:root{--navy:#002868;--navy2:#214d88;--green:#00875A;--red:#BF0A30;--amber:#c08b00;--ink:#1D1D1F;--muted:#5F6368;--border:#DFE5EC;--bg:#F7F9FC;--card:#fff}
    *{box-sizing:border-box;margin:0;padding:0} body{font-family:Inter,sans-serif;background:var(--bg);color:var(--ink);line-height:1.6} h1,h2,h3,h4{font-family:Montserrat,sans-serif}
    .hero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:34px 16px 26px}.hero-inner{max-width:1480px;margin:0 auto}.hero h1{font-size:clamp(1.7rem,4vw,2.7rem);line-height:1.1;margin-bottom:10px}.hero p{font-size:.97rem;max-width:1180px;opacity:.93}.pills{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}.pill{padding:6px 10px;border-radius:999px;border:1px solid rgba(255,255,255,.22);background:rgba(255,255,255,.12);font-size:.72rem;font-weight:700}
    .wrap{max-width:1480px;margin:0 auto;padding:18px 14px 34px}.ad-slot{background:#edf4ff;border:2px dashed var(--border);border-radius:10px;padding:16px;text-align:center;color:var(--muted);font-size:.8rem;margin-bottom:18px}.ad-slot strong{color:var(--navy)}
    .layout{display:grid;grid-template-columns:1.08fr .92fr;gap:18px}.card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:18px;box-shadow:0 6px 20px rgba(0,40,104,.06)}.card+.card{margin-top:12px}.title{display:flex;align-items:center;gap:9px;font-size:1rem;font-weight:800;color:var(--navy);padding-bottom:9px;margin-bottom:12px;border-bottom:2px solid #eef3f7}.num{width:24px;height:24px;border-radius:7px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.75rem;font-weight:800}
    .form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.form-row label{display:block;font-size:.78rem;font-weight:700;margin-bottom:5px}.hint{display:block;font-size:.67rem;color:var(--muted);margin-top:2px} input[type=number],input[type=text],select{width:100%;padding:10px 11px;border:1.5px solid var(--border);border-radius:8px;background:#fff;font:inherit;font-size:.88rem;color:var(--ink);outline:none;transition:border .2s,box-shadow .2s} input:focus,select:focus{border-color:var(--navy);box-shadow:0 0 0 3px rgba(0,40,104,.08)}
    .platform-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.platform-box{border:1px solid var(--border);border-radius:12px;padding:12px;background:#fbfdff}.platform-box h4{font-size:.86rem;color:var(--navy);margin-bottom:7px}
    .actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:10px}.btn{display:inline-flex;align-items:center;gap:6px;padding:10px 16px;border-radius:8px;border:2px solid transparent;font-family:Montserrat,sans-serif;font-size:.8rem;font-weight:700;cursor:pointer;transition:all .2s}.btn-primary{background:var(--green);color:#fff;border-color:var(--green)}.btn-primary:hover{background:#006a46}.btn-secondary{background:var(--navy);color:#fff;border-color:var(--navy)}.btn-secondary:hover{background:#001d4e}.btn-outline{background:#fff;color:var(--red);border-color:var(--red)}.btn-outline:hover{background:var(--red);color:#fff}.btn-wa{background:#25D366;color:#fff;border-color:#25D366}.btn-wa:hover{background:#18b85a}.hidden{display:none!important}
    .placeholder{text-align:center;padding:46px 18px;color:var(--muted)}.placeholder .emoji{font-size:2.5rem;margin-bottom:12px}
    .banner{border-radius:14px;padding:18px;color:#fff;margin-bottom:10px;background:linear-gradient(135deg,var(--green),#006a46)}.banner.warn{background:linear-gradient(135deg,var(--amber),#8a6500)}.banner.bad{background:linear-gradient(135deg,var(--red),#8f001e)}.eyebrow{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;opacity:.86}.big{font-size:1.32rem;font-weight:800;margin-top:4px}.sub{font-size:.82rem;opacity:.9;margin-top:6px}
    .kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:10px}.kpi{background:#f7faff;border:1px solid var(--border);border-radius:10px;padding:10px;text-align:center}.kpi .label{font-size:.67rem;font-weight:700;text-transform:uppercase;color:var(--muted);margin-bottom:4px}.kpi .val{font-size:1rem;font-weight:800;color:var(--navy)}.kpi .small{font-size:.68rem;color:var(--muted);margin-top:2px}
    .alert{padding:12px 13px;border-radius:0 8px 8px 0;font-size:.8rem;margin:10px 0}.good{background:#e8f5e9;border-left:4px solid var(--green);color:#1b5e20}.mid{background:#fff8e1;border-left:4px solid var(--amber);color:#6d4c00}.bad{background:#ffebee;border-left:4px solid var(--red);color:#b71c1c}
    .tags{display:flex;flex-wrap:wrap;gap:6px;margin-top:8px}.tag{padding:4px 8px;border-radius:999px;background:#fff;border:1px solid var(--border);font-size:.71rem;color:var(--muted)}
    .chart-wrap{position:relative;height:320px}.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:10px}.table-wrap table{width:100%;border-collapse:collapse;font-size:.78rem}.table-wrap th{background:var(--navy);color:#fff;text-align:left;padding:9px 10px;font-size:.72rem;white-space:nowrap}.table-wrap td{padding:8px 10px;border-bottom:1px solid var(--border);white-space:nowrap}.table-wrap tbody tr:nth-child(even){background:#f8fbff}.strong{font-weight:800;color:var(--navy)}.note{font-size:.72rem;color:var(--muted);margin-top:10px;background:#f3f5f8;padding:10px 12px;border-radius:8px}
    @media(max-width:1150px){.layout,.platform-grid{grid-template-columns:1fr}.kpis{grid-template-columns:repeat(2,1fr)}} @media(max-width:640px){.form-grid,.kpis{grid-template-columns:1fr}.wrap{padding:14px 10px 30px}.card{padding:16px}}
    /* ── Example card shell ── */
.ex-section{margin:28px 0 36px}
.ex-section-head{display:flex;align-items:center;gap:10px;margin-bottom:8px}
.ex-head-icon{width:34px;height:34px;border-radius:9px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.95rem;flex-shrink:0}
.ex-section-head h2{font-family:Montserrat,sans-serif;font-size:clamp(1.05rem,2.6vw,1.4rem);font-weight:800;color:var(--navy);line-height:1.2}
.ex-intro{font-size:.82rem;color:var(--muted);line-height:1.8;margin-bottom:18px;max-width:960px}

/* ── Individual example card ── */
.ex-card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:20px;box-shadow:0 6px 20px rgba(0,40,104,.06);margin-bottom:18px}
.ex-card-head{display:flex;align-items:flex-start;gap:12px;margin-bottom:14px;padding-bottom:12px;border-bottom:2px solid #eef3f7}
.ex-badge{
  min-width:32px;height:32px;border-radius:9px;
  background:var(--navy);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-family:Montserrat,sans-serif;font-size:.8rem;font-weight:800;flex-shrink:0
}
.ex-card-title{flex:1}
.ex-card-title h3{font-family:Montserrat,sans-serif;font-size:.97rem;font-weight:800;color:var(--navy);line-height:1.3;margin-bottom:3px}
.ex-card-title p{font-size:.77rem;color:var(--muted);line-height:1.6}
.ex-platform-chip{
  padding:4px 10px;border-radius:999px;
  font-size:.68rem;font-weight:700;
  border:1px solid var(--border);
  background:#f0f4ff;color:var(--navy2);
  white-space:nowrap;flex-shrink:0
}

/* ── Input/output grid inside example ── */
.ex-io-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:14px}
.ex-col-title{font-family:Montserrat,sans-serif;font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.04em;color:var(--muted);margin-bottom:8px;padding-bottom:5px;border-bottom:1px solid var(--border)}
.ex-input-table{width:100%;border-collapse:collapse;font-size:.76rem}
.ex-input-table td{padding:4px 0;vertical-align:top;line-height:1.55}
.ex-input-table td:first-child{color:var(--muted);width:62%;padding-right:8px}
.ex-input-table td:last-child{font-weight:700;color:var(--ink);text-align:right}

/* ── KPI tiles (4 per scenario) ── */
.ex-kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-bottom:12px}
.ex-kpi{background:#f7faff;border:1px solid var(--border);border-radius:10px;padding:10px;text-align:center}
.ex-kpi .label{font-size:.62rem;font-weight:700;text-transform:uppercase;color:var(--muted);margin-bottom:3px}
.ex-kpi .val{font-size:.95rem;font-weight:800;color:var(--navy)}
.ex-kpi .small{font-size:.64rem;color:var(--muted);margin-top:2px}
.ex-kpi.hi .val{color:var(--green)}
.ex-kpi.lo .val{color:var(--red)}
.ex-kpi.mid-v .val{color:var(--amber)}

/* ── Verdict banner inside card ── */
.ex-verdict{border-radius:10px;padding:13px 15px;color:#fff;margin-bottom:10px}
.ex-verdict.good{background:linear-gradient(135deg,var(--green),#006a46)}
.ex-verdict.warn{background:linear-gradient(135deg,var(--amber),#8a6500)}
.ex-verdict.bad{background:linear-gradient(135deg,var(--red),#8f001e)}
.ex-verdict .eyebrow{font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;opacity:.86}
.ex-verdict .big{font-size:1.05rem;font-weight:800;margin-top:3px;line-height:1.3}
.ex-verdict .sub{font-size:.76rem;opacity:.9;margin-top:4px;line-height:1.55}

/* ── Insights (tags + alert) ── */
.ex-tags{display:flex;flex-wrap:wrap;gap:6px;margin:8px 0 10px}
.ex-tag{padding:4px 9px;border-radius:999px;background:#fff;border:1px solid var(--border);font-size:.7rem;color:var(--muted)}
.ex-tag.red{border-color:#f5c2c7;background:#fff5f5;color:#a50012}
.ex-tag.green{border-color:#b2dfdb;background:#f0faf8;color:#00574a}
.ex-tag.amber{border-color:#f5e0a0;background:#fffdf0;color:#6d4c00}

/* ── Scenario counter bar ── */
.ex-counter-bar{
  display:flex;align-items:center;gap:8px;
  background:#f3f5f8;border-radius:10px;
  padding:10px 14px;margin-bottom:16px;
  font-size:.78rem;color:var(--muted)
}
.ex-counter-bar strong{color:var(--navy)}
.ex-counter-dots{display:flex;gap:5px;margin-left:auto}
.ex-dot{
  width:10px;height:10px;border-radius:50%;
  background:var(--border)
}
.ex-dot.active-dot{background:var(--navy)}
.ex-dot.good-dot{background:var(--green)}
.ex-dot.warn-dot{background:var(--amber)}
.ex-dot.bad-dot{background:var(--red)}

/* ── Closing insight bar ── */
.ex-insight-bar{
  background:linear-gradient(135deg,var(--navy),var(--navy2));
  border-radius:14px;
  padding:18px 20px;
  color:#fff;
  margin-top:6px
}
.ex-insight-bar h3{font-family:Montserrat,sans-serif;font-size:.92rem;font-weight:800;margin-bottom:10px;opacity:.9}
.ex-insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.ex-insight-item{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.18);border-radius:10px;padding:10px 12px}
.ex-insight-item .i-label{font-size:.67rem;font-weight:700;text-transform:uppercase;letter-spacing:.04em;opacity:.75;margin-bottom:4px}
.ex-insight-item .i-val{font-size:.9rem;font-weight:800}
.ex-insight-item .i-desc{font-size:.7rem;opacity:.8;margin-top:3px;line-height:1.5}

/* ── Responsive ── */
@media(max-width:1150px){
  .ex-kpis{grid-template-columns:repeat(2,1fr)}
  .ex-insight-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  .ex-io-grid{grid-template-columns:1fr}
  .ex-kpis{grid-template-columns:repeat(2,1fr)}
  .ex-insight-grid{grid-template-columns:1fr}
  .ex-card-head{flex-wrap:wrap;gap:8px}
}
 .s1-wrap{margin-top:28px}
  .s1-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:18px}
  .s1-stack{display:grid;gap:12px}
  .s1-mini-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
  .s1-kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:10px}
  .s1-kpi{background:#f7faff;border:1px solid var(--border);border-radius:10px;padding:12px;text-align:center}
  .s1-kpi .label{font-size:.67rem;font-weight:700;text-transform:uppercase;color:var(--muted);margin-bottom:4px}
  .s1-kpi .val{font-size:.96rem;font-weight:800;color:var(--navy)}
  .s1-kpi .small{font-size:.68rem;color:var(--muted);margin-top:2px}

  .s1-step{
    background:var(--card);
    border:1px solid var(--border);
    border-radius:12px;
    padding:14px;
    box-shadow:0 4px 14px rgba(0,40,104,.05)
  }
  .s1-step-head{display:flex;align-items:center;gap:8px;margin-bottom:8px}
  .s1-badge{
    width:24px;height:24px;border-radius:7px;
    background:var(--navy);color:#fff;
    display:flex;align-items:center;justify-content:center;
    font-size:.73rem;font-weight:800;flex-shrink:0
  }
  .s1-step h3{font-size:.9rem;color:var(--navy);line-height:1.25}
  .s1-step p{font-size:.79rem;color:var(--muted);line-height:1.75}
  .s1-step p + p{margin-top:8px}

  .formula-box{
    background:#fbfdff;
    border:1px solid var(--border);
    border-radius:10px;
    padding:12px;
    margin-top:10px
  }
  .formula-label{
    font-size:.68rem;
    text-transform:uppercase;
    letter-spacing:.04em;
    color:var(--muted);
    font-weight:700;
    margin-bottom:6px
  }
  .formula-eq{
    font-family:ui-monospace,SFMono-Regular,Menlo,monospace;
    font-size:.8rem;
    color:var(--navy);
    font-weight:700;
    line-height:1.7;
    word-break:break-word
  }

  .waterfall{
    display:grid;
    gap:8px;
    margin-top:12px
  }
  .wf-row{
    display:grid;
    grid-template-columns:180px 1fr;
    gap:10px;
    align-items:center
  }
  .wf-label{
    font-size:.75rem;
    font-weight:700;
    color:var(--ink)
  }
  .wf-bar{
    position:relative;
    height:12px;
    border-radius:999px;
    overflow:hidden;
    background:#eef3f7;
    border:1px solid var(--border)
  }
  .wf-fill-navy{height:100%;background:linear-gradient(135deg,var(--navy),var(--navy2))}
  .wf-fill-red{height:100%;background:linear-gradient(135deg,var(--red),#8f001e)}
  .wf-fill-amber{height:100%;background:linear-gradient(135deg,var(--amber),#8a6500)}
  .wf-fill-green{height:100%;background:linear-gradient(135deg,var(--green),#006a46)}

  .s1-list{display:grid;gap:8px;margin-top:10px}
  .s1-list-item{
    border:1px solid var(--border);
    border-radius:10px;
    padding:10px 12px;
    background:#fff
  }
  .s1-list-item strong{color:var(--navy)}

  .s1-note{
    font-size:.72rem;
    color:var(--muted);
    margin-top:12px;
    background:#f3f5f8;
    padding:10px 12px;
    border-radius:8px
  }

  @media(max-width:1150px){
    .s1-grid{grid-template-columns:1fr}
    .s1-kpis{grid-template-columns:repeat(2,1fr)}
  }

  @media(max-width:640px){
    .s1-mini-grid,.s1-kpis{grid-template-columns:1fr}
    .wf-row{grid-template-columns:1fr}
  }
.tips-section{margin:28px 0 36px}
  .tips-head{display:flex;align-items:center;gap:10px;margin-bottom:8px}
  .tips-head-icon{width:34px;height:34px;border-radius:9px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.95rem;flex-shrink:0}
  .tips-head h2{font-family:Montserrat,sans-serif;font-size:clamp(1.05rem,2.6vw,1.4rem);font-weight:800;color:var(--navy);line-height:1.2}
  .tips-intro{font-size:.82rem;color:var(--muted);line-height:1.8;margin-bottom:16px;max-width:980px}

  .tips-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:18px}
  .tips-stack{display:grid;gap:12px}

  .tip-card{
    background:var(--card);
    border:1px solid var(--border);
    border-radius:14px;
    padding:16px 16px 14px;
    box-shadow:0 6px 20px rgba(0,40,104,.05)
  }
  .tip-head{display:flex;align-items:flex-start;gap:10px;margin-bottom:8px}
  .tip-badge{
    min-width:28px;height:28px;border-radius:9px;
    background:var(--navy);color:#fff;
    display:flex;align-items:center;justify-content:center;
    font-family:Montserrat,sans-serif;font-size:.78rem;font-weight:800;flex-shrink:0
  }
  .tip-head h3{font-size:.9rem;font-weight:800;font-family:Montserrat,sans-serif;color:var(--navy);line-height:1.3}
  .tip-tagline{font-size:.75rem;color:var(--muted);margin-top:2px}
  .tip-body{font-size:.79rem;color:var(--muted);line-height:1.8;margin-top:6px}
  .tip-body p + p{margin-top:8px}

  .tip-pills{display:flex;flex-wrap:wrap;gap:6px;margin-top:7px}
  .tip-pill{
    padding:4px 8px;border-radius:999px;
    border:1px solid var(--border);
    background:#f7faff;
    font-size:.7rem;color:var(--muted)
  }

  .tip-do-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:10px}
  .tip-do, .tip-dont{
    border-radius:10px;
    padding:9px 11px;
    font-size:.76rem;
    line-height:1.7
  }
  .tip-do{background:#e8f5e9;border-left:3px solid var(--green);color:#1b5e20}
  .tip-dont{background:#ffebee;border-left:3px solid var(--red);color:#b71c1c}
  .tip-do strong, .tip-dont strong{display:block;font-size:.73rem;text-transform:uppercase;letter-spacing:.04em;margin-bottom:2px}

  .tip-matrix{
    margin-top:10px;
    border:1px solid var(--border);
    border-radius:10px;
    overflow:hidden
  }
  .tip-matrix table{width:100%;border-collapse:collapse;font-size:.75rem}
  .tip-matrix th{background:#f0f4ff;color:var(--navy);text-align:left;padding:7px 9px;font-size:.7rem}
  .tip-matrix td{padding:7px 9px;border-top:1px solid var(--border)}
  .tip-matrix td:nth-child(1){width:48%;color:var(--muted)}
  .tip-matrix td:nth-child(2){width:26%;font-weight:700;color:var(--ink)}
  .tip-matrix td:nth-child(3){width:26%;font-weight:700;color:var(--ink);text-align:right}
  .tip-matrix tbody tr:nth-child(even){background:#f8fbff}

  .tip-alert{
    margin-top:9px;
    padding:9px 11px;
    border-radius:0 7px 7px 0;
    font-size:.76rem;
    line-height:1.7
  }
  .tip-alert.good{background:#e8f5e9;border-left:3px solid var(--green);color:#1b5e20}
  .tip-alert.mid{background:#fff8e1;border-left:3px solid var(--amber);color:#6d4c00}
  .tip-alert.bad{background:#ffebee;border-left:3px solid var(--red);color:#b71c1c}

  .tips-banner{
    border-radius:14px;
    padding:16px 18px;
    margin-top:16px;
    color:#fff;
    background:linear-gradient(135deg,var(--navy),var(--navy2))
  }
  .tips-banner .eyebrow{font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;opacity:.86}
  .tips-banner .big{font-size:1.05rem;font-weight:800;margin-top:4px}
  .tips-banner .sub{font-size:.78rem;opacity:.9;margin-top:5px;line-height:1.6}

  .tips-note{
    font-size:.72rem;
    color:var(--muted);
    margin-top:10px;
    background:#f3f5f8;
    padding:10px 12px;
    border-radius:8px;
    line-height:1.8
  }

  @media(max-width:1150px){
    .tips-grid{grid-template-columns:1fr}
    .tip-do-grid{grid-template-columns:1fr 1fr}
  }
  @media(max-width:640px){
    .tip-do-grid{grid-template-columns:1fr}
  }
.rel-section{margin:28px 0 36px}
  .rel-head{display:flex;align-items:center;gap:10px;margin-bottom:8px}
  .rel-head-icon{width:34px;height:34px;border-radius:9px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.95rem;flex-shrink:0}
  .rel-head h2{font-family:Montserrat,sans-serif;font-size:clamp(1.05rem,2.6vw,1.4rem);font-weight:800;color:var(--navy);line-height:1.2}
  .rel-intro{font-size:.82rem;color:var(--muted);line-height:1.8;margin-bottom:16px;max-width:980px}

  .rel-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:18px}
  .rel-card{
    background:var(--card);
    border:1px solid var(--border);
    border-radius:14px;
    padding:16px 16px 14px;
    box-shadow:0 6px 20px rgba(0,40,104,.05)
  }
  .rel-card+.rel-card{margin-top:12px}

  .rel-card-head{display:flex;align-items:flex-start;gap:10px;margin-bottom:8px}
  .rel-badge{
    min-width:28px;height:28px;border-radius:9px;
    background:var(--navy);color:#fff;
    display:flex;align-items:center;justify-content:center;
    font-family:Montserrat,sans-serif;font-size:.78rem;font-weight:800;flex-shrink:0
  }
  .rel-card-head h3{font-size:.9rem;font-weight:800;font-family:Montserrat,sans-serif;color:var(--navy);line-height:1.3}
  .rel-tagline{font-size:.75rem;color:var(--muted);margin-top:1px}

  .rel-list{list-style:none;margin:8px 0 4px;padding:0;display:grid;gap:6px}
  .rel-item{display:flex;align-items:flex-start;gap:7px}
  .rel-dot{
    width:8px;height:8px;border-radius:50%;
    background:var(--navy2);margin-top:6px;flex-shrink:0
  }
  .rel-item-main{font-size:.78rem;line-height:1.6}
  .rel-item-main a{color:var(--navy);font-weight:700;text-decoration:none}
  .rel-item-main a:hover{text-decoration:underline}
  .rel-item-main span{display:block;font-size:.72rem;color:var(--muted)}

  .rel-tags{display:flex;flex-wrap:wrap;gap:6px;margin-top:6px}
  .rel-tag{
    padding:3px 8px;border-radius:999px;
    border:1px solid var(--border);
    background:#f7faff;
    font-size:.68rem;color:var(--muted)
  }

  .rel-note{
    font-size:.72rem;
    color:var(--muted);
    margin-top:10px;
    background:#f3f5f8;
    padding:10px 12px;
    border-radius:8px;
    line-height:1.8
  }

  @media(max-width:1150px){
    .rel-grid{grid-template-columns:1fr}
  }
.faq-section{margin:28px 0 36px}
  .faq-head{display:flex;align-items:center;gap:10px;margin-bottom:8px}
  .faq-head-icon{width:34px;height:34px;border-radius:9px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;font-size:.95rem;flex-shrink:0}
  .faq-head h2{font-family:Montserrat,sans-serif;font-size:clamp(1.05rem,2.6vw,1.45rem);font-weight:800;color:var(--navy);line-height:1.2}
  .faq-intro{font-size:.82rem;color:var(--muted);line-height:1.8;margin-bottom:16px;max-width:980px}

  .faq-topbar{
    display:flex;flex-wrap:wrap;gap:8px;margin:0 0 14px;
    background:#f3f5f8;border:1px solid var(--border);border-radius:12px;padding:10px 12px
  }
  .faq-chip{
    padding:5px 9px;border-radius:999px;border:1px solid var(--border);
    background:#fff;font-size:.7rem;color:var(--muted)
  }

  .faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
  .faq-col{display:grid;gap:12px}

  .faq-card{
    background:var(--card);
    border:1px solid var(--border);
    border-radius:14px;
    box-shadow:0 6px 20px rgba(0,40,104,.05);
    overflow:hidden
  }

  .faq-title{
    display:flex;align-items:center;gap:9px;
    font-family:Montserrat,sans-serif;font-size:.9rem;font-weight:800;
    color:var(--navy);padding:14px 16px;border-bottom:1px solid var(--border);
    background:#fbfdff
  }
  .faq-num{
    width:24px;height:24px;border-radius:7px;background:var(--navy);color:#fff;
    display:flex;align-items:center;justify-content:center;font-size:.75rem;font-weight:800;flex-shrink:0
  }

  .faq-item{border-top:1px solid var(--border)}
  .faq-item:first-of-type{border-top:none}
  .faq-item details{display:block}
  .faq-item summary{
    list-style:none;cursor:pointer;position:relative;
    padding:14px 42px 14px 16px;
    font-size:.82rem;font-weight:700;color:var(--ink);line-height:1.55
  }
  .faq-item summary::-webkit-details-marker{display:none}
  .faq-item summary::after{
    content:"+";
    position:absolute;right:14px;top:50%;transform:translateY(-50%);
    width:22px;height:22px;border-radius:50%;
    background:#f0f4ff;color:var(--navy);
    display:flex;align-items:center;justify-content:center;
    font-size:1rem;font-weight:800
  }
  .faq-item details[open] summary::after{content:"−"}

  .faq-answer{
    padding:0 16px 14px;
    font-size:.78rem;color:var(--muted);line-height:1.8
  }
  .faq-answer p + p{margin-top:8px}

  .faq-banner{
    margin-top:16px;border-radius:14px;padding:16px 18px;color:#fff;
    background:linear-gradient(135deg,var(--navy),var(--navy2))
  }
  .faq-banner .eyebrow{font-size:.7rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;opacity:.86}
  .faq-banner .big{font-size:1.05rem;font-weight:800;margin-top:4px}
  .faq-banner .sub{font-size:.78rem;opacity:.92;margin-top:5px;line-height:1.65}

  .faq-note{
    font-size:.72rem;color:var(--muted);margin-top:10px;
    background:#f3f5f8;padding:10px 12px;border-radius:8px;line-height:1.8
  }

  @media(max-width:1150px){
    .faq-grid{grid-template-columns:1fr}
  }
 .legal-section{margin:28px 0 36px}
  .legal-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:18px}
  .legal-card{
    background:var(--card);
    border:1px solid var(--border);
    border-radius:14px;
    padding:16px 16px 14px;
    box-shadow:0 6px 20px rgba(0,40,104,.05)
  }
  .legal-title{
    display:flex;align-items:center;gap:9px;
    font-family:Montserrat,sans-serif;font-size:.92rem;font-weight:800;
    color:var(--navy);margin-bottom:8px
  }
  .legal-badge{
    width:24px;height:24px;border-radius:7px;
    background:var(--navy);color:#fff;
    display:flex;align-items:center;justify-content:center;
    font-size:.75rem;font-weight:800;flex-shrink:0
  }
  .legal-body{font-size:.78rem;color:var(--muted);line-height:1.8}
  .legal-body p + p{margin-top:8px}

  .legal-list{margin:8px 0 0;padding-left:16px;font-size:.78rem;color:var(--muted);line-height:1.7}
  .legal-list li + li{margin-top:4px}

  .legal-highlight{
    margin-top:10px;
    padding:10px 12px;
    border-radius:0 8px 8px 0;
    font-size:.76rem;
    line-height:1.7;
    background:#fff8e1;
    border-left:3px solid var(--amber);
    color:#6d4c00
  }

  .legal-note{
    margin-top:10px;
    font-size:.72rem;
    color:var(--muted);
    background:#f3f5f8;
    padding:10px 12px;
    border-radius:8px;
    line-height:1.8
  }

  .legal-link-box{
    background:linear-gradient(135deg,var(--navy),var(--navy2));
    border-radius:14px;
    padding:16px 18px;
    color:#fff
  }
  .legal-link-box h3{
    font-family:Montserrat,sans-serif;
    font-size:.92rem;
    font-weight:800;
    margin-bottom:6px
  }
  .legal-link-box p{font-size:.78rem;line-height:1.7;opacity:.95}
  .legal-link{
    display:inline-flex;align-items:center;gap:6px;
    margin-top:8px;
    padding:6px 10px;
    border-radius:999px;
    background:rgba(255,255,255,.12);
    border:1px solid rgba(255,255,255,.35);
    font-size:.75rem;
    color:#fff;
    text-decoration:none
  }
  .legal-link span{font-size:.82rem}
  .legal-link:hover{text-decoration:underline}

  @media(max-width:1150px){
    .legal-grid{grid-template-columns:1fr}
  }

/* GLOBAL SAFE CONTAINER */
.page-content,
.calc-wrap,
.card {
  box-sizing: border-box;
  max-width: 100%;
  overflow-x: hidden;
}
html,
body {
  max-width: 100%;
  overflow-x: hidden;
}
@media (max-width: 768px) {
  /* Core layout grids */
  .layout-grid,
  .metrics-grid,
  .scenario-grid,
  .legal-grid,
  .ed-pillars {
    grid-template-columns: 1fr !important;
  }

  /* Related calculators grids */
  .related-grid,
  .auth-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 480px) {
  .related-grid,
  .auth-grid {
    grid-template-columns: 1fr;
  }
}
/* Tables inside the tool */
.card table {
  table-layout: fixed;
  width: 100%;
}

.card th,
.card td {
  word-wrap: break-word;
  white-space: normal;
}

/* Hard clamp long words in any content */
.card,
.card * {
  word-break: break-word;
}
@media (max-width: 480px) {
  .primary-btn,
  .secondary-btn,
  .mode-toggle button,
  .faq-q,
  .related-card,
  .legal-footer-bar {
    max-width: 100%;
  }

  .tags {
    flex-wrap: wrap;
  }

  .tag {
    max-width: 100%;
  }
}

/* ============================================================
   🔧 UNIVERSAL ICON & HEADING ALIGNMENT FIX (MULTI-LINE WRAP)
   ============================================================ */

/* 1. H2 Section Headers */
.s-head, .sec-head, .faq-head {
    display: flex !important;
    align-items: flex-start !important; /* Align to the top, not the center */
}
.s-head h2, .sec-head h2, .faq-head h2 {
    margin: 0 !important;
    line-height: 1.3 !important; /* Give it a little breathing room for multi-line */
}
/* Push the large icon down slightly to match the first line's text center */
.s-head-icon, .icon-box, .faq-head-icon {
    margin-top: 3px !important; 
    flex-shrink: 0 !important;
}

/* 2. H3 Card Titles */
h3.title, .card .title {
    display: flex !important;
    align-items: flex-start !important; /* Align to the top */
    line-height: 1.4 !important;
    padding-top: 0 !important;
    margin-top: 0 !important; 
    margin-bottom: 12px !important;
}
/* Push the small number square down slightly to match the first line */
h3.title .num, .card .title .num {
    margin-top: 3px !important; 
    flex-shrink: 0 !important;
}

/* Strip the global H3 margin so it doesn't push things around */
h3 { margin-top: 14px !important; margin-bottom: 8px !important; }