-size:.66rem; color:var(--fs-gray); margin-top:2px; }

/* TABS */
.fs-tabs { display:grid; grid-template-columns:repeat(4,1fr); gap:6px; margin-bottom:24px; }
.fs-tab { padding:10px 6px; border:1.5px solid var(--fs-border); background:var(--fs-white); color:var(--fs-gray); font-family:'Montserrat','Inter',sans-serif; font-size:.68rem; font-weight:700; border-radius:10px; cursor:pointer; transition:all .2s; text-align:center; line-height:1.35; }
.fs-tab .ft-icon { font-size:1.3rem; display:block; margin-bottom:4px; }
.fs-tab.active { background:var(--fs-purple); color:#fff; border-color:var(--fs-purple); box-shadow:0 3px 12px rgba(124,58,237,.25); }
.fs-content { display:none; } .fs-content.active { display:block; }

/* LAYOUT */
.fs-grid { display:grid; grid-template-columns:1.05fr .95fr; gap:24px; align-items:start; }
.fs-panel { background:var(--fs-white); border:1px solid var(--fs-border); border-radius:16px; padding:22px; }
.fs-result-panel { background:var(--fs-bg); border:1px solid var(--fs-border); border-radius:16px; padding:22px; }

/* SECTION HEADER */
.fs-sh { font-family:'Montserrat','Inter',sans-serif; font-size:.69rem; font-weight:800; letter-spacing:.09em; text-transform:uppercase; padding-bottom:8px; border-bottom:2px solid var(--fs-border); margin:0 0 14px; display:flex; align-items:center; gap:7px; }
.fs-sh.blue { color:var(--fs-blue); } .fs-sh.green { color:var(--fs-green); } .fs-sh.amber { color:var(--fs-amber); } .fs-sh.purple { color:var(--fs-purple); } .fs-sh.teal { color:var(--fs-teal); } .fs-sh.red { color:var(--fs-red); } .fs-sh.orange { color:var(--fs-orange); }
.fs-gap { margin-top:20px; }

/* FORM */
.fs-r2 { display:grid; grid-template-columns:1fr 1fr; gap:10px; }
.fs-r3 { display:grid; grid-template-columns:1fr 1fr 1fr; gap:8px; }
.fs-field { margin-bottom:10px; } .fs-field:last-child { margin-bottom:0; }
.fs-field label { display:block; font-size:.74rem; font-weight:600; color:var(--fs-char); margin-bottom:4px; }
.fs-field label .h { font-weight:400; color:var(--fs-gray); font-size:.68rem; }
.fs-iw { display:flex; align-items:center; border:1.5px solid var(--fs-border); border-radius:8px; overflow:hidden; background:var(--fs-white); transition:border-color .2s; }
.fs-iw:focus-within { border-color:var(--fs-purple); }
.fs-pre, .fs-suf { background:var(--fs-bg); color:var(--fs-gray); font-size:.78rem; font-weight:600; padding:0 8px; height:37px; display:flex; align-items:center; flex-shrink:0; border-right:1.5px solid var(--fs-border); }
.fs-suf { border-right:none; border-left:1.5px solid var(--fs-border); }
.fs-iw input, .fs-iw select { flex:1; height:37px; border:none; outline:none; background:transparent; font-size:.83rem; color:var(--fs-char); padding:0 8px; min-width:0; }
.fs-sel { width:100%; height:37px; border:1.5px solid var(--fs-border); border-radius:8px; background:var(--fs-white); font-size:.82rem; color:var(--fs-char); padding:0 8px; outline:none; cursor:pointer; transition:border-color .2s; }
.fs-sel:focus { border-color:var(--fs-purple); }

/* EXPENSE ROWS */
.fs-exp-block { background:var(--fs-bg); border-radius:10px; padding:12px 14px; margin-bottom:10px; }
.fs-exp-row { display:grid; grid-template-columns:1fr 100px; gap:8px; align-items:center; margin-bottom:8px; }
.fs-exp-row:last-child { margin-bottom:0; }
.fs-exp-lbl { font-size:.76rem; color:var(--fs-char); font-weight:500; }

/* SLIDER */
.fs-slider-wrap { margin-bottom:12px; }
.fs-slider { width:100%; -webkit-appearance:none; height:6px; border-radius:3px; background:var(--fs-border); outline:none; cursor:pointer; }
.fs-slider::-webkit-slider-thumb { -webkit-appearance:none; width:18px; height:18px; border-radius:50%; background:var(--fs-purple); cursor:pointer; }
.fs-slider-labels { display:flex; justify-content:space-between; font-size:.68rem; color:var(--fs-gray); margin-top:4px; }

/* ALERTS */
.fs-info { background:#f0f9ff; border:1px solid rgba(8,145,178,.25); border-radius:9px; padding:10px 14px; margin-bottom:12px; font-size:.77rem; line-height:1.55; color:#0c4a6e; display:flex; gap:8px; }
.fs-warn { background:#fffbeb; border:1px solid rgba(217,119,6,.3); border-radius:9px; padding:10px 14px; margin-bottom:12px; font-size:.77rem; line-height:1.55; color:var(--fs-char); display:flex; gap:8px; }
.fs-new-badge { display:inline-block; background:var(--fs-purple); color:#fff; font-size:.62rem; font-weight:800; padding:2px 8px; border-radius:10px; margin-left:6px; vertical-align:middle; }

/* AD */
.ad-container.ad-in-calc { background:var(--fs-bg); border:1.5px dashed var(--fs-border); border-radius:10px; min-height:90px; display:flex; align-items:center; justify-content:center; color:var(--fs-gray); font-size:.72rem; margin:16px 0; text-align:center; }

/* BUTTONS */
.fs-calc-btn { width:100%; padding:13px; background:var(--fs-purple); color:#fff; font-family:'Montserrat','Inter',sans-serif; font-size:.95rem; font-weight:800; border:none; border-radius:10px; cursor:pointer; letter-spacing:.04em; transition:all .2s; display:flex; align-items:center; justify-content:center; gap:8px; }
.fs-calc-btn:hover { background:#6d28d9; transform:translateY(-1px); box-shadow:0 6px 20px rgba(124,58,237,.3); }
.fs-reset-btn { width:100%; padding:9px; background:transparent; color:var(--fs-gray); font-size:.76rem; font-weight:600; border:1.5px solid var(--fs-border); border-radius:9px; cursor:pointer; margin-top:7px; transition:all .2s; }
.fs-reset-btn:hover { border-color:var(--fs-red); color:var(--fs-red); }
.fs-disc { font-size:.67rem; color:var(--fs-gray); line-height:1.55; text-align:center; margin-top:12px; padding-top:12px; border-top:1px solid var(--fs-border); }

/* RESULTS */
.fs-empty { text-align:center; padding:40px 20px; color:var(--fs-gray); }
.fs-empty-icon { font-size:2.8rem; display:block; margin-bottom:12px; opacity:.3; }
.fs-result-inner { display:none; } .fs-result-inner.show { display:block; }

/* HERO */
.fs-hero { border-radius:14px; padding:20px; text-align:center; margin-bottom:14px; position:relative; overflow:hidden; }
.fs-hero::after { content:''; position:absolute; inset:0; background-image:linear-gradient(rgba(255,255,255,.02) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.02) 1px,transparent 1px); background-size:38px 38px; pointer-events:none; }
.fs-hero-eyebrow { font-size:.67rem; font-weight:700; letter-spacing:.12em; text-transform:uppercase; color:rgba(255,255,255,.5); margin-bottom:5px; position:relative; z-index:1; }
.fs-hero-val { font-family:'Montserrat','Inter',sans-serif; font-size:clamp(2.2rem,5vw,3.2rem); font-weight:900; line-height:1; margin-bottom:4px; position:relative; z-index:1; }
.fs-hero-sub { font-size:.79rem; color:rgba(255,255,255,.68); position:relative; z-index:1; line-height:1.5; }
.fs-hero-pills { display:flex; gap:8px; justify-content:center; margin-top:12px; flex-wrap:wrap; position:relative; z-index:1; }
.fs-hero-pill { background:rgba(255,255,255,.12); border:1px solid rgba(255,255,255,.2); color:rgba(255,255,255,.88); font-size:.7rem; font-weight:600; padding:4px 12px; border-radius:20px; }

/* STATS */
.fs-stats { display:grid; grid-template-columns:repeat(2,1fr); gap:10px; margin-bottom:14px; }
.fs-stat { background:var(--fs-white); border:1px solid var(--fs-border); border-radius:10px; padding:11px 13px; text-align:center; }
.fs-stat.green { border-color:rgba(0,135,90,.25); background:#f0fbf6; }
.fs-stat.blue { border-color:rgba(0,40,104,.2); background:#eff6ff; }
.fs-stat.amber { border-color:rgba(217,119,6,.25); background:#fffbeb; }
.fs-stat.purple { border-color:rgba(124,58,237,.2); background:#f5f3ff; }
.fs-stat.teal { border-color:rgba(8,145,178,.25); background:#f0f9ff; }
.fs-stat.red { border-color:rgba(191,10,48,.25); background:#fff5f7; }
.fs-stat-lbl { font-size:.61rem; font-weight:600; text-transform:uppercase; letter-spacing:.05em; color:var(--fs-gray); margin-bottom:3px; }
.fs-stat-val { font-family:'Montserrat','Inter',sans-serif; font-size:.95rem; font-weight:800; }
.fs-stat.green .fs-stat-val { color:var(--fs-green); }
.fs-stat.blue .fs-stat-val { color:var(--fs-blue); }
.fs-stat.amber .fs-stat-val { color:var(--fs-amber); }
.fs-stat.purple .fs-stat-val { color:var(--fs-purple); }
.fs-stat.teal .fs-stat-val { color:var(--fs-teal); }
.fs-stat.red .fs-stat-val { color:var(--fs-red); }

/* TAX BREAKDOWN */
.fs-tax-panel { background:var(--fs-white); border:1px solid var(--fs-border); border-radius:12px; overflow:hidden; margin-bottom:14px; }
.fs-tax-head { background:linear-gradient(135deg,#78350f,#d97706); padding:10px 14px; }
.fs-tax-head-txt { font-family:'Montserrat','Inter',sans-serif; font-size:.68rem; font-weight:700; letter-spacing:.07em; text-transform:uppercase; color:#fff; }
.fs-tax-grid { display:grid; grid-template-columns:1fr 1fr; gap:10px; padding:12px 14px; }
.fs-tx-block { background:var(--fs-bg); border-radius:8px; padding:10px 12px; }
.fs-tx-lbl { font-size:.62rem; font-weight:700; text-transform:uppercase; letter-spacing:.06em; color:var(--fs-gray); margin-bottom:3px; }
.fs-tx-val { font-family:'Montserrat','Inter',sans-serif; font-size:.93rem; font-weight:800; color:var(--fs-char); }
.fs-tx-sub { font-size:.67rem; color:var(--fs-gray); margin-top:2px; line-height:1.4; }

/* TABLE ROWS */
.fs-tbl-wrap { background:var(--fs-white); border:1px solid var(--fs-border); border-radius:12px; overflow:hidden; margin-bottom:14px; }
.fs-tbl-head { padding:10px 14px; font-family:'Montserrat','Inter',sans-serif; font-size:.68rem; font-weight:700; letter-spacing:.07em; text-transform:uppercase; border-bottom:1px solid var(--fs-border); }
.fs-row { display:flex; justify-content:space-between; align-items:center; padding:8px 14px; border-bottom:1px solid var(--fs-bg); font-size:.81rem; }
.fs-row:last-child { border-bottom:none; }
.fs-row.alt { background:var(--fs-bg); }
.fs-row.total { background:var(--fs-blue); }
.fs-row.total span { color:#fff; font-weight:800; font-family:'Montserrat','Inter',sans-serif; }
.fs-row.success-row { background:#f0fbf6; }
.fs-row.warn-row { background:#fffbeb; }
.fs-row-lbl { color:var(--fs-char); font-weight:500; }
.fs-row-val { font-weight:700; font-family:'Montserrat','Inter',sans-serif; }

/* WINNER CARD */
.fs-winner { border-radius:14px; padding:16px 18px; margin-bottom:14px; position:relative; overflow:hidden; }
.fs-winner::after { content:''; position:absolute; inset:0; background-image:linear-gradient(rgba(255,255,255,.02) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.02) 1px,transparent 1px); background-size:34px 34px; pointer-events:none; }
.fs-winner.dcfsa { background:linear-gradient(135deg,#1a0050,var(--fs-purple)); }
.fs-winner.dctc { background:linear-gradient(135deg,#001840,var(--fs-blue)); }
.fs-winner.tie { background:linear-gradient(135deg,#065f46,var(--fs-green)); }
.fs-winner-eyebrow { font-size:.67rem; font-weight:700; letter-spacing:.1em; text-transform:uppercase; color:rgba(255,255,255,.55); margin-bottom:5px; position:relative; z-index:1; }
.fs-winner-headline { font-family:'Montserrat','Inter',sans-serif; font-size:1.1rem; font-weight:900; color:#fff; margin-bottom:5px; position:relative; z-index:1; }
.fs-winner-sub { font-size:.77rem; color:rgba(255,255,255,.68); position:relative; z-index:1; line-height:1.5; }

/* ROLLOVER METER */
.fs-rollover-meter { background:var(--fs-white); border:1px solid var(--fs-border); border-radius:12px; padding:14px; margin-bottom:14px; }
.fs-rm-title { font-family:'Montserrat','Inter',sans-serif; font-size:.68rem; font-weight:700; letter-spacing:.07em; text-transform:uppercase; color:var(--fs-orange); margin-bottom:10px; }
.fs-rm-gauge { display:flex; gap:6px; margin-bottom:10px; }
.fs-rm-seg { flex:1; height:12px; border-radius:4px; }
.fs-risk-label { text-align:center; font-family:'Montserrat','Inter',sans-serif; font-size:.8rem; font-weight:800; padding:6px 14px; border-radius:8px; margin-bottom:8px; }

/* PAYCHECK TABLE */
.fs-pcheck-tbl { width:100%; border-collapse:collapse; font-size:.79rem; }
.fs-pcheck-tbl thead tr { background:var(--fs-char); }
.fs-pcheck-tbl thead th { padding:8px 10px; color:#fff; font-size:.64rem; font-weight:700; text-transform:uppercase; letter-spacing:.04em; text-align:right; }
.fs-pcheck-tbl thead th:first-child { text-align:left; }
.fs-pcheck-tbl tbody tr:nth-child(even) { background:var(--fs-bg); }
.fs-pcheck-tbl tbody td { padding:8px 10px; text-align:right; color:var(--fs-char); }
.fs-pcheck-tbl tbody td:first-child { text-align:left; font-weight:600; }
.fs-pcheck-tbl tbody td.pos { color:var(--fs-green); font-weight:700; }
.fs-pcheck-tbl tbody td.neg { color:var(--fs-red); }
.fs-pcheck-tbl tfoot td { padding:9px 10px; background:var(--fs-purple); color:#fff; text-align:right; font-weight:800; font-family:'Montserrat','Inter',sans-serif; }
.fs-pcheck-tbl tfoot td:first-child { text-align:left; }

/* CHART */
.fs-chart-wrap { background:var(--fs-white); border:1px solid var(--fs-border); border-radius:12px; padding:14px; margin-bottom:14px; }
.fs-chart-title { font-family:'Montserrat','Inter',sans-serif; font-size:.68rem; font-weight:700; letter-spacing:.07em; text-transform:uppercase; color:var(--fs-blue); margin-bottom:10px; }

/* ACTION ROW */
.fs-action-row { display:grid; grid-template-columns:1fr 1fr; gap:10px; margin-top:14px; }
.fs-pdf-btn, .fs-wa-btn { padding:11px; border:none; border-radius:9px; font-family:'Montserrat','Inter',sans-serif; font-size:.78rem; font-weight:700; cursor:pointer; display:flex; align-items:center; justify-content:center; gap:6px; transition:all .2s; }
.fs-pdf-btn { background:var(--fs-red); color:#fff; } .fs-pdf-btn:hover { background:#9b0826; transform:translateY(-1px); }
.fs-wa-btn { background:#25D366; color:#fff; } .fs-wa-btn:hover { background:#128C7E; transform:translateY(-1px); }

/* RESPONSIVE */
@media(max-width:960px){ .fs-grid { grid-template-columns:1fr; } }
@media(max-width:768px){ .fs-tabs { grid-template-columns:repeat(2,1fr); } .fs-r2, .fs-r3 { grid-template-columns:1fr; } .fs-action-row { grid-template-columns:1fr; } .fs-stats { grid-template-columns:1fr 1fr; } .fs-tax-grid { grid-template-columns:1fr; } .fs-limits { grid-template-columns:repeat(2,1fr); } }
@media(max-width:480px){ .fs-stats { grid-template-columns:1fr; } }

/* ========== HOW-IT-WORKS SECTION — FSA ========== */
.fs-how-section{max-width:1100px;margin:32px auto 0;font-family:Inter,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;color:#1D1D1F;-webkit-font-smoothing:antialiased}

/* Section Header */
.fs-how-header{background:linear-gradient(135deg,#0a0020 0%,#1a0050 45%,#7C3AED 100%);border-radius:16px;padding:32px 28px 26px;text-align:center;margin-bottom:28px;position:relative;overflow:hidden}
.fs-how-header::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 12% 60%,rgba(0,135,90,.14) 0%,transparent 55%),radial-gradient(ellipse at 88% 40%,rgba(191,10,48,.1) 0%,transparent 55%);pointer-events:none}
.fs-how-header::after{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);background-size:44px 44px;pointer-events:none}
.fs-how-header h2{font-family:Montserrat,Inter,sans-serif!important;font-size:clamp(1.2rem,2.8vw,1.75rem)!important;font-weight:800!important;color:#fff!important;margin:0 0 8px!important;line-height:1.25!important;position:relative;z-index:1}
.fs-how-header p{font-size:.85rem;color:rgba(255,255,255,.72);max-width:780px;margin:0 auto;line-height:1.65;position:relative;z-index:1}
.fs-how-badges{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-top:16px;position:relative;z-index:1}
.fs-how-badge{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);color:rgba(255,255,255,.88);font-size:.68rem;font-weight:600;padding:4px 11px;border-radius:20px;letter-spacing:.02em}

/* Steps Grid */
.fs-how-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:28px}

/* Step Card */
.fs-step-card{background:#fff;border:1px solid #E0E4E8;border-radius:14px;padding:0;overflow:hidden;transition:box-shadow .25s,transform .25s}
.fs-step-card:hover{box-shadow:0 8px 28px rgba(124,58,237,.12);transform:translateY(-2px)}
.fs-step-card.full-width{grid-column:1/-1}

/* Step Header Bar */
.fs-step-head{display:flex;align-items:center;gap:12px;padding:14px 18px;border-bottom:1px solid #E0E4E8}
.fs-step-num{width:34px;height:34px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-family:Montserrat,Inter,sans-serif;font-size:.85rem;font-weight:900;color:#fff;flex-shrink:0}
.fs-step-num.purple{background:linear-gradient(135deg,#7C3AED,#5B21B6)}
.fs-step-num.blue{background:linear-gradient(135deg,#002868,#00183F)}
.fs-step-num.teal{background:linear-gradient(135deg,#0891B2,#065F73)}
.fs-step-num.green{background:linear-gradient(135deg,#00875A,#065F46)}
.fs-step-num.amber{background:linear-gradient(135deg,#D97706,#B45309)}
.fs-step-num.red{background:linear-gradient(135deg,#BF0A30,#991B1B)}
.fs-step-title{font-family:Montserrat,Inter,sans-serif;font-size:.78rem;font-weight:800;color:#1D1D1F;letter-spacing:.01em;line-height:1.3}
.fs-step-title span{display:block;font-family:Inter,sans-serif;font-size:.68rem;font-weight:500;color:#5F6368;margin-top:2px;letter-spacing:0}

/* Step Body */
.fs-step-body{padding:18px}
.fs-step-body p{font-size:.82rem;color:#334155;line-height:1.7;margin:0 0 12px}
.fs-step-body p:last-child{margin-bottom:0}

/* Bullet List inside steps */
.fs-step-list{list-style:none!important;padding:0!important;margin:0 0 12px!important}
.fs-step-list li{display:flex!important;align-items:flex-start!important;gap:8px;font-size:.79rem;color:#334155;line-height:1.6;margin-bottom:8px!important;padding-left:0!important}
.fs-step-list li:last-child{margin-bottom:0!important}
.fs-step-list li::before{display:none!important}
.fs-step-list .li-icon{flex-shrink:0;width:22px;height:22px;border-radius:6px;display:flex;align-items:center;justify-content:center;font-size:.65rem;margin-top:2px}
.fs-step-list .li-icon.purple{background:#F5F3FF;color:#7C3AED}
.fs-step-list .li-icon.blue{background:#EFF6FF;color:#002868}
.fs-step-list .li-icon.teal{background:#F0F9FF;color:#0891B2}
.fs-step-list .li-icon.green{background:#F0FBF6;color:#00875A}
.fs-step-list .li-icon.amber{background:#FFFBEB;color:#D97706}
.fs-step-list .li-icon.red{background:#FFF5F7;color:#BF0A30}

/* Highlight Box inside steps */
.fs-step-highlight{border-radius:10px;padding:12px 14px;margin-top:12px;font-size:.77rem;line-height:1.6;display:flex;align-items:flex-start;gap:8px}
.fs-step-highlight.purple{background:#F5F3FF;border:1px solid rgba(124,58,237,.2);color:#4C1D95}
.fs-step-highlight.blue{background:#EFF6FF;border:1px solid rgba(0,40,104,.15);color:#1E3A5F}
.fs-step-highlight.teal{background:#F0F9FF;border:1px solid rgba(8,145,178,.2);color:#0C4A6E}
.fs-step-highlight.green{background:#F0FBF6;border:1px solid rgba(0,135,90,.2);color:#065F46}
.fs-step-highlight.amber{background:#FFFBEB;border:1px solid rgba(217,119,6,.25);color:#78350F}
.fs-step-highlight.red{background:#FFF5F7;border:1px solid rgba(191,10,48,.2);color:#7F1D1D}
.fs-step-highlight .hl-icon{flex-shrink:0;font-size:.85rem;margin-top:1px}

/* Example Scenario Card */
.fs-example-card{background:#fff;border:1px solid #E0E4E8;border-radius:14px;overflow:hidden;margin-bottom:28px}
.fs-example-head{background:linear-gradient(135deg,#1a0050,#7C3AED);padding:16px 20px;display:flex;align-items:center;gap:12px}
.fs-example-head-icon{font-size:1.5rem}
.fs-example-head h3{font-family:Montserrat,Inter,sans-serif;font-size:.82rem;font-weight:800;color:#fff;letter-spacing:.03em;margin:0}
.fs-example-head h3 span{display:block;font-family:Inter,sans-serif;font-size:.7rem;font-weight:400;color:rgba(255,255,255,.68);margin-top:2px}
.fs-example-body{padding:20px}
.fs-example-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:16px}
.fs-example-item{background:#F7F9FC;border-radius:9px;padding:10px 13px}
.fs-example-item .ei-label{font-size:.64rem;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:#5F6368;margin-bottom:3px}
.fs-example-item .ei-value{font-family:Montserrat,Inter,sans-serif;font-size:.88rem;font-weight:800;color:#1D1D1F}
.fs-example-item .ei-value.purple{color:#7C3AED}
.fs-example-item .ei-value.green{color:#00875A}
.fs-example-item .ei-value.blue{color:#002868}

/* Example Result Table */
.fs-example-tbl{width:100%;border-collapse:collapse;font-size:.79rem;margin-bottom:14px}
.fs-example-tbl thead tr{background:#1D1D1F}
.fs-example-tbl thead th{padding:9px 12px;color:#fff;font-size:.64rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;text-align:left}
.fs-example-tbl thead th:last-child{text-align:right}
.fs-example-tbl tbody tr{border-bottom:1px solid #F0F1F3}
.fs-example-tbl tbody tr:nth-child(even){background:#F7F9FC}
.fs-example-tbl tbody td{padding:8px 12px;color:#334155}
.fs-example-tbl tbody td:last-child{text-align:right;font-family:Montserrat,Inter,sans-serif;font-weight:700}
.fs-example-tbl tbody td.val-green{color:#00875A}
.fs-example-tbl tbody td.val-purple{color:#7C3AED}
.fs-example-tbl tfoot td{padding:10px 12px;background:linear-gradient(135deg,#1a0050,#7C3AED);color:#fff;font-family:Montserrat,Inter,sans-serif;font-weight:800}
.fs-example-tbl tfoot td:last-child{text-align:right}

/* Pro Tip Banner */
.fs-pro-tip{background:linear-gradient(135deg,#012615,#00875A);border-radius:14px;padding:20px 22px;margin-bottom:28px;position:relative;overflow:hidden}
.fs-pro-tip::after{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.02) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.02) 1px,transparent 1px);background-size:34px 34px;pointer-events:none}
.fs-pro-tip h3{font-family:Montserrat,Inter,sans-serif;font-size:.76rem;font-weight:800;color:#4ADE80;letter-spacing:.06em;text-transform:uppercase;margin:0 0 10px;position:relative;z-index:1}
.fs-pro-tip ul{list-style:none!important;padding:0!important;margin:0!important;position:relative;z-index:1}
.fs-pro-tip ul li{display:flex!important;align-items:flex-start!important;gap:8px;font-size:.79rem;color:rgba(255,255,255,.88);line-height:1.6;margin-bottom:8px!important;padding-left:0!important}
.fs-pro-tip ul li:last-child{margin-bottom:0!important}
.fs-pro-tip ul li::before{display:none!important}
.fs-pro-tip .pt-icon{color:#4ADE80;flex-shrink:0;margin-top:2px;font-size:.75rem}

/* IRS Source Strip */
.fs-irs-strip{background:#fff;border:1px solid #E0E4E8;border-radius:12px;padding:14px 18px;display:flex;align-items:center;gap:12px;font-size:.77rem;color:#5F6368;line-height:1.55}
.fs-irs-strip .irs-icon{font-size:1.3rem;flex-shrink:0}
.fs-irs-strip a{color:#7C3AED;font-weight:600;text-decoration:none}
.fs-irs-strip a:hover{text-decoration:underline}

/* ========== RESPONSIVE ========== */
@media(max-width:960px){
  .fs-how-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:768px){
  .fs-how-section{margin:24px 16px 0}
  .fs-how-header{padding:24px 18px 20px}
  .fs-how-grid{grid-template-columns:1fr;gap:16px}
  .fs-step-head{padding:12px 14px}
  .fs-step-body{padding:14px}
  .fs-example-grid{grid-template-columns:1fr}
  .fs-example-body{padding:16px}
  .fs-example-tbl{font-size:.74rem}
  .fs-pro-tip{padding:16px 18px}
  .fs-irs-strip{flex-direction:column;text-align:center;gap:8px}
}
@media(max-width:480px){
  .fs-how-header h2{font-size:1.15rem!important}
  .fs-how-header p{font-size:.78rem}
  .fs-step-num{width:30px;height:30px;font-size:.78rem;border-radius:8px}
  .fs-step-title{font-size:.73rem}
  .fs-example-head h3{font-size:.76rem}
}

/* ========== EDUCATIONAL SECTION — FSA ========== */
.fs-edu{max-width:1100px;margin:40px auto 0;font-family:Inter,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;color:#1D1D1F;-webkit-font-smoothing:antialiased}

/* SECTION HEADER */
.fs-edu-header{background:linear-gradient(135deg,#0a0020 0%,#1a0050 45%,#7C3AED 100%);border-radius:16px;padding:32px 28px 26px;text-align:center;margin-bottom:32px;position:relative;overflow:hidden}
.fs-edu-header::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 12% 60%,rgba(0,135,90,.14) 0%,transparent 55%),radial-gradient(ellipse at 88% 40%,rgba(191,10,48,.1) 0%,transparent 55%);pointer-events:none}
.fs-edu-header::after{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);background-size:44px 44px;pointer-events:none}
.fs-edu-header h2{font-family:Montserrat,Inter,sans-serif!important;font-size:clamp(1.15rem,2.6vw,1.65rem)!important;font-weight:800!important;color:#fff!important;margin:0 0 8px!important;line-height:1.25!important;position:relative;z-index:1}
.fs-edu-header>p{font-size:.84rem;color:rgba(255,255,255,.72);max-width:800px;margin:0 auto;line-height:1.65;position:relative;z-index:1}
.fs-edu-badges{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;margin-top:14px;position:relative;z-index:1}
.fs-edu-badge{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);color:rgba(255,255,255,.88);font-size:.67rem;font-weight:600;padding:4px 11px;border-radius:20px;letter-spacing:.02em}

/* TABLE OF CONTENTS */
.fs-toc{background:#fff;border:1px solid #E0E4E8;border-radius:14px;padding:20px 22px;margin-bottom:28px}
.fs-toc-title{font-family:Montserrat,Inter,sans-serif;font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#7C3AED;margin-bottom:14px;display:flex;align-items:center;gap:8px}
.fs-toc-grid{display:grid;grid-template-columns:1fr 1fr;gap:6px 20px}
.fs-toc-item{display:flex;align-items:center;gap:8px;text-decoration:none;padding:7px 10px;border-radius:8px;transition:all .2s}
.fs-toc-item:hover{background:#F5F3FF}
.fs-toc-num{width:24px;height:24px;border-radius:7px;background:#F5F3FF;color:#7C3AED;font-family:Montserrat,Inter,sans-serif;font-size:.68rem;font-weight:800;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.fs-toc-item:hover .fs-toc-num{background:#7C3AED;color:#fff}
.fs-toc-text{font-size:.78rem;font-weight:600;color:#1D1D1F;line-height:1.35}
.fs-toc-item:hover .fs-toc-text{color:#7C3AED}

/* ARTICLE SECTION */
.fs-article{background:#fff;border:1px solid #E0E4E8;border-radius:14px;padding:28px 26px;margin-bottom:24px}
.fs-article h2{font-family:Montserrat,Inter,sans-serif!important;font-size:clamp(1.05rem,2.2vw,1.35rem)!important;font-weight:800!important;color:#1D1D1F!important;margin:0 0 6px!important;line-height:1.3!important;padding-bottom:10px;border-bottom:2px solid #E0E4E8}
.fs-article h3{font-family:Montserrat,Inter,sans-serif;font-size:.88rem;font-weight:800;color:#1D1D1F;margin:22px 0 8px;line-height:1.35}
.fs-article p{font-size:.84rem;color:#334155;line-height:1.75;margin:0 0 14px}
.fs-article p:last-child{margin-bottom:0}
.fs-article strong{color:#1D1D1F;font-weight:700}
.fs-article a{color:#7C3AED;font-weight:600;text-decoration:none}
.fs-article a:hover{text-decoration:underline}

/* ARTICLE LISTS */
.fs-article ul,.fs-article ol{padding-left:0!important;margin:0 0 16px!important;list-style:none!important}
.fs-article ul li,.fs-article ol li{display:flex!important;align-items:flex-start!important;gap:8px;font-size:.82rem;color:#334155;line-height:1.7;margin-bottom:8px!important;padding-left:0!important}
.fs-article ul li:last-child,.fs-article ol li:last-child{margin-bottom:0!important}
.fs-article ul li::before,.fs-article ol li::before{display:none!important}
.fs-li-icon{flex-shrink:0;width:22px;height:22px;border-radius:6px;display:flex;align-items:center;justify-content:center;font-size:.65rem;margin-top:2px}
.fs-li-icon.purple{background:#F5F3FF;color:#7C3AED}
.fs-li-icon.blue{background:#EFF6FF;color:#002868}
.fs-li-icon.teal{background:#F0F9FF;color:#0891B2}
.fs-li-icon.green{background:#F0FBF6;color:#00875A}
.fs-li-icon.amber{background:#FFFBEB;color:#D97706}
.fs-li-icon.red{background:#FFF5F7;color:#BF0A30}
.fs-li-icon.orange{background:#FFF7ED;color:#EA580C}

/* CALLOUT BOXES */
.fs-callout{border-radius:10px;padding:14px 16px;margin:16px 0;font-size:.8rem;line-height:1.65;display:flex;align-items:flex-start;gap:10px}
.fs-callout.purple{background:#F5F3FF;border:1px solid rgba(124,58,237,.2);color:#4C1D95}
.fs-callout.blue{background:#EFF6FF;border:1px solid rgba(0,40,104,.15);color:#1E3A5F}
.fs-callout.teal{background:#F0F9FF;border:1px solid rgba(8,145,178,.2);color:#0C4A6E}
.fs-callout.green{background:#F0FBF6;border:1px solid rgba(0,135,90,.2);color:#065F46}
.fs-callout.amber{background:#FFFBEB;border:1px solid rgba(217,119,6,.25);color:#78350F}
.fs-callout.red{background:#FFF5F7;border:1px solid rgba(191,10,48,.2);color:#7F1D1D}
.fs-callout .cl-icon{flex-shrink:0;font-size:.9rem;margin-top:1px}

/* COMPARISON TABLE */
.fs-comp-table{width:100%;border-collapse:collapse;margin:16px 0;font-size:.79rem}
.fs-comp-table thead tr{background:#1D1D1F}
.fs-comp-table thead th{padding:10px 12px;color:#fff;font-family:Montserrat,Inter,sans-serif;font-size:.64rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;text-align:left}
.fs-comp-table tbody tr{border-bottom:1px solid #F0F1F3}
.fs-comp-table tbody tr:nth-child(even){background:#F7F9FC}
.fs-comp-table tbody td{padding:9px 12px;color:#334155;line-height:1.55}
.fs-comp-table tbody td:first-child{font-weight:600;color:#1D1D1F}
.fs-comp-table tbody td.yes{color:#00875A;font-weight:700}
.fs-comp-table tbody td.no{color:#BF0A30;font-weight:600}
.fs-comp-table tbody td.limit{color:#7C3AED;font-weight:700;font-family:Montserrat,Inter,sans-serif}

/* IRS LIMITS CARD */
.fs-limits-card{background:linear-gradient(135deg,#1a0050,#7C3AED);border-radius:14px;padding:20px 22px;margin:18px 0;position:relative;overflow:hidden}
.fs-limits-card::after{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.02) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.02) 1px,transparent 1px);background-size:34px 34px;pointer-events:none}
.fs-limits-card h4{font-family:Montserrat,Inter,sans-serif;font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,.55);margin:0 0 12px;position:relative;z-index:1}
.fs-limits-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;position:relative;z-index:1}
.fs-limit-item{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.15);border-radius:10px;padding:10px 12px;text-align:center}
.fs-limit-item .lm-lbl{font-size:.64rem;font-weight:600;color:rgba(255,255,255,.6);margin-bottom:3px}
.fs-limit-item .lm-val{font-family:Montserrat,Inter,sans-serif;font-size:.95rem;font-weight:900;color:#fff}
.fs-limit-item .lm-sub{font-size:.63rem;color:rgba(255,255,255,.5);margin-top:2px}
.fs-limit-item.new{border-color:rgba(74,222,128,.3);background:rgba(74,222,128,.08)}
.fs-limit-item.new .lm-val{color:#4ADE80}

/* FORMULA BOX */
.fs-formula{background:#1D1D1F;border-radius:10px;padding:14px 18px;margin:14px 0;font-family:'Courier New',monospace;font-size:.8rem;color:#E2E8F0;line-height:1.7;overflow-x:auto}
.fs-formula .fm-label{color:#7C3AED;font-weight:700;font-family:Montserrat,Inter,sans-serif;font-size:.67rem;letter-spacing:.06em;text-transform:uppercase;display:block;margin-bottom:6px}
.fs-formula .fm-highlight{color:#4ADE80;font-weight:700}

/* SCENARIO CARDS */
.fs-scenarios{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:18px 0}
.fs-scenario{background:#F7F9FC;border:1px solid #E0E4E8;border-radius:12px;padding:16px 18px}
.fs-scenario-head{display:flex;align-items:center;gap:8px;margin-bottom:10px}
.fs-scenario-icon{font-size:1.1rem}
.fs-scenario-title{font-family:Montserrat,Inter,sans-serif;font-size:.74rem;font-weight:800;color:#1D1D1F}
.fs-scenario p{font-size:.79rem;color:#334155;line-height:1.65;margin:0 0 8px}
.fs-scenario p:last-child{margin-bottom:0}
.fs-scenario .sc-result{font-family:Montserrat,Inter,sans-serif;font-size:.88rem;font-weight:900;color:#00875A}
.fs-scenario .sc-result.purple{color:#7C3AED}

/* TIMELINE */
.fs-timeline{position:relative;padding-left:28px;margin:18px 0}
.fs-timeline::before{content:'';position:absolute;left:10px;top:4px;bottom:4px;width:2px;background:linear-gradient(180deg,#7C3AED,#0891B2,#00875A)}
.fs-tl-item{position:relative;margin-bottom:18px}
.fs-tl-item:last-child{margin-bottom:0}
.fs-tl-item::before{content:'';position:absolute;left:-22px;top:6px;width:10px;height:10px;border-radius:50%;background:#7C3AED;border:2px solid #fff;box-shadow:0 0 0 2px #7C3AED}
.fs-tl-item:nth-child(2)::before{background:#0891B2;box-shadow:0 0 0 2px #0891B2}
.fs-tl-item:nth-child(3)::before{background:#00875A;box-shadow:0 0 0 2px #00875A}
.fs-tl-item:nth-child(4)::before{background:#D97706;box-shadow:0 0 0 2px #D97706}
.fs-tl-item .tl-title{font-family:Montserrat,Inter,sans-serif;font-size:.76rem;font-weight:800;color:#1D1D1F;margin-bottom:3px}
.fs-tl-item .tl-text{font-size:.79rem;color:#334155;line-height:1.6}

/* AD CONTAINER */
.fs-edu .ad-container.ad-in-calc{background:#F7F9FC;border:1.5px dashed #E0E4E8;border-radius:10px;min-height:90px;display:flex;align-items:center;justify-content:center;color:#5F6368;font-size:.72rem;margin:20px 0;text-align:center}

/* CTA BANNER */
.fs-cta-banner{background:linear-gradient(135deg,#012615,#00875A);border-radius:14px;padding:24px 26px;margin:24px 0;text-align:center;position:relative;overflow:hidden}
.fs-cta-banner::after{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.02) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.02) 1px,transparent 1px);background-size:34px 34px;pointer-events:none}
.fs-cta-banner h3{font-family:Montserrat,Inter,sans-serif;font-size:.88rem;font-weight:800;color:#fff;margin:0 0 6px;position:relative;z-index:1}
.fs-cta-banner p{font-size:.8rem;color:rgba(255,255,255,.72);margin:0 0 14px;position:relative;z-index:1;line-height:1.6}
.fs-cta-btn{display:inline-flex;align-items:center;gap:6px;background:#fff;color:#00875A;font-family:Montserrat,Inter,sans-serif;font-size:.8rem;font-weight:800;padding:10px 22px;border-radius:9px;border:none;cursor:pointer;transition:all .2s;position:relative;z-index:1;text-decoration:none}
.fs-cta-btn:hover{transform:translateY(-1px);box-shadow:0 6px 20px rgba(255,255,255,.2)}

/* SOURCES FOOTER */
.fs-sources{background:#fff;border:1px solid #E0E4E8;border-radius:12px;padding:16px 20px;margin-bottom:24px}
.fs-sources-title{font-family:Montserrat,Inter,sans-serif;font-size:.68rem;font-weight:700;letter-spacing:.07em;text-transform:uppercase;color:#5F6368;margin-bottom:10px}
.fs-sources ul{list-style:none!important;padding:0!important;margin:0!important}
.fs-sources ul li{display:flex!important;align-items:flex-start!important;gap:6px;font-size:.76rem;color:#334155;line-height:1.6;margin-bottom:6px!important;padding-left:0!important}
.fs-sources ul li::before{display:none!important}
.fs-sources ul li a{color:#7C3AED;font-weight:600;text-decoration:none}
.fs-sources ul li a:hover{text-decoration:underline}

/* ========== RESPONSIVE ========== */
@media(max-width:768px){
  .fs-edu{margin:28px 16px 0}
  .fs-edu-header{padding:24px 18px 20px}
  .fs-toc-grid{grid-template-columns:1fr}
  .fs-article{padding:20px 18px}
  .fs-limits-grid{grid-template-columns:1fr 1fr}
  .fs-scenarios{grid-template-columns:1fr}
  .fs-comp-table{font-size:.74rem}
  .fs-comp-table thead th{font-size:.6rem;padding:8px 8px}
  .fs-comp-table tbody td{padding:7px 8px}
  .fs-cta-banner{padding:20px 18px}
}
@media(max-width:480px){
  .fs-edu-header h2{font-size:1.1rem!important}
  .fs-limits-grid{grid-template-columns:1fr}
  .fs-formula{font-size:.73rem;padding:12px 14px}
  .fs-article h2{font-size:1rem!important}
}


/* Pro Tip Box Container */
.fsa-pro-tip-box {
    background: linear-gradient(135deg, #ffffff 0%, #f8f7fc 100%);
    border-radius: 16px;
    padding: 0;
    margin: 30px 0;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
    overflow: hidden;
    border: 2px solid #E5E7EB;
    transition: all 0.3s ease;
}

.fsa-pro-tip-box:hover {
    box-shadow: 0 12px 32px rgba(0, 0, 0, 0.18);
    transform: translateY(-2px);
}

/* Pro Tip Header */
.fsa-pro-tip-header {
    background: linear-gradient(135deg, #5B21B6 0%, #7C3AED 100%);
    padding: 35px 40px;
    display: flex;
    align-items: center;
    gap: 25px;
    border-bottom: 5px solid #F59E0B;
    position: relative;
    overflow: hidden;
}

.fsa-pro-tip-header::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -10%;
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(245, 158, 11, 0.1) 0%, transparent 70%);
    border-radius: 50%;
}

.fsa-pro-tip-number {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, #F59E0B, #D97706);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 2.5rem;
    font-weight: 700;
    flex-shrink: 0;
    box-shadow: 0 8px 20px rgba(245, 158, 11, 0.4);
    position: relative;
    z-index: 1;
}

.fsa-pro-tip-header h3 {
    font-family: 'Poppins', sans-serif;
    color: white;
    font-size: 1.8rem;
    margin: 0;
    font-weight: 700;
    line-height: 1.3;
    position: relative;
    z-index: 1;
}

/* Pro Tip Content */
.fsa-pro-tip-content {
    padding: 40px;
}

.fsa-pro-tip-content h4 {
    font-family: 'Poppins', sans-serif;
    color: #5B21B6;
    font-size: 1.5rem;
    margin-top: 35px;
    margin-bottom: 20px;
    font-weight: 700;
    border-left: 5px solid #F59E0B;
    padding-left: 15px;
}

.fsa-pro-tip-content h4:first-child {
    margin-top: 0;
}

.fsa-pro-tip-content p {
    font-size: 1.05rem;
    line-height: 1.8;
    color: #475569;
    margin-bottom: 20px;
}

/* Stat Highlight Box */
.fsa-stat-highlight {
    padding: 25px;
    border-radius: 12px;
    margin: 25px 0;
    border: 3px solid;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
}

.fsa-stat-highlight.purple {
    background: linear-gradient(135deg, #f5f3ff 0%, #ede9fe 100%);
    border-color: #7C3AED;
}

.fsa-stat-highlight.green {
    background: linear-gradient(135deg, #f0fdf4 0%, #dcfce7 100%);
    border-color: #16a34a;
}

.fsa-stat-highlight.amber {
    background: linear-gradient(135deg, #fffbeb 0%, #fef3c7 100%);
    border-color: #F59E0B;
}

.fsa-stat-highlight.blue {
    background: linear-gradient(135deg, #f0f9ff 0%, #e0f2fe 100%);
    border-color: #0284c7;
}

.fsa-stat-highlight.red {
    background: linear-gradient(135deg, #fef2f2 0%, #fee2e2 100%);
    border-color: #dc2626;
}

/* Checklist Box */
.fsa-checklist-box {
    background: white;
    padding: 25px;
    border-radius: 12px;
    border: 2px solid #E5E7EB;
    margin: 25px 0;
}

.fsa-checklist-item {
    display: flex;
    align-items: start;
    gap: 15px;
    padding: 15px;
    background: #F8F7FC;
    margin-bottom: 12px;
    border-radius: 8px;
    border-left: 4px solid #7C3AED;
    transition: all 0.2s ease;
}

.fsa-checklist-item:last-child {
    margin-bottom: 0;
}

.fsa-checklist-item:hover {
    background: #f5f3ff;
    transform: translateX(5px);
    box-shadow: 0 2px 8px rgba(124, 58, 237, 0.15);
}

.fsa-checklist-item input[type="checkbox"] {
    margin-top: 5px;
    width: 20px;
    height: 20px;
    cursor: pointer;
    accent-color: #16a34a;
}

.fsa-checklist-item label {
    flex: 1;
    cursor: pointer;
}

.fsa-checklist-item label strong {
    color: #5B21B6;
    font-size: 1.05rem;
    display: block;
    margin-bottom: 5px;
}

.fsa-checklist-item label p,
.fsa-checklist-item label small {
    margin: 5px 0 0 0;
    color: #64748b;
    font-size: 0.95rem;
    line-height: 1.5;
}

/* Comparison Card */
.fsa-comparison-card {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 25px;
    margin: 25px 0;
}

.fsa-comparison-column {
    padding: 25px;
    border-radius: 12px;
    border: 3px solid;
}

.fsa-comparison-column h5 {
    text-align: center;
    margin-bottom: 20px;
    font-size: 1.3rem;
    font-weight: 700;
    font-family: 'Poppins', sans-serif;
}

.fsa-comparison-column.highlighted {
    box-shadow: 0 8px 20px rgba(22, 163, 74, 0.2);
    position: relative;
}

.fsa-comparison-list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.fsa-comparison-list li {
    padding: 12px;
    background: white;
    margin-bottom: 10px;
    border-radius: 8px;
    border-left: 4px solid;
    font-size: 0.95rem;
    color: #1e293b;
    line-height: 1.6;
}

.fsa-comparison-list li:last-child {
    margin-bottom: 0;
}

/* Timeline Box */
.fsa-timeline-box {
    position: relative;
    padding-left: 40px;
    margin: 25px 0;
}

.fsa-timeline-box::before {
    content: '';
    position: absolute;
    left: 25px;
    top: 60px;
    bottom: 60px;
    width: 3px;
    background: linear-gradient(to bottom, #7C3AED, #16a34a, #F59E0B, #0284c7, #dc2626);
}

.fsa-timeline-step {
    position: relative;
    padding: 20px;
    background: white;
    border-radius: 12px;
    margin-bottom: 25px;
    border-left: 5px solid;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
}

.fsa-timeline-step:hover {
    transform: translateX(5px);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.12);
}

.fsa-timeline-step:last-child {
    margin-bottom: 0;
}

.fsa-timeline-number {
    position: absolute;
    left: -40px;
    top: 20px;
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #7C3AED, #9333ea);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-weight: 700;
    font-size: 1.3rem;
    box-shadow: 0 4px 12px rgba(124, 58, 237, 0.3);
    border: 3px solid white;
}

.fsa-timeline-content {
    margin-left: 30px;
}

.fsa-timeline-content h5 {
    color: #5B21B6;
    font-size: 1.2rem;
    margin-bottom: 10px;
    font-weight: 700;
    font-family: 'Poppins', sans-serif;
}

.fsa-timeline-content p {
    color: #475569;
    margin: 0;
    line-height: 1.7;
}

/* Strategy Box */
.fsa-strategy-box {
    display: grid;
    gap: 20px;
    margin: 25px 0;
}

.fsa-strategy-item {
    background: white;
    padding: 20px;
    border-radius: 12px;
    border-left: 5px solid;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
}

.fsa-strategy-item:hover {
    transform: translateX(5px);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.12);
}

.fsa-strategy-item h5 {
    margin-bottom: 12px;
    font-size: 1.15rem;
    font-weight: 700;
    font-family: 'Poppins', sans-serif;
}

.fsa-strategy-item p {
    margin: 0;
    line-height: 1.7;
}

/* Mistake List */
.fsa-mistake-list {
    display: grid;
    gap: 15px;
    margin: 25px 0;
}

.fsa-mistake-item {
    display: flex;
    gap: 20px;
    background: #fef2f2;
    padding: 20px;
    border-radius: 12px;
    border-left: 5px solid #dc2626;
    transition: all 0.3s ease;
}

.fsa-mistake-item:hover {
    box-shadow: 0 4px 12px rgba(220, 38, 38, 0.15);
}

.fsa-mistake-icon {
    font-size: 3rem;
    flex-shrink: 0;
    line-height: 1;
}

.fsa-mistake-content strong {
    color: #dc2626;
    font-size: 1.15rem;
    display: block;
    margin-bottom: 8px;
}

.fsa-mistake-content p {
    margin: 8px 0 0 0;
    color: #7f1d1d;
    line-height: 1.6;
}

/* Formula Boxes */
.fsa-formula-box {
    background: #f8f7fc;
    border: 2px solid #c4b5fd;
    border-radius: 10px;
    padding: 20px;
    margin: 20px 0;
    font-family: 'Courier New', monospace;
}

.fsa-formula-title {
    font-family: 'Poppins', sans-serif;
    font-size: 1.1rem;
    color: #5B21B6;
    font-weight: 700;
    margin-bottom: 12px;
    padding-bottom: 8px;
    border-bottom: 2px solid #F59E0B;
}

.fsa-formula {
    background: white;
    padding: 15px;
    border-radius: 6px;
    font-size: 14px;
    line-height: 1.8;
    color: #1e293b;
    white-space: pre-line;
    border-left: 4px solid #7C3AED;
}

/* Warning Signs */
.fsa-warning-signs {
    display: grid;
    gap: 15px;
    margin: 25px 0;
}

.fsa-sign-item {
    display: flex;
    gap: 15px;
    background: white;
    padding: 20px;
    border-radius: 12px;
    border-left: 5px solid #dc2626;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
    transition: all 0.3s ease;
}

.fsa-sign-item:hover {
    box-shadow: 0 4px 12px rgba(220, 38, 38, 0.15);
}

.fsa-sign-emoji {
    font-size: 2.5rem;
    flex-shrink: 0;
    line-height: 1;
}

.fsa-sign-item strong {
    color: #dc2626;
    font-size: 1.1rem;
    display: block;
    margin-bottom: 8px;
}

.fsa-sign-item p {
    margin: 0;
    color: #7f1d1d;
    line-height: 1.6;
}

/* Summary Grid */
.fsa-summary-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 25px;
    margin: 30px 0;
}

.fsa-summary-card {
    background: linear-gradient(135deg, #f5f3ff 0%, #ede9fe 100%);
    padding: 25px;
    border-radius: 16px;
    border: 3px solid #7C3AED;
    text-align: center;
    transition: all 0.3s ease;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
}

.fsa-summary-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 20px rgba(124, 58, 237, 0.2);
}

.fsa-card-number {
    font-size: 3rem;
    margin-bottom: 15px;
}

.fsa-summary-card h4 {
    color: #5B21B6;
    font-size: 1.3rem;
    margin-bottom: 12px;
    font-weight: 700;
    font-family: 'Poppins', sans-serif;
}

.fsa-summary-card p {
    color: #64748b;
    font-size: 1rem;
    line-height: 1.6;
    margin: 0;
}

/* Final Message */
.fsa-final-message {
    background: linear-gradient(135deg, #5B21B6 0%, #7C3AED 100%);
    color: white;
    padding: 40px;
    border-radius: 16px;
    text-align: center;
    margin-top: 40px;
    box-shadow: 0 10px 30px rgba(91, 33, 182, 0.3);
}

.fsa-final-message h3 {
    font-family: 'Poppins', sans-serif;
    font-size: 2rem;
    margin-bottom: 20px;
    color: white;
    font-weight: 700;
}

.fsa-final-message p {
    font-size: 1.2rem;
    line-height: 1.8;
    margin-bottom: 20px;
    opacity: 0.95;
    color: white;
}

.fsa-final-message a {
    display: inline-block;
    background: #F59E0B;
    color: white;
    padding: 18px 40px;
    border-radius: 8px;
    text-decoration: none;
    font-size: 1.2rem;
    font-weight: 700;
    transition: all 0.3s ease;
    box-shadow: 0 4px 12px rgba(245, 158, 11, 0.4);
    margin-top: 10px;
}

.fsa-final-message a:hover {
    background: #D97706;
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(245, 158, 11, 0.5);
}

/* Pro Tip Data List */
.fsa-tip-data-list {
    background: #F8F7FC;
    border-left: 4px solid #7C3AED;
    padding: 20px 25px;
    border-radius: 8px;
    margin: 20px 0;
    list-style: none;
}

.fsa-tip-data-list li {
    padding: 10px 0;
    border-bottom: 1px solid #E5E7EB;
    font-size: 1rem;
    color: #1e293b;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.fsa-tip-data-list li:last-child {
    border-bottom: none;
    padding-bottom: 0;
}

.fsa-tip-data-list strong {
    color: #5B21B6;
    font-weight: 600;
    min-width: 200px;
}

.fsa-tip-data-list span {
    font-weight: 700;
    font-family: 'Courier New', monospace;
}

/* Info / Success / Warning boxes for tips */
.fsa-tip-info-box {
    background: linear-gradient(135deg, #f5f3ff 0%, #ede9fe 100%);
    border-left: 5px solid #7C3AED;
    padding: 20px;
    border-radius: 8px;
    margin: 25px 0;
    box-shadow: 0 2px 8px rgba(124, 58, 237, 0.1);
}

.fsa-tip-info-box strong {
    color: #7C3AED;
    font-size: 1.05rem;
    display: block;
    margin-bottom: 8px;
}

.fsa-tip-success-box {
    background: linear-gradient(135deg, #dcfce7 0%, #d1fae5 100%);
    border-left: 5px solid #16a34a;
    padding: 20px;
    border-radius: 8px;
    margin: 25px 0;
    box-shadow: 0 2px 8px rgba(22, 163, 74, 0.1);
}

.fsa-tip-success-box strong {
    color: #16a34a;
    font-size: 1.05rem;
    display: block;
    margin-bottom: 8px;
}

.fsa-tip-warning-box {
    background: linear-gradient(135deg, #fef3c7 0%, #fef9c3 100%);
    border-left: 5px solid #F59E0B;
    padding: 20px;
    border-radius: 8px;
    margin: 25px 0;
    box-shadow: 0 2px 8px rgba(245, 158, 11, 0.1);
}

.fsa-tip-warning-box strong {
    color: #F59E0B;
    font-size: 1.05rem;
    display: block;
    margin-bottom: 8px;
}

/* Ad Container */
.fsa-tip-ad-container {
    background: #F8F7FC;
    border: 2px dashed #E5E7EB;
    border-radius: 12px;
    padding: 20px;
    margin: 30px 0;
    text-align: center;
    min-height: 100px;
}

/* Responsive Design */
@media (max-width: 992px) {
    .fsa-pro-tip-header {
        padding: 30px 25px;
    }

    .fsa-pro-tip-number {
        width: 70px;
        height: 70px;
        font-size: 2rem;
    }

    .fsa-pro-tip-header h3 {
        font-size: 1.5rem;
    }

    .fsa-pro-tip-content {
        padding: 30px 25px;
    }

    .fsa-comparison-card {
        grid-template-columns: 1fr;
    }

    .fsa-timeline-box {
        padding-left: 30px;
    }

    .fsa-timeline-number {
        width: 45px;
        height: 45px;
        font-size: 1.2rem;
        left: -35px;
    }

    .fsa-tip-data-list li {
        flex-direction: column;
        align-items: flex-start;
        gap: 5px;
    }

    .fsa-tip-data-list strong {
        min-width: auto;
    }
}

@media (max-width: 768px) {
    .fsa-pro-tip-header {
        flex-direction: column;
        text-align: center;
        padding: 25px 20px;
    }

    .fsa-pro-tip-number {
        width: 60px;
        height: 60px;
        font-size: 1.8rem;
    }

    .fsa-pro-tip-header h3 {
        font-size: 1.3rem;
    }

    .fsa-pro-tip-content {
        padding: 25px 20px;
    }

    .fsa-pro-tip-content h4 {
        font-size: 1.3rem;
        margin-top: 30px;
    }

    .fsa-timeline-box {
        padding-left: 0;
    }

    .fsa-timeline-box::before {
        display: none;
    }

    .fsa-timeline-step {
        padding: 20px 15px;
    }

    .fsa-timeline-number {
        position: relative;
        left: auto;
        top: auto;
        margin-bottom: 15px;
        width: 50px;
        height: 50px;
    }

    .fsa-timeline-content {
        margin-left: 0;
    }

    .fsa-mistake-item,
    .fsa-sign-item {
        flex-direction: column;
        align-items: center;
        text-align: center;
    }

    .fsa-mistake-icon,
    .fsa-sign-emoji {
        font-size: 2rem;
    }

    .fsa-summary-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .fsa-summary-card {
        padding: 20px;
    }

    .fsa-card-number {
        font-size: 2.5rem;
    }

    .fsa-final-message {
        padding: 30px 20px;
    }

    .fsa-final-message h3 {
        font-size: 1.5rem;
    }

    .fsa-final-message p {
        font-size: 1rem;
    }

    .fsa-final-message a {
        width: 100%;
        padding: 16px 30px;
        font-size: 1.1rem;
    }

    .fsa-checklist-item {
        padding: 12px;
    }

    .fsa-formula-box {
        padding: 15px;
    }

    .fsa-formula {
        font-size: 12px;
        padding: 12px;
    }
}

/* Print Styles */
@media print {
    .fsa-pro-tip-box {
        page-break-inside: avoid;
        box-shadow: none;
        border: 2px solid #E5E7EB;
    }

    .fsa-pro-tip-header {
        background: white !important;
        color: #5B21B6 !important;
        border-bottom: 3px solid #5B21B6;
    }

    .fsa-pro-tip-header h3,
    .fsa-pro-tip-number {
        color: #5B21B6 !important;
    }

    .fsa-final-message {
        background: white !important;
        color: #5B21B6 !important;
        border: 2px solid #5B21B6;
    }

    .fsa-final-message h3,
    .fsa-final-message p {
        color: #5B21B6 !important;
    }

    .fsa-tip-ad-container {
        display: none !important;
    }

    .fsa-timeline-box::before {
        display: none;
    }
}

/* Accessibility */
.fsa-pro-tip-box:focus-within {
    outline: 3px solid #7C3AED;
    outline-offset: 4px;
}

.fsa-checklist-item input[type="checkbox"]:focus {
    outline: 2px solid #7C3AED;
    outline-offset: 2px;
}

/* Animations */
@keyframes fsaSlideInLeft {
    from {
        opacity: 0;
        transform: translateX(-30px);
    }
    to {
        opacity: 1;
        transform: translateX(0);
    }
}

.fsa-pro-tip-box {
    animation: fsaSlideInLeft 0.5s ease-out;
}

/* ==================== FSA EXAMPLES SECTION STYLES 2026 ==================== */

/* Story Box Container - Purple/Kadence Theme */
.fsa-story-box {
    background: linear-gradient(135deg, #ffffff 0%, #f8f7fc 100%);
    border-radius: 16px;
    padding: 0;
    margin: 30px 0;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
    overflow: hidden;
    border: 2px solid #E5E7EB;
    transition: all 0.3s ease;
}

.fsa-story-box:hover {
    box-shadow: 0 12px 32px rgba(0, 0, 0, 0.15);
    transform: translateY(-4px);
}

/* Story Header - Purple Gradient */
.fsa-story-header {
    background: linear-gradient(135deg, #5B21B6 0%, #7C3AED 100%);
    padding: 30px;
    display: flex;
    align-items: center;
    gap: 20px;
    border-bottom: 4px solid #F59E0B;
}

.fsa-story-avatar {
    font-size: 4rem;
    background: white;
    border-radius: 50%;
    width: 90px;
    height: 90px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.2);
}

.fsa-story-info {
    flex: 1;
    color: white;
}

.fsa-story-info h3 {
    font-family: 'Poppins', sans-serif;
    font-size: 1.8rem;
    margin: 0 0 8px 0;
    font-weight: 700;
    color: white;
}

.fsa-story-info p {
    margin: 5px 0;
    font-size: 1rem;
    opacity: 0.95;
    color: white;
}

.fsa-story-location {
    font-size: 0.95rem;
    opacity: 0.85;
    margin-top: 8px;
}

.fsa-story-tag {
    background: rgba(245, 158, 11, 0.9);
    display: inline-block;
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 0.85rem;
    font-weight: 600;
    margin-top: 10px;
    color: white;
}

/* Story Content */
.fsa-story-content {
    padding: 35px;
}

.fsa-story-content h4 {
    font-family: 'Poppins', sans-serif;
    color: #5B21B6;
    font-size: 1.4rem;
    margin-top: 30px;
    margin-bottom: 15px;
    font-weight: 700;
    border-left: 5px solid #F59E0B;
    padding-left: 15px;
}

.fsa-story-content h4:first-child {
    margin-top: 0;
}

.fsa-story-content p {
    font-size: 1.05rem;
    line-height: 1.8;
    color: #475569;
    margin-bottom: 20px;
}

/* FSA Data List */
.fsa-data-list {
    background: #F8F7FC;
    border-left: 4px solid #7C3AED;
    padding: 20px 25px;
    border-radius: 8px;
    margin: 20px 0;
    list-style: none;
}

.fsa-data-list li {
    padding: 10px 0;
    border-bottom: 1px solid #E5E7EB;
    font-size: 1rem;
    color: #1e293b;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.fsa-data-list li:last-child {
    border-bottom: none;
    padding-bottom: 0;
}

.fsa-data-list strong {
    color: #5B21B6;
    font-weight: 600;
    min-width: 200px;
}

.fsa-data-list span {
    font-weight: 700;
    font-family: 'Courier New', monospace;
}

/* FSA Calculation Result Box */
.fsa-calculation-result {
    background: linear-gradient(135deg, #f5f3ff 0%, #ede9fe 100%);
    border: 3px solid #7C3AED;
    border-radius: 12px;
    padding: 25px;
    margin: 25px 0;
    box-shadow: 0 4px 16px rgba(124, 58, 237, 0.15);
}

/* FSA Result Table */
.fsa-result-table {
    width: 100%;
    border-collapse: collapse;
    background: white;
    border-radius: 8px;
    overflow: hidden;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
}

.fsa-result-table thead {
    background: linear-gradient(135deg, #5B21B6, #7C3AED);
    color: white;
}

.fsa-result-table thead th {
    padding: 15px;
    text-align: left;
    font-weight: 700;
    font-size: 1rem;
}

.fsa-result-table thead th:last-child {
    text-align: right;
}

.fsa-result-table tbody tr {
    border-bottom: 1px solid #E5E7EB;
    transition: background 0.2s ease;
}

.fsa-result-table tbody tr:hover {
    background: #F8F7FC;
}

.fsa-result-table td {
    padding: 15px;
    font-size: 0.95rem;
    color: #1e293b;
}

.fsa-result-table td strong {
    color: #5B21B6;
    font-weight: 700;
}

.fsa-result-table td small {
    display: block;
    color: #64748b;
    font-size: 0.85rem;
    margin-top: 4px;
    line-height: 1.4;
}

.fsa-result-table .fsa-amount {
    text-align: right;
    font-family: 'Courier New', monospace;
    font-weight: 700;
    color: #7C3AED;
    font-size: 1.05rem;
}

/* Total Row */
.fsa-result-table .fsa-total-row {
    background: linear-gradient(135deg, #dcfce7 0%, #d1fae5 100%);
    border-top: 3px solid #16a34a;
    border-bottom: 3px solid #16a34a;
}

.fsa-result-table .fsa-total-row td {
    padding: 18px 15px;
    font-size: 1.1rem;
}

.fsa-result-table .fsa-total-amount {
    text-align: right;
    font-family: 'Courier New', monospace;
    font-weight: 700;
    color: #16a34a;
    font-size: 1.5rem;
}

/* Without-FSA Row */
.fsa-result-table .fsa-without-row {
    background: #fef3c7;
}

.fsa-result-table .fsa-without-row td {
    font-weight: 600;
    color: #78350f;
}

.fsa-result-table .fsa-without-amount {
    text-align: right;
    font-family: 'Courier New', monospace;
    font-weight: 700;
    color: #f59e0b;
    font-size: 1.05rem;
}

/* Savings Row */
.fsa-result-table .fsa-savings-row {
    background: linear-gradient(135deg, #f0fdf4 0%, #dcfce7 100%);
    border-bottom: none;
}

.fsa-result-table .fsa-savings-row td {
    padding: 18px 15px;
    font-size: 1.1rem;
    font-weight: 700;
}

.fsa-result-table .fsa-savings-amount {
    text-align: right;
    font-family: 'Courier New', monospace;
    font-weight: 700;
    color: #16a34a;
    font-size: 1.5rem;
}

/* FSA Lesson Box */
.fsa-lesson-box {
    background: linear-gradient(135deg, #f5f3ff 0%, #ede9fe 100%);
    border: 2px solid #7C3AED;
    border-radius: 12px;
    padding: 25px;
    margin: 30px 0;
}

.fsa-lesson-box h4 {
    color: #5B21B6;
    margin-top: 0 !important;
    margin-bottom: 15px;
    border-left: none !important;
    padding-left: 0 !important;
}

.fsa-lesson-box ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.fsa-lesson-box li {
    padding: 12px 15px;
    background: white;
    margin-bottom: 10px;
    border-radius: 8px;
    border-left: 4px solid #7C3AED;
    font-size: 1rem;
    color: #1e293b;
    transition: all 0.2s ease;
}

.fsa-lesson-box li:hover {
    transform: translateX(5px);
    box-shadow: 0 2px 8px rgba(124, 58, 237, 0.15);
}

.fsa-lesson-box li:last-child {
    margin-bottom: 0;
}

/* FSA Blockquote */
.fsa-story-content blockquote {
    background: #F8F7FC;
    border-left: 5px solid #F59E0B;
    padding: 20px 25px;
    margin: 25px 0;
    border-radius: 8px;
    font-style: italic;
    color: #1e293b;
    font-size: 1.05rem;
    line-height: 1.8;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
}

.fsa-story-content blockquote strong {
    color: #5B21B6;
    font-style: normal;
    display: block;
    margin-top: 15px;
    font-size: 1rem;
}

/* FSA Summary Stats */
.fsa-summary-stats {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 20px;
    margin: 30px 0;
}

.fsa-stat-card {
    background: white;
    border-radius: 12px;
    padding: 25px;
    text-align: center;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
    transition: all 0.3s ease;
    border: 2px solid transparent;
}

.fsa-stat-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.15);
}

.fsa-stat-card:nth-child(1) { border-color: #7C3AED; }
.fsa-stat-card:nth-child(2) { border-color: #16a34a; }
.fsa-stat-card:nth-child(3) { border-color: #F59E0B; }
.fsa-stat-card:nth-child(4) { border-color: #0284c7; }

.fsa-stat-icon {
    font-size: 3rem;
    margin-bottom: 10px;
}

.fsa-stat-number {
    font-family: 'Courier New', monospace;
    font-size: 2.5rem;
    font-weight: 700;
    margin: 15px 0;
    line-height: 1.2;
}

.fsa-stat-label {
    font-size: 0.95rem;
    color: #64748b;
    font-weight: 500;
    line-height: 1.4;
}

/* FSA Key Lessons Grid */
.fsa-key-lessons {
    display: grid;
    gap: 20px;
    margin-top: 25px;
}

.fsa-lesson-card {
    display: flex;
    gap: 20px;
    background: white;
    padding: 25px;
    border-radius: 12px;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
    border-left: 5px solid #7C3AED;
}

.fsa-lesson-card:hover {
    transform: translateX(5px);
    box-shadow: 0 6px 16px rgba(0, 0, 0, 0.12);
}

.fsa-lesson-card-icon {
    font-size: 3rem;
    flex-shrink: 0;
    line-height: 1;
}

.fsa-lesson-card-text h4 {
    color: #5B21B6;
    margin: 0 0 10px 0 !important;
    font-size: 1.2rem;
    font-weight: 700;
    border-left: none !important;
    padding-left: 0 !important;
}

.fsa-lesson-card-text p {
    margin: 0;
    color: #64748b;
    font-size: 1rem;
    line-height: 1.6;
}

/* FSA CTA Box */
.fsa-cta-box {
    background: linear-gradient(135deg, #5B21B6 0%, #7C3AED 100%);
    color: white;
    padding: 40px;
    border-radius: 16px;
    text-align: center;
    margin-top: 40px;
    box-shadow: 0 10px 30px rgba(91, 33, 182, 0.3);
}

.fsa-cta-box h3 {
    font-family: 'Poppins', sans-serif;
    font-size: 2rem;
    margin-bottom: 20px;
    color: white;
    font-weight: 700;
}

.fsa-cta-box p {
    font-size: 1.1rem;
    margin-bottom: 15px;
    line-height: 1.6;
    color: white;
    opacity: 0.95;
}

.fsa-cta-button {
    display: inline-block;
    background: #F59E0B;
    color: white;
    padding: 18px 40px;
    border-radius: 8px;
    text-decoration: none;
    font-size: 1.2rem;
    font-weight: 700;
    transition: all 0.3s ease;
    box-shadow: 0 4px 12px rgba(245, 158, 11, 0.4);
    margin-top: 10px;
}

.fsa-cta-button:hover {
    background: #D97706;
    transform: translateY(-2px);
    box-shadow: 0 6px 16px rgba(245, 158, 11, 0.5);
}

/* Ad Container */
.fsa-ad-container {
    background: #F8F7FC;
    border: 2px dashed #E5E7EB;
    border-radius: 12px;
    padding: 20px;
    margin: 30px 0;
    text-align: center;
    min-height: 100px;
}

/* Responsive Design */
@media (max-width: 992px) {
    .fsa-story-header {
        flex-direction: column;
        text-align: center;
        padding: 25px;
    }

    .fsa-story-avatar {
        width: 80px;
        height: 80px;
        font-size: 3.5rem;
    }

    .fsa-story-content {
        padding: 25px 20px;
    }

    .fsa-data-list li {
        flex-direction: column;
        align-items: flex-start;
        gap: 5px;
    }

    .fsa-data-list strong {
        min-width: auto;
    }

    .fsa-calculation-result {
        padding: 20px;
    }

    .fsa-result-table {
        font-size: 0.9rem;
    }

    .fsa-result-table td,
    .fsa-result-table thead th {
        padding: 10px;
    }

    .fsa-stat-number {
        font-size: 2rem;
    }

    .fsa-lesson-card {
        flex-direction: column;
        align-items: center;
        text-align: center;
    }

    .fsa-lesson-card-icon {
        font-size: 2.5rem;
    }
}

@media (max-width: 768px) {
    .fsa-story-box {
        margin: 20px 0;
    }

    .fsa-story-avatar {
        width: 70px;
        height: 70px;
        font-size: 3rem;
    }

    .fsa-story-info h3 {
        font-size: 1.4rem;
    }

    .fsa-story-info p {
        font-size: 0.9rem;
    }

    .fsa-story-content {
        padding: 20px 15px;
    }

    .fsa-story-content h4 {
        font-size: 1.2rem;
        margin-top: 25px;
    }

    .fsa-story-content p {
        font-size: 1rem;
    }

    /* Mobile-friendly table */
    .fsa-result-table {
        display: block;
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
    }

    .fsa-result-table thead {
        display: none;
    }

    .fsa-result-table tbody,
    .fsa-result-table tr,
    .fsa-result-table td {
        display: block;
    }

    .fsa-result-table tr {
        margin-bottom: 15px;
        border: 2px solid #E5E7EB;
        border-radius: 8px;
        padding: 15px;
        background: white;
    }

    .fsa-result-table td {
        padding: 8px 0;
        text-align: left !important;
        border-bottom: 1px solid #F8FAFC;
    }

    .fsa-result-table td:last-child {
        border-bottom: none;
    }

    .fsa-result-table .fsa-amount,
    .fsa-result-table .fsa-total-amount,
    .fsa-result-table .fsa-without-amount,
    .fsa-result-table .fsa-savings-amount {
        text-align: left !important;
        display: block;
        margin-top: 8px;
        font-size: 1.2rem;
    }

    .fsa-result-table td strong {
        display: block;
        margin-bottom: 5px;
    }

    .fsa-result-table td small {
        margin-top: 8px;
    }

    .fsa-summary-stats {
        grid-template-columns: 1fr;
        gap: 15px;
    }

    .fsa-stat-card {
        padding: 20px;
    }

    .fsa-stat-number {
        font-size: 1.8rem;
    }

    .fsa-cta-box {
        padding: 30px 20px;
    }

    .fsa-cta-box h3 {
        font-size: 1.5rem;
    }

    .fsa-cta-box p {
        font-size: 1rem;
    }

    .fsa-cta-button {
        width: 100%;
        padding: 16px 30px;
        font-size: 1.1rem;
    }

    .fsa-story-content blockquote {
        padding: 15px 20px;
        font-size: 1rem;
    }

    .fsa-lesson-box {
        padding: 20px;
    }

    .fsa-lesson-box li {
        padding: 10px 12px;
        font-size: 0.95rem;
    }
}

/* Print Styles */
@media print {
    .fsa-story-box {
        page-break-inside: avoid;
        box-shadow: none;
        border: 2px solid #E5E7EB;
    }

    .fsa-story-header {
        background: white !important;
        color: #5B21B6 !important;
        border-bottom: 3px solid #5B21B6;
    }

    .fsa-story-info h3,
    .fsa-story-info p {
        color: #5B21B6 !important;
    }

    .fsa-cta-box,
    .fsa-cta-button,
    .fsa-ad-container {
        display: none !important;
    }

    .fsa-calculation-result,
    .fsa-lesson-box,
    .fsa-data-list {
        page-break-inside: avoid;
    }

    .fsa-result-table {
        border: 2px solid #5B21B6;
    }

    .fsa-result-table thead {
        background: #5B21B6 !important;
    }
}

/* Accessibility */
.fsa-story-box:focus-within {
    outline: 3px solid #7C3AED;
    outline-offset: 4px;
}

.fsa-cta-button:focus {
    outline: 3px solid white;
    outline-offset: 3px;
}

/* Animation */
@keyframes fsaFadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.fsa-story-box {
    animation: fsaFadeInUp 0.6s ease-out;
}

.fsa-story-box:nth-child(2) { animation-delay: 0.1s; }
.fsa-story-box:nth-child(3) { animation-delay: 0.2s; }
.fsa-story-box:nth-child(4) { animation-delay: 0.3s; }
.fsa-story-box:nth-child(5) { animation-delay: 0.4s; }
.fsa-story-box:nth-child(6) { animation-delay: 0.5s; }
<style>
/* ============================================================
   FAQ INTERACTIVE SECTION STYLES - 2026
   Matches USFinanceCalculators.com Theme
   ============================================================ */

.fsa-faq-outer {
    max-width: 900px;
    margin: 4rem auto;
    font-family: 'Noto Sans', sans-serif;
    padding: 0 1.5rem;
}

/* Header */
.fsa-faq-header {
    text-align: center;
    margin-bottom: 2.5rem;
}

.fsa-faq-eyebrow {
    color: #5B21B6;
    font-size: 0.9rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    margin-bottom: 0.5rem;
    font-family: 'Poppins', sans-serif;
}

.fsa-faq-header h2 {
    font-family: 'Poppins', sans-serif;
    font-size: 2.25rem;
    font-weight: 800;
    color: #002868;
    margin: 0 0 1rem 0;
    line-height: 1.2;
}

.fsa-faq-header-desc {
    color: #475569;
    font-size: 1.05rem;
    line-height: 1.7;
    max-width: 700px;
    margin: 0 auto;
}

.fsa-faq-header-desc strong {
    color: #002868;
}

/* Stats Pills */
.fsa-faq-header-stats {
    display: flex;
    justify-content: center;
    gap: 0.75rem;
    margin-top: 1.5rem;
    flex-wrap: wrap;
}

.fsa-faq-stat-pill {
    background: #f1f5f9;
    color: #475569;
    padding: 0.35rem 1rem;
    border-radius: 20px;
    font-size: 0.85rem;
    font-weight: 600;
    border: 1px solid #e2e8f0;
}

.fsa-faq-stat-pill-green {
    background: #ecfdf5;
    color: #047857;
    border-color: #a7f3d0;
}

/* Search Bar */
.fsa-faq-search-wrap {
    position: relative;
    margin-bottom: 2rem;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.05);
    border-radius: 12px;
}

.fsa-faq-search-icon {
    position: absolute;
    left: 1.25rem;
    top: 50%;
    transform: translateY(-50%);
    font-size: 1.25rem;
    color: #94a3b8;
    pointer-events: none;
}

.fsa-faq-search-icon::before {
    content: "🔍";
}

.fsa-faq-search-input {
    width: 100%;
    padding: 1.25rem 3rem 1.25rem 3rem;
    border: 2px solid #e5e7eb;
    border-radius: 12px;
    font-size: 1.05rem;
    font-family: inherit;
    color: #1e293b;
    transition: all 0.3s ease;
    box-sizing: border-box;
}

.fsa-faq-search-input:focus {
    outline: none;
    border-color: #5B21B6;
    box-shadow: 0 0 0 4px rgba(91, 33, 182, 0.1);
}

.fsa-faq-search-input::placeholder {
    color: #94a3b8;
}

.fsa-faq-search-clear {
    position: absolute;
    right: 1.25rem;
    top: 50%;
    transform: translateY(-50%);
    background: #e2e8f0;
    border: none;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    color: #475569;
    font-size: 0.9rem;
    opacity: 0;
    visibility: hidden;
    transition: all 0.2s ease;
}

.fsa-faq-search-clear::before {
    content: "✕";
}

.fsa-faq-search-clear.visible {
    opacity: 1;
    visibility: visible;
}

.fsa-faq-search-clear:hover {
    background: #cbd5e1;
    color: #1e293b;
}

/* Category Tabs */
.fsa-faq-cats {
    display: flex;
    gap: 0.5rem;
    margin-bottom: 2rem;
    flex-wrap: wrap;
    justify-content: center;
}

.fsa-faq-cat-btn {
    background: #ffffff;
    border: 1.5px solid #e2e8f0;
    padding: 0.6rem 1.25rem;
    border-radius: 8px;
    font-family: 'Poppins', sans-serif;
    font-size: 0.9rem;
    font-weight: 600;
    color: #475569;
    cursor: pointer;
    transition: all 0.2s ease;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.fsa-faq-cat-btn:hover {
    border-color: #cbd5e1;
    background: #f8fafc;
    color: #1e293b;
}

.fsa-faq-cat-btn.active {
    background: linear-gradient(135deg, #002868 0%, #1e3a8a 100%);
    border-color: transparent;
    color: white;
    box-shadow: 0 4px 10px rgba(0, 40, 104, 0.2);
}

.fsa-faq-cat-count {
    background: #f1f5f9;
    color: #64748b;
    padding: 0.1rem 0.5rem;
    border-radius: 10px;
    font-size: 0.75rem;
    transition: all 0.2s ease;
}

.fsa-faq-cat-btn.active .fsa-faq-cat-count {
    background: rgba(255, 255, 255, 0.2);
    color: white;
}

/* FAQ Items */
.fsa-faq-group-label {
    font-family: 'Poppins', sans-serif;
    font-size: 1.25rem;
    font-weight: 700;
    color: #002868;
    margin: 2.5rem 0 1rem 0;
    padding-bottom: 0.5rem;
    border-bottom: 2px solid #e2e8f0;
}

.fsa-faq-group-label:first-child {
    margin-top: 0;
}

.fsa-faq-item {
    margin-bottom: 1rem;
    border: 1.5px solid #e2e8f0;
    border-radius: 12px;
    background: #ffffff;
    overflow: hidden;
    transition: all 0.3s ease;
}

.fsa-faq-item:hover {
    border-color: #cbd5e1;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.04);
}

.fsa-faq-item.fsa-faq-open {
    border-color: #5B21B6;
    box-shadow: 0 4px 15px rgba(91, 33, 182, 0.08);
}

.fsa-faq-item.fsa-faq-hidden {
    display: none !important;
}

/* Question Button */
.fsa-faq-q-btn {
    width: 100%;
    display: flex;
    align-items: center;
    padding: 1.25rem 1.5rem;
    background: none;
    border: none;
    cursor: pointer;
    text-align: left;
    color: #1e293b;
    transition: all 0.3s ease;
}

.fsa-faq-q-btn:hover {
    background: #f8fafc;
}

.fsa-faq-open .fsa-faq-q-btn {
    background: #faf5ff;
}

.fsa-faq-q-icon {
    font-size: 1.25rem;
    margin-right: 1rem;
    color: #5B21B6;
    flex-shrink: 0;
}

.fsa-faq-q-icon::before {
    content: "❔";
}

.fsa-faq-q-text {
    font-family: 'Poppins', sans-serif;
    font-size: 1.05rem;
    font-weight: 600;
    flex: 1;
    line-height: 1.4;
    padding-right: 1rem;
}

.fsa-faq-open .fsa-faq-q-text {
    color: #5B21B6;
}

.fsa-faq-item-badge {
    font-size: 0.7rem;
    font-weight: 700;
    padding: 0.25rem 0.6rem;
    border-radius: 6px;
    margin-right: 1rem;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    display: none; /* Hide by default, show on search */
}

.fsa-badge-limits { background: #fee2e2; color: #b91c1c; }
.fsa-badge-rules { background: #fef3c7; color: #b45309; }
.fsa-badge-expenses { background: #dcfce7; color: #047857; }
.fsa-badge-strategy { background: #e0e7ff; color: #1d4ed8; }
.fsa-badge-dcfsa { background: #f3e8ff; color: #6d28d9; }

.fsa-is-searching .fsa-faq-item-badge {
    display: block; /* Show badges when searching to provide context */
}

.fsa-faq-q-chevron {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: #f1f5f9;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #64748b;
    font-size: 0.8rem;
    transition: all 0.3s ease;
    flex-shrink: 0;
}

.fsa-faq-q-chevron::before {
    content: "▼";
}

.fsa-faq-item:hover .fsa-faq-q-chevron {
    background: #e2e8f0;
    color: #1e293b;
}

.fsa-faq-open .fsa-faq-q-chevron {
    background: #5B21B6;
    color: white;
    transform: rotate(180deg);
}

/* Answer Panel */
.fsa-faq-a-panel {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s cubic-bezier(0.16, 1, 0.3, 1);
    background: #ffffff;
}

.fsa-faq-a-inner {
    padding: 0 1.5rem 1.5rem 3.75rem;
    color: #475569;
    line-height: 1.7;
    font-size: 0.95rem;
}

.fsa-faq-a-inner p {
    margin-top: 0;
    margin-bottom: 1rem;
}

.fsa-faq-a-inner p:last-child {
    margin-bottom: 0;
}

.fsa-faq-a-inner ul, 
.fsa-faq-a-inner ol {
    margin-top: 0.5rem;
    margin-bottom: 1rem;
    padding-left: 1.25rem;
}

.fsa-faq-a-inner li {
    margin-bottom: 0.5rem;
}

.fsa-faq-a-inner strong {
    color: #1e293b;
    font-weight: 600;
}

/* Callouts within answers */
.fsa-faq-callout {
    margin-top: 1rem;
    padding: 1rem 1.25rem;
    border-radius: 8px;
    font-size: 0.9rem;
    border-left: 4px solid;
}

.fsa-faq-callout-warn {
    background: #fffbeb;
    border-color: #f59e0b;
    color: #78350f;
}

.fsa-faq-callout-blue {
    background: #eff6ff;
    border-color: #3b82f6;
    color: #1e3a8a;
}

/* No Results Message */
.fsa-faq-no-results {
    display: none;
    text-align: center;
    padding: 3rem 1.5rem;
    background: #f8fafc;
    border-radius: 12px;
    border: 2px dashed #cbd5e1;
    margin-top: 2rem;
}

.fsa-faq-no-results.visible {
    display: block;
}

.fsa-faq-no-results p:first-child {
    font-size: 2.5rem;
    margin: 0 0 0.5rem 0;
}

.fsa-faq-no-results p {
    margin: 0 0 0.5rem 0;
    color: #475569;
    font-size: 1.05rem;
}

.fsa-faq-no-results strong {
    color: #002868;
}

/* Highlight search terms */
mark.fsa-highlight {
    background-color: #fef08a;
    color: #854d0e;
    padding: 0 0.1rem;
    border-radius: 2px;
}

/* Responsive */
@media (max-width: 768px) {
    .fsa-faq-header h2 {
        font-size: 1.75rem;
    }

    .fsa-faq-q-btn {
        padding: 1rem;
    }

    .fsa-faq-q-icon {
        margin-right: 0.75rem;
    }

    .fsa-faq-q-text {
        font-size: 0.95rem;
    }

    .fsa-faq-item-badge {
        display: none !important; /* Hide badges on mobile to save space */
    }

    .fsa-faq-a-inner {
        padding: 0 1rem 1.25rem 1rem;
    }

    .fsa-faq-cats {
        justify-content: flex-start;
        overflow-x: auto;
        flex-wrap: nowrap;
        padding-bottom: 0.5rem;
        -webkit-overflow-scrolling: touch;
        scrollbar-width: none; /* Firefox */
    }

    .fsa-faq-cats::-webkit-scrollbar {
        display: none; /* Chrome/Safari/Edge */
    }

    .fsa-faq-cat-btn {
        flex-shrink: 0;
    }
}

/* ==================== RELATED CALCULATORS STYLES ==================== */
.fsa-related-section {
    background: linear-gradient(135deg, #f5f3ff 0%, #ede9fe 100%);
    padding: 60px 0;
    margin-top: 50px;
}

.fsa-related-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

.fsa-related-header {
    text-align: center;
    margin-bottom: 40px;
}

.fsa-related-header h2 {
    font-family: 'Poppins', sans-serif;
    color: #5B21B6;
    font-size: 2.2rem;
    margin-bottom: 15px;
    font-weight: 700;
    line-height: 1.3;
}

.fsa-related-header p {
    color: #64748b;
    font-size: 1.15rem;
    max-width: 750px;
    margin: 0 auto;
    line-height: 1.7;
}

/* Info Banner */
.fsa-related-info-box {
    background: #EDE9FE;
    border-left: 5px solid #7C3AED;
    padding: 20px 25px;
    border-radius: 12px;
    margin: 0 auto 40px auto;
    max-width: 900px;
    display: flex;
    gap: 15px;
    align-items: flex-start;
    box-shadow: 0 2px 8px rgba(124, 58, 237, 0.1);
}

.fsa-related-info-icon {
    font-size: 2rem;
    flex-shrink: 0;
    line-height: 1;
}

.fsa-related-info-box p {
    color: #5B21B6;
    margin: 0;
    line-height: 1.7;
    font-size: 1rem;
}

.fsa-related-info-box strong {
    color: #4c1d95;
}

/* Category Tabs */
.fsa-related-tabs {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 10px;
    margin-bottom: 35px;
}

.fsa-related-tab {
    padding: 10px 22px;
    background: white;
    border: 2px solid #c4b5fd;
    border-radius: 30px;
    cursor: pointer;
    font-family: 'Poppins', sans-serif;
    font-size: 0.95rem;
    font-weight: 600;
    color: #5B21B6;
    transition: all 0.3s ease;
    user-select: none;
}

.fsa-related-tab:hover {
    background: #ede9fe;
    border-color: #7C3AED;
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(124, 58, 237, 0.15);
}

.fsa-related-tab.active {
    background: linear-gradient(135deg, #5B21B6 0%, #7C3AED 100%);
    color: white;
    border-color: #5B21B6;
    box-shadow: 0 4px 15px rgba(91, 33, 182, 0.3);
}

/* Cards Grid */
.fsa-related-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
    gap: 25px;
    margin-bottom: 40px;
}

/* Individual Card */
.fsa-related-card {
    background: white;
    border-radius: 16px;
    padding: 0;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
    border: 2px solid transparent;
    display: flex;
    flex-direction: column;
    height: 100%;
    overflow: hidden;
}

.fsa-related-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.12);
    border-color: #7C3AED;
}

/* Featured Card (Current Page) */
.fsa-related-card.featured {
    border: 3px solid #F59E0B;
    background: linear-gradient(135deg, #fffbeb 0%, #fefce8 100%);
    box-shadow: 0 10px 40px rgba(245, 158, 11, 0.2);
}

.fsa-related-card.featured:hover {
    transform: translateY(-8px);
    box-shadow: 0 15px 50px rgba(245, 158, 11, 0.3);
    border-color: #D97706;
}

/* Card Header */
.fsa-card-header {
    display: flex;
    align-items: center;
    gap: 15px;
    padding: 20px 20px 15px 20px;
    position: relative;
}

.fsa-card-emoji {
    font-size: 2.5rem;
    flex-shrink: 0;
    line-height: 1;
}

.fsa-card-name {
    font-family: 'Poppins', sans-serif;
    color: #1e293b;
    font-size: 1.15rem;
    margin: 0;
    font-weight: 700;
    flex-grow: 1;
    line-height: 1.3;
}

/* Current Page Badge */
.fsa-badge-current {
    background: linear-gradient(135deg, #F59E0B, #D97706);
    color: white;
    padding: 4px 12px;
    border-radius: 20px;
    font-size: 0.7rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    box-shadow: 0 2px 10px rgba(245, 158, 11, 0.3);
    white-space: nowrap;
}

/* Card Content */
.fsa-card-content {
    flex-grow: 1;
    display: flex;
    flex-direction: column;
    padding: 0 20px;
}

.fsa-card-category {
    color: #7C3AED;
    font-weight: 600;
    font-size: 0.85rem;
    margin-bottom: 8px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.fsa-card-desc {
    color: #64748b;
    font-size: 0.95rem;
    line-height: 1.6;
    margin: 0 0 15px 0;
}

/* Feature Chips */
.fsa-card-features {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-top: auto;
    margin-bottom: 15px;
}

.fsa-feature-chip {
    background: #f5f3ff;
    color: #7C3AED;
    padding: 4px 12px;
    border-radius: 20px;
    font-size: 0.75rem;
    font-weight: 600;
}

.fsa-related-card.featured .fsa-feature-chip {
    background: #fef3c7;
    color: #92400e;
}

/* Card Button */
.fsa-card-btn {
    display: block;
    background: linear-gradient(135deg, #5B21B6 0%, #7C3AED 100%);
    color: white;
    padding: 14px 20px;
    text-decoration: none;
    font-weight: 700;
    text-align: center;
    transition: all 0.3s ease;
    font-family: 'Poppins', sans-serif;
    font-size: 0.95rem;
    border-radius: 0 0 14px 14px;
    margin-top: auto;
}

.fsa-card-btn:hover {
    background: linear-gradient(135deg, #4c1d95 0%, #6d28d9 100%);
    box-shadow: 0 5px 20px rgba(91, 33, 182, 0.3);
}

/* Featured Card Button */
.fsa-card-btn.current {
    background: linear-gradient(135deg, #F59E0B, #D97706);
    color: white;
    cursor: default;
}

.fsa-card-btn.current:hover {
    background: linear-gradient(135deg, #F59E0B, #D97706);
    box-shadow: none;
}

/* Summary Box */
.fsa-related-summary {
    background: white;
    border-radius: 16px;
    padding: 30px;
    max-width: 900px;
    margin: 0 auto;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    text-align: center;
}

.fsa-related-summary h3 {
    font-family: 'Poppins', sans-serif;
    color: #5B21B6;
    font-size: 1.5rem;
    margin-bottom: 15px;
    font-weight: 700;
}

.fsa-related-summary p {
    color: #475569;
    line-height: 1.8;
    font-size: 1rem;
    margin: 0;
}

.fsa-related-summary a {
    color: #7C3AED;
    font-weight: 700;
    text-decoration: underline;
    transition: color 0.2s ease;
}

.fsa-related-summary a:hover {
    color: #5B21B6;
}

.fsa-calc-count {
    background: linear-gradient(135deg, #5B21B6, #7C3AED);
    color: white;
    padding: 4px 12px;
    border-radius: 20px;
    font-weight: 700;
    font-size: 0.9rem;
}

/* Responsive Design */
@media (max-width: 992px) {
    .fsa-related-grid {
        grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
        gap: 20px;
    }

    .fsa-related-header h2 {
        font-size: 1.8rem;
    }
}

@media (max-width: 768px) {
    .fsa-related-section {
        padding: 40px 0;
    }

    .fsa-related-grid {
        grid-template-columns: 1fr;
        gap: 20px;
    }

    .fsa-related-header h2 {
        font-size: 1.5rem;
    }

    .fsa-related-header p {
        font-size: 1rem;
    }

    .fsa-related-tabs {
        gap: 8px;
    }

    .fsa-related-tab {
        padding: 8px 16px;
        font-size: 0.85rem;
    }

    .fsa-related-info-box {
        flex-direction: column;
        text-align: center;
        padding: 18px;
    }

    .fsa-related-summary {
        padding: 25px 20px;
    }

    .fsa-related-summary h3 {
        font-size: 1.3rem;
    }
}

@media (max-width: 480px) {
    .fsa-card-header {
        padding: 15px 15px 10px 15px;
    }

    .fsa-card-content {
        padding: 0 15px;
    }

    .fsa-card-emoji {
        font-size: 2rem;
    }

    .fsa-card-name {
        font-size: 1.05rem;
    }
}

/* Print Styles */
@media print {
    .fsa-related-section {
        background: white !important;
        padding: 30px 0;
    }

    .fsa-related-card {
        page-break-inside: avoid;
        break-inside: avoid;
        box-shadow: none;
        border: 2px solid #E5E7EB;
    }

    .fsa-related-card.featured {
        border: 3px solid #F59E0B;
        background: #fffbeb !important;
    }

    .fsa-related-tabs {
        display: none;
    }

    .fsa-card-btn {
        background: #5B21B6 !important;
        color: white !important;
    }
}

/* Animation */
@keyframes fsaCardFadeIn {
    from {
        opacity: 0;
        transform: translateY(20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.fsa-related-card {
    animation: fsaCardFadeIn 0.5s ease-out;
}

.fsa-related-card:nth-child(2) { animation-delay: 0.05s; }
.fsa-related-card:nth-child(3) { animation-delay: 0.1s; }
.fsa-related-card:nth-child(4) { animation-delay: 0.15s; }
.fsa-related-card:nth-child(5) { animation-delay: 0.2s; }
.fsa-related-card:nth-child(6) { animation-delay: 0.25s; }
.fsa-related-card:nth-child(7) { animation-delay: 0.3s; }
.fsa-related-card:nth-child(8) { animation-delay: 0.35s; }
.fsa-related-card:nth-child(9) { animation-delay: 0.4s; }
.fsa-related-card:nth-child(10) { animation-delay: 0.45s; }
.fsa-related-card:nth-child(11) { animation-delay: 0.5s; }
.fsa-related-card:nth-child(12) { animation-delay: 0.55s; }
.fsa-related-card:nth-child(13) { animation-delay: 0.6s; }
.fsa-related-card:nth-child(14) { animation-delay: 0.65s; }
.fsa-related-card:nth-child(15) { animation-delay: 0.7s; }
.fsa-related-card:nth-child(16) { animation-delay: 0.75s; }
.fsa-related-card:nth-child(17) { animation-delay: 0.8s; }
.fsa-related-card:nth-child(18) { animation-delay: 0.85s; }
.fsa-related-card:nth-child(19) { animation-delay: 0.9s; }
.fsa-related-card:nth-child(20) { animation-delay: 0.95s; }

/* Hidden class for tab filtering */
.fsa-related-card.fsa-hidden {
    display: none !important;
}

/* ============================================================
   LEGAL DISCLAIMER & EDITORIAL TRANSPARENCY — 2026
   ============================================================ */

/* DISCLAIMER SECTION */
.fsa-disclaimer-section {
    max-width: 1200px;
    margin: 4rem auto 2rem;
    padding: 0 1.5rem;
}

.fsa-disclaimer-header {
    text-align: center;
    margin-bottom: 2.5rem;
}

.fsa-disclaimer-header-icon {
    font-size: 3.5rem;
    margin-bottom: 0.75rem;
    display: block;
    animation: fsa-disc-scaleIn 0.5s ease-out;
}

@keyframes fsa-disc-scaleIn {
    from { transform: scale(0); opacity: 0; }
    to { transform: scale(1); opacity: 1; }
}

.fsa-disclaimer-header h2 {
    font-family: 'Poppins', sans-serif;
    font-size: 2rem;
    font-weight: 700;
    color: #002868;
    margin: 0 0 0.5rem 0;
    line-height: 1.3;
}

.fsa-disclaimer-header p {
    color: #64748b;
    font-size: 1rem;
    max-width: 700px;
    margin: 0 auto;
    line-height: 1.7;
}

/* Main disclaimer box */
.fsa-disclaimer-box {
    background: #ffffff;
    border: 2px solid #e5e7eb;
    border-radius: 16px;
    padding: 2.5rem;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
    margin-bottom: 2rem;
}

.fsa-disclaimer-box h3 {
    font-family: 'Poppins', sans-serif;
    font-size: 1.25rem;
    font-weight: 700;
    margin: 2rem 0 1rem 0;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: #002868;
}

.fsa-disclaimer-box h3:first-child {
    margin-top: 0;
}

.fsa-disclaimer-box h3 .fsa-disc-icon {
    font-size: 1.3rem;
    flex-shrink: 0;
}

/* Warning banner at top */
.fsa-disc-warning-banner {
    background: linear-gradient(135deg, #fef3c7 0%, #fffbeb 100%);
    border: 2px solid #f59e0b;
    border-radius: 12px;
    padding: 1.25rem 1.5rem;
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    margin-bottom: 2rem;
}

.fsa-disc-warning-banner .fsa-disc-warn-icon {
    font-size: 1.75rem;
    flex-shrink: 0;
    line-height: 1;
}

.fsa-disc-warning-banner p {
    margin: 0;
    color: #78350f;
    font-size: 0.95rem;
    line-height: 1.7;
}

.fsa-disc-warning-banner p strong {
    color: #92400e;
}

/* Disclaimer list */
.fsa-disclaimer-list {
    margin: 1rem 0;
    padding-left: 0;
    list-style: none;
}

.fsa-disclaimer-list li {
    margin-bottom: 0.75rem;
    padding-left: 1.75rem;
    position: relative;
    line-height: 1.7;
    color: #334155;
    font-size: 0.95rem;
}

.fsa-disclaimer-list li::before {
    content: "▸";
    position: absolute;
    left: 0.5rem;
    color: #5B21B6;
    font-weight: bold;
    font-size: 1rem;
}

/* Limitation cards */
.fsa-disc-limitations {
    display: grid;
    gap: 1rem;
    margin: 1.5rem 0;
}

.fsa-disc-limitation-item {
    background: #fffbeb;
    border-left: 4px solid #f59e0b;
    padding: 1.25rem;
    border-radius: 0 8px 8px 0;
    line-height: 1.7;
    color: #78350f;
    font-size: 0.95rem;
}

.fsa-disc-limitation-item strong {
    color: #92400e;
    display: block;
    margin-bottom: 0.35rem;
    font-size: 0.95rem;
}

/* Usage steps */
.fsa-disc-usage-steps {
    counter-reset: fsa-step-counter;
    list-style: none;
    padding-left: 0;
    margin: 1rem 0;
}

.fsa-disc-usage-steps li {
    counter-increment: fsa-step-counter;
    margin-bottom: 1rem;
    padding-left: 0.5rem;
    position: relative;
    line-height: 1.7;
    color: #0c4a6e;
    font-size: 0.95rem;
}

.fsa-disc-usage-steps li::before {
    content: counter(fsa-step-counter) ".";
    font-weight: 700;
    color: #5B21B6;
    margin-right: 0.5rem;
}

/* Official resources */
.fsa-disc-resources {
    margin: 1.5rem 0;
}

.fsa-disc-resources .fsa-disc-resource-item {
    background: #f0fdf4;
    border: 1px solid #bbf7d0;
    border-radius: 10px;
    padding: 1rem 1.25rem;
    margin-bottom: 0.75rem;
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    transition: all 0.3s ease;
}

.fsa-disc-resources .fsa-disc-resource-item:hover {
    box-shadow: 0 4px 12px rgba(22, 163, 74, 0.12);
    border-color: #86efac;
    transform: translateY(-1px);
}

.fsa-disc-resource-item .fsa-disc-res-icon {
    font-size: 1.5rem;
    flex-shrink: 0;
    line-height: 1.2;
}

.fsa-disc-resource-item .fsa-disc-res-content {
    flex: 1;
}

.fsa-disc-resource-item .fsa-disc-res-content strong {
    color: #15803d;
    display: block;
    margin-bottom: 0.25rem;
    font-size: 0.95rem;
}

.fsa-disc-resource-item .fsa-disc-res-content p {
    margin: 0;
    color: #166534;
    font-size: 0.9rem;
    line-height: 1.6;
}

.fsa-disc-resource-item .fsa-disc-res-content a {
    color: #15803d;
    font-weight: 600;
    text-decoration: underline;
    text-underline-offset: 2px;
    transition: all 0.2s ease;
}

.fsa-disc-resource-item .fsa-disc-res-content a:hover {
    color: #166534;
    text-decoration-thickness: 2px;
}

.fsa-disc-resource-item .fsa-disc-res-content a[target="_blank"]::after {
    content: " ↗";
    font-size: 0.85em;
}

/* Final note */
.fsa-disc-final-note {
    margin-top: 2rem;
    background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 100%);
    border: 1px solid #e2e8f0;
    border-radius: 12px;
    padding: 1.5rem;
}

.fsa-disc-final-note p {
    margin: 0;
    line-height: 1.8;
    color: #475569;
    font-size: 0.95rem;
}

.fsa-disc-final-note strong {
    color: #002868;
}

/* Quick reference table */
.fsa-disc-quick-reference {
    background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 100%);
    border: 2px solid #e5e7eb;
    border-radius: 16px;
    padding: 2rem;
    margin-top: 2rem;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
}

.fsa-disc-quick-reference h3 {
    margin-top: 0;
    font-family: 'Poppins', sans-serif;
    color: #002868;
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 1rem;
}

.fsa-disc-ref-table {
    width: 100%;
    border-collapse: collapse;
    margin-top: 1rem;
    background: #ffffff;
    border-radius: 8px;
    overflow: hidden;
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.05);
}

.fsa-disc-ref-table tr {
    border-bottom: 1px solid #e5e7eb;
}

.fsa-disc-ref-table tr:last-child {
    border-bottom: none;
}

.fsa-disc-ref-table td {
    padding: 1rem;
    vertical-align: top;
    font-size: 0.95rem;
}

.fsa-disc-ref-table td:first-child {
    width: 35%;
    font-weight: 600;
    color: #002868;
    background: #f8fafc;
}

.fsa-disc-ref-table td:last-child {
    color: #475569;
    line-height: 1.6;
}

.fsa-disc-ref-table a {
    color: #5B21B6;
    font-weight: 600;
    text-decoration: underline;
    text-underline-offset: 2px;
    transition: color 0.2s ease;
}

.fsa-disc-ref-table a:hover {
    color: #7C3AED;
    text-decoration-thickness: 2px;
}

/* ============================================================
   EDITORIAL TRANSPARENCY & INDEPENDENCE SECTION
   ============================================================ */

.fsa-transparency-section {
    max-width: 1200px;
    margin: 0 auto 2rem;
    padding: 0 1.5rem;
}

/* Transparency note box */
.fsa-transparency-note {
    background: #f8fafc;
    padding: 1.75rem;
    border-radius: 14px;
    margin-bottom: 2rem;
    border: 1px solid #e5e7eb;
    box-shadow: 0 2px 4px rgba(0, 0, 0, 0.05);
    transition: all 0.3s ease;
}

.fsa-transparency-note:hover {
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
    border-color: #cbd5e1;
}

.fsa-transparency-note-title {
    color: #002868;
    margin: 0 0 1rem 0;
    font-size: 1.15rem;
    font-weight: 700;
    font-family: 'Poppins', sans-serif;
    line-height: 1.3;
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.fsa-transparency-note-text {
    margin: 0;
    color: #475569;
    line-height: 1.7;
    font-size: 0.95rem;
}

.fsa-transparency-note-text strong {
    color: #1e293b;
    font-weight: 600;
}

/* Independence section */
.fsa-independence-section {
    margin-top: 2rem;
    background: linear-gradient(to bottom, #f1f5f9 0%, #e2e8f0 100%);
    border-radius: 1rem;
    padding: 2.5rem;
    border: 1px solid #cbd5e1;
    box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    transition: all 0.3s ease;
}

.fsa-independence-section:hover {
    box-shadow: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
}

.fsa-independence-container {
    display: flex;
    flex-direction: column;
    gap: 2rem;
    align-items: center;
}

/* Logo circle */
.fsa-independence-logo {
    flex-shrink: 0;
}

.fsa-disc-logo-circle {
    width: 6rem;
    height: 6rem;
    background: linear-gradient(135deg, #5B21B6 0%, #7C3AED 100%);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 10px 15px -3px rgba(91, 33, 182, 0.3), 0 4px 6px -2px rgba(91, 33, 182, 0.15);
    border: 4px solid #ffffff;
    position: relative;
    overflow: hidden;
    transition: all 0.3s ease;
}

.fsa-disc-logo-circle::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(255,255,255,0.2) 0%, rgba(255,255,255,0) 100%);
    animation: fsa-disc-shimmer 3s infinite;
}

@keyframes fsa-disc-shimmer {
    0% { transform: translateX(-100%) translateY(-100%) rotate(45deg); }
    100% { transform: translateX(100%) translateY(100%) rotate(45deg); }
}

.fsa-disc-logo-circle:hover {
    transform: scale(1.05) rotate(5deg);
    box-shadow: 0 20px 25px -5px rgba(91, 33, 182, 0.25), 0 10px 10px -5px rgba(91, 33, 182, 0.12);
}

.fsa-disc-logo-text {
    color: #ffffff;
    font-weight: 900;
    font-size: 1.5rem;
    position: relative;
    z-index: 10;
    text-shadow: 0 2px 4px rgba(0, 0, 0, 0.2);
    font-family: 'Poppins', sans-serif;
    letter-spacing: -0.5px;
}

/* Content area */
.fsa-independence-content {
    flex: 1;
    text-align: center;
}

.fsa-independence-title {
    font-family: 'Poppins', sans-serif;
    font-size: 1.5rem;
    font-weight: 700;
    color: #002868;
    margin: 0 0 0.75rem 0;
    line-height: 1.3;
}

.fsa-independence-description {
    color: #475569;
    font-size: 0.95rem;
    line-height: 1.7;
    margin: 0 0 1.25rem 0;
}

.fsa-independence-description strong {
    color: #1e293b;
    font-weight: 600;
}

/* Feature badges */
.fsa-independence-features {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 1rem;
}

.fsa-disc-feature-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.3rem;
    font-size: 0.8rem;
    font-weight: 700;
    color: #002868;
    transition: all 0.2s ease;
    cursor: default;
}

.fsa-disc-feature-badge:hover {
    transform: translateY(-2px);
}

.fsa-disc-feature-check {
    color: #16a34a;
    font-weight: 700;
    font-size: 1rem;
}

/* Methodology grid */
.fsa-methodology-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.25rem;
    margin-top: 2rem;
}

.fsa-methodology-card {
    background: #ffffff;
    border: 1px solid #e5e7eb;
    border-radius: 12px;
    padding: 1.5rem;
    text-align: center;
    transition: all 0.3s ease;
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.05);
}

.fsa-methodology-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 16px rgba(0, 0, 0, 0.1);
    border-color: #5B21B6;
}

.fsa-methodology-card .fsa-meth-icon {
    font-size: 2rem;
    display: block;
    margin-bottom: 0.75rem;
}

.fsa-methodology-card h4 {
    font-family: 'Poppins', sans-serif;
    font-size: 0.95rem;
    font-weight: 700;
    color: #002868;
    margin: 0 0 0.5rem 0;
}

.fsa-methodology-card p {
    font-size: 0.85rem;
    color: #64748b;
    line-height: 1.6;
    margin: 0;
}

/* Gov links section */
.fsa-gov-authority {
    background: linear-gradient(135deg, #002868 0%, #1e3a8a 100%);
    border-radius: 16px;
    padding: 2.5rem;
    margin-top: 2rem;
    position: relative;
    overflow: hidden;
}

.fsa-gov-authority::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(255,255,255,0.05) 0%, transparent 70%);
    border-radius: 50%;
}

.fsa-gov-authority-header {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 1.5rem;
}

.fsa-gov-authority-header .fsa-gov-shield {
    font-size: 1.75rem;
}

.fsa-gov-authority-header h3 {
    font-family: 'Poppins', sans-serif;
    font-size: 1.25rem;
    font-weight: 700;
    color: #ffffff;
    margin: 0;
}

.fsa-gov-authority-header span {
    background: rgba(255, 255, 255, 0.15);
    color: #93c5fd;
    font-size: 0.7rem;
    font-weight: 700;
    padding: 0.2rem 0.6rem;
    border-radius: 20px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.fsa-gov-links-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1rem;
}

.fsa-gov-link-card {
    background: rgba(255, 255, 255, 0.08);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: 12px;
    padding: 1.25rem;
    text-decoration: none;
    transition: all 0.3s ease;
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    position: relative;
}

.fsa-gov-link-card:hover {
    background: rgba(255, 255, 255, 0.14);
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(0, 0, 0, 0.3);
    border-color: rgba(255, 255, 255, 0.25);
}

.fsa-gov-link-card .fsa-gov-card-icon {
    font-size: 1.5rem;
    flex-shrink: 0;
    line-height: 1.2;
}

.fsa-gov-link-card .fsa-gov-card-content {
    flex: 1;
}

.fsa-gov-link-card .fsa-gov-card-content strong {
    color: #ffffff;
    font-size: 0.9rem;
    display: block;
    margin-bottom: 0.25rem;
    font-weight: 700;
}

.fsa-gov-link-card .fsa-gov-card-content p {
    color: #93c5fd;
    font-size: 0.8rem;
    line-height: 1.5;
    margin: 0;
}

.fsa-gov-link-card .fsa-gov-card-content .fsa-gov-url {
    color: rgba(255, 255, 255, 0.45);
    font-size: 0.7rem;
    margin-top: 0.35rem;
    display: block;
    font-family: 'Courier New', monospace;
    word-break: break-all;
}

.fsa-gov-link-card .fsa-gov-arrow {
    color: rgba(255, 255, 255, 0.4);
    font-size: 1.1rem;
    flex-shrink: 0;
    transition: all 0.3s ease;
    align-self: center;
}

.fsa-gov-link-card:hover .fsa-gov-arrow {
    color: #ffffff;
    transform: translateX(3px);
}

/* Last updated stamp */
.fsa-disc-last-updated {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    margin-top: 2.5rem;
    padding-top: 1.5rem;
    border-top: 1px solid #e2e8f0;
}

.fsa-disc-last-updated p {
    margin: 0;
    color: #94a3b8;
    font-size: 0.8rem;
    font-style: italic;
}

.fsa-disc-last-updated .fsa-disc-update-dot {
    width: 8px;
    height: 8px;
    background: #16a34a;
    border-radius: 50%;
    display: inline-block;
    animation: fsa-disc-pulse 2s ease-in-out infinite;
}

@keyframes fsa-disc-pulse {
    0%, 100% { opacity: 1; }
    50% { opacity: 0.5; }
}

/* ============================================================
   AD SLOT
   ============================================================ */
.fsa-disc-ad-slot {
    max-width: 1200px;
    margin: 2rem auto;
    padding: 0 1.5rem;
}

.fsa-disc-ad-slot .ad-container.ad-in-calc {
    margin: 0 auto;
    text-align: center;
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (min-width: 768px) {
    .fsa-independence-container {
        flex-direction: row;
        align-items: center;
    }

    .fsa-independence-content {
        text-align: left;
    }

    .fsa-independence-features {
        justify-content: flex-start;
    }

    .fsa-independence-title {
        font-size: 1.75rem;
    }
}

@media (max-width: 768px) {
    .fsa-disclaimer-box {
        padding: 1.5rem;
    }

    .fsa-disclaimer-header h2 {
        font-size: 1.5rem;
    }

    .fsa-methodology-grid {
        grid-template-columns: 1fr;
    }

    .fsa-gov-links-grid {
        grid-template-columns: 1fr;
    }

    .fsa-gov-authority {
        padding: 1.5rem;
    }

    .fsa-independence-section {
        padding: 1.5rem;
        border-radius: 0.75rem;
    }

    .fsa-disc-logo-circle {
        width: 5rem;
        height: 5rem;
    }

    .fsa-disc-logo-text {
        font-size: 1.25rem;
    }

    .fsa-independence-title {
        font-size: 1.25rem;
    }

    .fsa-independence-description {
        font-size: 0.875rem;
    }

    .fsa-disc-feature-badge {
        font-size: 0.75rem;
    }

    .fsa-transparency-note {
        padding: 1.25rem;
    }

    .fsa-transparency-note-title {
        font-size: 1rem;
    }

    .fsa-transparency-note-text {
        font-size: 0.875rem;
    }

    .fsa-disc-ref-table td {
        display: block;
        width: 100% !important;
        padding: 0.75rem;
    }

    .fsa-disc-ref-table td:first-child {
        background: #002868;
        color: #ffffff;
        border-radius: 6px 6px 0 0;
    }

    .fsa-disc-ref-table td:last-child {
        background: #ffffff;
        border-radius: 0 0 6px 6px;
        margin-bottom: 1rem;
    }
}

@media (max-width: 480px) {
    .fsa-independence-features {
        flex-direction: column;
        align-items: center;
        gap: 0.5rem;
    }

    .fsa-disc-feature-badge {
        width: 100%;
        justify-content: center;
        padding: 0.5rem;
        background: rgba(255, 255, 255, 0.5);
        border-radius: 6px;
    }

    .fsa-disc-warning-banner {
        flex-direction: column;
        gap: 0.5rem;
        text-align: center;
    }

    .fsa-disc-resource-item {
        flex-direction: column;
        gap: 0.5rem;
    }
}

/* ============================================================
   ANIMATION
   ============================================================ */
@keyframes fsa-disc-fadeInUp {
    from { opacity: 0; transform: translateY(20px); }
    to { opacity: 1; transform: translateY(0); }
}

.fsa-independence-section {
    animation: fsa-disc-fadeInUp 0.6s ease-out;
}

.fsa-transparency-note {
    animation: fsa-disc-fadeInUp 0.6s ease-out 0.2s both;
}

/* ============================================================
   PRINT STYLES
   ============================================================ */
@media print {
    .fsa-independence-section,
    .fsa-transparency-note {
        break-inside: avoid;
        page-break-inside: avoid;
        box-shadow: none;
    }

    .fsa-disclaimer-box {
        break-inside: avoid;
        page-break-inside: avoid;
        box-shadow: none;
        border: 2px solid #002868;
    }

    .fsa-gov-authority {
        background: #f8fafc !important;
        color: #002868 !important;
        break-inside: avoid;
    }

    .fsa-gov-authority h3,
    .fsa-gov-link-card strong {
        color: #002868 !important;
    }

    .fsa-gov-link-card p,
    .fsa-gov-link-card .fsa-gov-url {
        color: #475569 !important;
    }

    @keyframes fsa-disc-shimmer,
    @keyframes fsa-disc-fadeInUp {
        animation: none;
    }
}

/* ============================================================
   ACCESSIBILITY
   ============================================================ */
.fsa-disc-logo-circle:focus,
.fsa-disc-feature-badge:focus {
    outline: 3px solid #5B21B6;
    outline-offset: 2px;
}

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
}

/* ============================================================
   DARK MODE
   ============================================================ */
@media (prefers-color-scheme: dark) {
    .fsa-transparency-note {
        background: #1e293b;
        border-color: #334155;
    }

    .fsa-transparency-note-title {
        color: #e0f2fe;
    }

    .fsa-transparency-note-text {
        color: #cbd5e1;
    }

    .fsa-transparency-note-text strong {
        color: #f1f5f9;
    }

    .fsa-independence-section {
        background: linear-gradient(to bottom, #1e293b 0%, #0f172a 100%);
        border-color: #334155;
    }

    .fsa-independence-title {
        color: #e0f2fe;
    }

    .fsa-independence-description {
        color: #cbd5e1;
    }

    .fsa-independence-description strong {
        color: #f1f5f9;
    }

    .fsa-disc-feature-badge {
        color: #e0f2fe;
    }

    .fsa-disclaimer-box {
        background: #1e293b;
        border-color: #334155;
    }

    .fsa-disclaimer-box h3 {
        color: #e0f2fe;
    }

    .fsa-disclaimer-list li {
        color: #cbd5e1;
    }

    .fsa-disc-limitation-item {
        background: #422006;
        color: #fef3c7;
    }

    .fsa-disc-limitation-item strong {
        color: #fbbf24;
    }

    .fsa-methodology-card {
        background: #1e293b;
        border-color: #334155;
    }

    .fsa-methodology-card h4 {
        color: #e0f2fe;
    }

    .fsa-methodology-card p {
        color: #94a3b8;
    }

    .fsa-disc-ref-table td:first-child {
        background: #334155;
        color: #e0f2fe;
    }

    .fsa-disc-ref-table td:last-child {
        background: #1e293b;
        color: #cbd5e1;
    }

    .fsa-disc-quick-reference {
        background: #0f172a;
        border-color: #334155;
    }

    .fsa-disc-quick-reference h3 {
        color: #e0f2fe;
    }

    .fsa-disc-final-note {
        background: #0f172a;
        border-color: #334155;
    }

    .fsa-disc-final-note p {
        color: #cbd5e1;
    }

    .fsa-disc-final-note strong {
        color: #e0f2fe;
    }

    .fsa-disc-resources .fsa-disc-resource-item {
        background: #14532d;
        border-color: #166534;
    }

    .fsa-disc-resources .fsa-disc-resource-item .fsa-disc-res-content strong {
        color: #86efac;
    }

    .fsa-disc-resources .fsa-disc-resource-item .fsa-disc-res-content p {
        color: #bbf7d0;
    }

    .fsa-disc-resources .fsa-disc-resource-item .fsa-disc-res-content a {
        color: #86efac;
    }
}

/* TEXT SELECTION */
.fsa-disclaimer-section ::selection,
.fsa-transparency-section ::selection {
    background: #5B21B6;
    color: #ffffff;
}