:root{
      --global-palette1:#002868;
      --global-palette2:#00183F;
      --global-palette3:#1D1D1F;
      --global-palette4:#5F6368;
      --global-palette5:#E0E4E8;
      --global-palette6:#F7F9FC;
      --global-palette7:#FFFFFF;
      --global-palette8:#BF0A30;
      --global-palette9:#00875A;
      --navy-soft:#1e3a5f;
      --navy-mid:#2d5f8a;
      --green-soft:#e8f7f0;
      --red-soft:#fff0f3;
      --gold:#D4A017;
      --gold-soft:#fff8e1;
      --amber:#b7791f;
      --text:#1A1F36;
      --muted:#6B7280;
      --border:#D0D5E8;
      --card:#FFFFFF;
      --light:#F8F9FF;
      --shadow:0 8px 24px rgba(0,40,104,.10);
      --shadow-soft:0 4px 18px rgba(0,40,104,.08);
      --radius:12px;
    }
    *{box-sizing:border-box;margin:0;padding:0}
    body{font-family:Inter,sans-serif;background:var(--light);color:var(--text);min-height:100vh;line-height:1.6}
    h1,h2,h3,h4{font-family:Montserrat,sans-serif}
    .calc-header{background:linear-gradient(135deg,var(--navy-soft) 0%, var(--navy-mid) 100%);color:#fff;padding:28px 18px 22px;text-align:center}
    .calc-header h1{font-size:clamp(1.4rem,3.8vw,2rem);font-weight:800;margin-bottom:8px}
    .calc-header p{font-size:.92rem;opacity:.92;max-width:900px;margin:0 auto}
    .header-badges{display:flex;justify-content:center;gap:8px;flex-wrap:wrap;margin-top:14px}
    .header-badge{background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.28);border-radius:999px;padding:5px 12px;font-size:.72rem;font-weight:700}
    .calc-body{max-width:1280px;margin:0 auto;padding:18px 14px 32px}
    .ad-slot{background:#f0f4ff;border:2px dashed var(--border);border-radius:8px;padding:16px;text-align:center;color:var(--muted);font-size:.78rem;margin:14px 0}
    .ad-slot span{font-weight:700;color:var(--global-palette1)}
    .calc-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:18px;align-items:start}
    .card{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:18px;box-shadow:var(--shadow-soft)}
    .card + .card{margin-top:14px}
    .card-title{display:flex;align-items:center;gap:8px;font-size:.97rem;font-weight:700;color:var(--navy-soft);margin-bottom:12px;padding-bottom:8px;border-bottom:2px solid var(--global-palette6)}
    .icon-box{width:22px;height:22px;border-radius:6px;background:var(--navy-soft);display:flex;align-items:center;justify-content:center;color:#fff;font-size:.75rem;flex-shrink:0}
    .form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
    .form-row{margin-bottom:12px}
    .form-row label{display:block;font-size:.79rem;font-weight:700;color:var(--text);margin-bottom:5px}
    .form-row label .hint{font-weight:500;color:var(--muted);font-size:.72rem}
    input[type="number"],input[type="text"],select{width:100%;border:1.5px solid var(--border);border-radius:8px;padding:9px 11px;font-size:.88rem;font-family:Inter,sans-serif;color:var(--text);background:#fff;outline:none;transition:border .2s, box-shadow .2s}
    input:focus,select:focus{border-color:var(--navy-soft);box-shadow:0 0 0 3px rgba(0,40,104,.08)}
    .toggle-group{display:flex;gap:0}
    .toggle-group label{flex:1;text-align:center;padding:8px 6px;font-size:.77rem;font-weight:700;cursor:pointer;border:1.5px solid var(--border);background:#fff;color:var(--muted);transition:all .2s}
    .toggle-group label:first-child{border-radius:8px 0 0 8px}
    .toggle-group label:last-child{border-radius:0 8px 8px 0}
    .toggle-group input{display:none}
    .toggle-group label:has(input:checked){background:var(--navy-soft);color:#fff;border-color:var(--navy-soft)}
    .calc-actions{display:flex;gap:9px;flex-wrap:wrap;margin-top:8px}
    .btn{padding:10px 18px;border-radius:8px;font-family:Montserrat,sans-serif;font-size:.8rem;font-weight:700;cursor:pointer;border:2px solid transparent;transition:all .2s;display:inline-flex;align-items:center;gap:6px}
    .btn-primary{background:var(--global-palette9);color:#fff;border-color:var(--global-palette9)}
    .btn-primary:hover{background:#006e32}
    .btn-outline{background:#fff;color:var(--global-palette8);border-color:var(--global-palette8)}
    .btn-outline:hover{background:var(--global-palette8);color:#fff}
    .btn-secondary{background:var(--navy-soft);color:#fff;border-color:var(--navy-soft)}
    .btn-secondary:hover{background:#152c47}
    .btn-wa{background:#25D366;color:#fff;border-color:#25D366}
    .btn-wa:hover{background:#1daa53}
    .hidden{display:none!important}
    .result-highlight{background:linear-gradient(135deg,var(--navy-soft),var(--navy-mid));color:#fff;border-radius:12px;padding:18px;margin-bottom:12px}
    .result-highlight.green{background:linear-gradient(135deg,var(--global-palette9),#006e32)}
    .result-highlight.red{background:linear-gradient(135deg,var(--global-palette8),#8b0020)}
    .result-highlight.amber{background:linear-gradient(135deg,#9a6c00,#c28700)}
    .result-highlight .label{font-size:.73rem;opacity:.82;letter-spacing:.4px;text-transform:uppercase;margin-bottom:4px}
    .result-highlight .value{font-size:1.6rem;font-weight:800;font-family:Montserrat,sans-serif}
    .result-highlight .sub{font-size:.8rem;opacity:.78;margin-top:3px}
    .result-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-bottom:12px}
    .res-box{background:var(--global-palette6);border:1px solid var(--border);border-radius:10px;padding:11px;text-align:center}
    .rb-label{font-size:.69rem;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.4px;margin-bottom:4px}
    .rb-val{font-size:1rem;font-weight:800;color:var(--navy-soft);font-family:Montserrat,sans-serif}
    .rb-sub{font-size:.69rem;color:var(--muted);margin-top:2px}
    .td-green{color:var(--global-palette9)!important}
    .td-red{color:var(--global-palette8)!important}
    .td-amber{color:var(--amber)!important}
    .alert-info,.alert-danger,.alert-warning,.alert-success{padding:11px 13px;font-size:.8rem;line-height:1.55;border-radius:0 8px 8px 0;margin:9px 0}
    .alert-info{background:#f0f6ff;border-left:4px solid var(--navy-soft);color:var(--text)}
    .alert-danger{background:#ffebee;border-left:4px solid var(--global-palette8);color:#b71c1c}
    .alert-warning{background:var(--gold-soft);border-left:4px solid var(--gold);color:#5d4037}
    .alert-success{background:#e8f5e9;border-left:4px solid var(--global-palette9);color:#1b5e20}
    .alert-info strong,.alert-danger strong,.alert-warning strong,.alert-success strong{display:block;margin-bottom:4px}
    .section-label{font-family:Montserrat,sans-serif;font-size:.8rem;font-weight:800;color:var(--navy-soft);text-transform:uppercase;letter-spacing:.5px;margin:14px 0 9px;padding-bottom:5px;border-bottom:2px solid var(--global-palette6)}
    .data-table-wrap{overflow-x:auto;border-radius:10px;border:1px solid var(--border)}
    table{width:100%;border-collapse:collapse;font-size:.78rem}
    thead th{background:var(--navy-soft);color:#fff;padding:9px 11px;text-align:left;font-family:Montserrat,sans-serif;font-size:.72rem;white-space:nowrap}
    tbody tr:nth-child(even){background:#f5f7ff}
    tbody tr:hover{background:#eef1ff}
    td{padding:8px 11px;border-bottom:1px solid var(--border);white-space:nowrap}
    .chart-wrap{position:relative;height:280px;margin-top:10px}
    .scenario-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:10px 0}
    .scenario-col{border:1px solid var(--border);border-radius:10px;overflow:hidden;background:#fff}
    .scenario-col-header{padding:9px;text-align:center;font-size:.74rem;font-weight:800;font-family:Montserrat,sans-serif}
    .scenario-col-body{padding:9px;font-size:.76rem}
    .sc-base{background:var(--navy-soft);color:#fff}
    .sc-stress{background:#fff3e0;color:#8a4b08}
    .sc-downside{background:#ffebee;color:#b71c1c}
    .scenario-row{display:flex;justify-content:space-between;gap:8px;padding:5px 0;border-bottom:1px solid rgba(0,0,0,.06)}
    .scenario-row:last-child{border-bottom:none;font-weight:700}
    .disclaimer{font-size:.72rem;color:var(--muted);margin-top:12px;line-height:1.55;padding:10px 12px;background:#f5f5f5;border-radius:8px}
    .placeholder-msg{text-align:center;padding:38px 18px;color:var(--muted)}
    .placeholder-msg .big-icon{font-size:2.2rem;margin-bottom:10px}
    .sticky-note{background:#f8fbff;border:1px dashed var(--border);padding:10px 12px;border-radius:10px;font-size:.76rem;color:var(--muted)}
    @media (max-width:900px){.calc-grid{grid-template-columns:1fr}.form-grid,.scenario-grid,.result-grid{grid-template-columns:1fr 1fr}}
    @media (max-width:600px){.calc-body{padding:14px 10px 28px}.form-grid,.result-grid,.scenario-grid{grid-template-columns:1fr}.card{padding:16px}.calc-header{padding:24px 14px 20px}.calc-header p{font-size:.86rem}}
    /* FAQ Toggle Logic */
.rcf-faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease-out, padding 0.3s ease;
  padding: 0 20px; /* Match your question padding */
  background: #fff;
}

.rcf-faq-item.is-open .rcf-faq-answer {
  max-height: 1000px; /* Large enough to fit content */
  padding: 15px 20px 25px 20px; /* Spacing when open */
  border-bottom: 1px solid var(--g200);
}

/* Style the Question when open */
.rcf-faq-item.is-open .rcf-faq-q {
  background-color: var(--navy-xl, #f0f4ff);
  color: var(--navy);
}

.rcf-faq-q-icon {
  transition: transform 0.2s ease;
}

.rcf-faq-item.is-open .rcf-faq-q-icon {
  color: var(--red);
  font-weight: bold;
}


/* ── ROOT (mirrors calculator) ── */
:root{
  --p1:#002868;--p2:#00183F;--p8:#BF0A30;--p9:#00875A;
  --navy-soft:#1e3a5f;--navy-mid:#2d5f8a;--navy-xl:#e8f0fb;
  --green-soft:#e8f7f0;--red-soft:#fff0f3;
  --gold:#D4A017;--gold-soft:#fff8e1;
  --amber:#b7791f;--amber-soft:#fef3c7;
  --text:#1A1F36;--muted:#6B7280;
  --border:#D0D5E8;--card:#FFFFFF;--light:#F8F9FF;
  --shadow:0 8px 24px rgba(0,40,104,.10);
  --shadow-soft:0 4px 18px rgba(0,40,104,.08);
  --radius:12px;
}

/* ── GLOBAL MOBILE GUARD ── */
html,body{max-width:100vw;overflow-x:hidden}
*{box-sizing:border-box}

/* ── OUTER WRAP ── */
.rcf-wrap{max-width:1100px;margin:0 auto 80px;padding:0 20px}
@media(max-width:640px){.rcf-wrap{padding:0 14px}}

/* ── SHARED CARD ── */
.rcf-card{background:var(--card);border:1px solid var(--border);
  border-radius:var(--radius);box-shadow:var(--shadow-soft);margin-bottom:24px;overflow:hidden}
.rcf-card-body{padding:32px 36px}
@media(max-width:640px){.rcf-card-body{padding:20px 16px}}

/* ── SECTION HEADER BAND ── */
.rcf-section-head{background:linear-gradient(135deg,var(--navy-soft) 0%,var(--navy-mid) 100%);
  padding:36px 36px 32px;position:relative;overflow:hidden;margin-bottom:24px;border-radius:var(--radius)}
.rcf-section-head::after{content:'';position:absolute;inset:0;
  background-image:radial-gradient(rgba(255,255,255,.04) 1px,transparent 1px);
  background-size:28px 28px;pointer-events:none}
.rcf-sh-inner{position:relative;z-index:1}
.rcf-sh-eyebrow{font-size:11px;font-weight:800;letter-spacing:2.5px;text-transform:uppercase;
  color:rgba(255,255,255,.5);margin-bottom:12px}
.rcf-section-head h2{font-size:clamp(20px,3.5vw,32px);font-weight:900;color:#fff;
  line-height:1.2;margin-bottom:10px;font-family:Montserrat,sans-serif}
.rcf-section-head h2 span{color:#7fd6e8}
.rcf-section-head p{font-size:14px;color:rgba(255,255,255,.78);max-width:680px;
  line-height:1.75;margin-bottom:20px}
.rcf-sh-badges{display:flex;flex-wrap:wrap;gap:8px}
.rcf-sh-badge{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.2);
  border-radius:999px;padding:5px 13px;font-size:11.5px;font-weight:700;color:rgba(255,255,255,.88)}
.rcf-sh-badge.g{background:rgba(0,135,90,.25);border-color:rgba(0,135,90,.4);color:#6ee7b7}
.rcf-sh-badge.a{background:rgba(212,160,23,.25);border-color:rgba(212,160,23,.4);color:#fde68a}
@media(max-width:600px){.rcf-section-head{padding:24px 16px}}

/* ── BODY TEXT ── */
.rcf-body{font-size:14.5px;color:var(--muted);line-height:1.82;margin-bottom:16px}
.rcf-body strong{color:var(--text);font-weight:700}

/* ── SUB HEADING ── */
.rcf-sub-head{font-family:Montserrat,sans-serif;font-size:16px;font-weight:800;
  color:var(--navy-soft);margin:28px 0 12px;padding-bottom:8px;
  border-bottom:2px solid var(--navy-xl);display:flex;align-items:center;gap:9px}
@media(max-width:480px){.rcf-sub-head{font-size:14px}}

/* ── FORMULA BOX ── */
.rcf-formula-box{background:linear-gradient(135deg,var(--navy-soft),var(--navy-mid));
  border-radius:12px;padding:22px 26px;margin:20px 0;position:relative;overflow:hidden}
.rcf-formula-box::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--p9),#7fd6e8)}
.rcf-fb-label{font-size:10px;font-weight:800;letter-spacing:2px;text-transform:uppercase;
  color:rgba(255,255,255,.5);margin-bottom:8px}
.rcf-fb-formula{font-family:Montserrat,sans-serif;font-size:clamp(13px,2.5vw,19px);
  font-weight:900;color:#7fd6e8;line-height:1.5;margin-bottom:10px;word-break:break-word}
.rcf-fb-vars{display:flex;flex-wrap:wrap;gap:7px}
.rcf-fb-var{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.15);
  border-radius:6px;padding:3px 11px;font-size:12px;font-weight:600;color:rgba(255,255,255,.88)}
@media(max-width:480px){.rcf-formula-box{padding:16px 14px}}

/* ── STEPS ── */
.rcf-steps{counter-reset:rcfs;display:flex;flex-direction:column;gap:10px;margin:18px 0}
.rcf-step{display:flex;gap:14px;align-items:flex-start;background:var(--light);
  border:1px solid var(--border);border-radius:10px;padding:14px 16px}
.rcf-step::before{counter-increment:rcfs;content:counter(rcfs);font-family:Montserrat,sans-serif;
  font-size:11px;font-weight:900;color:#fff;background:var(--navy-soft);min-width:26px;
  height:26px;border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.rcf-step-title{font-weight:700;font-size:13.5px;color:var(--text);margin-bottom:4px}
.rcf-step-detail{font-size:12.5px;color:var(--muted);line-height:1.65}
.rcf-step-math{font-family:Montserrat,sans-serif;font-size:12px;font-weight:800;
  color:var(--navy-soft);background:var(--navy-xl);display:inline-block;
  padding:3px 10px;border-radius:5px;margin-top:6px;word-break:break-all}
@media(max-width:480px){.rcf-step{gap:10px;padding:12px}}

/* ── INSIGHT GRID ── */
.rcf-insight-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:18px 0}
@media(max-width:700px){.rcf-insight-grid{grid-template-columns:1fr 1fr}}
@media(max-width:420px){.rcf-insight-grid{grid-template-columns:1fr}}
.rcf-insight-card{border-radius:10px;padding:16px;border:1.5px solid}
.rcf-insight-card.blue{background:var(--navy-xl);border-color:#c7d2fe}
.rcf-insight-card.green{background:var(--green-soft);border-color:#a7f3d0}
.rcf-insight-card.amber{background:var(--amber-soft);border-color:#fde68a}
.rcf-insight-card.red{background:var(--red-soft);border-color:#fca5a5}
.rcf-insight-card.gold{background:var(--gold-soft);border-color:#fde68a}
.rcf-ic-num{font-family:Montserrat,sans-serif;font-size:30px;font-weight:900;line-height:1;margin-bottom:3px}
.rcf-insight-card.blue .rcf-ic-num{color:var(--p1)}
.rcf-insight-card.green .rcf-ic-num{color:var(--p9)}
.rcf-insight-card.amber .rcf-ic-num{color:var(--amber)}
.rcf-insight-card.red .rcf-ic-num{color:var(--p8)}
.rcf-insight-card.gold .rcf-ic-num{color:var(--gold)}
.rcf-ic-label{font-family:Montserrat,sans-serif;font-size:10px;font-weight:800;
  text-transform:uppercase;letter-spacing:.8px;color:var(--muted);margin-bottom:5px}
.rcf-ic-desc{font-size:12px;color:var(--muted);line-height:1.6}
@media(max-width:480px){.rcf-insight-card{padding:12px}}

/* ── DEMO CALC BOX ── */
.rcf-demo-calc{background:linear-gradient(135deg,var(--navy-soft),var(--navy-mid));
  border-radius:14px;padding:26px 28px;margin:20px 0;color:#fff;position:relative;overflow:hidden}
.rcf-demo-calc::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;
  background:linear-gradient(90deg,var(--p9),#7fd6e8,var(--gold))}
.rcf-dc-title{font-family:Montserrat,sans-serif;font-size:10px;font-weight:900;
  letter-spacing:2px;text-transform:uppercase;color:rgba(255,255,255,.5);margin-bottom:14px}
.rcf-dc-scenario{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);
  border-radius:10px;padding:14px;margin-bottom:14px;font-size:12.5px;
  color:rgba(255,255,255,.85);line-height:1.7}
.rcf-dc-scenario strong{color:#7fd6e8}
.rcf-dc-result-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:9px}
@media(max-width:560px){.rcf-dc-result-grid{grid-template-columns:1fr 1fr}}
@media(max-width:360px){.rcf-dc-result-grid{grid-template-columns:1fr}}
.rcf-dc-r{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.1);
  border-radius:8px;padding:11px;text-align:center}
.rcf-dc-num{font-family:Montserrat,sans-serif;font-size:19px;font-weight:900;
  color:#6ee7b7;line-height:1}
.rcf-dc-num.warn{color:#fcd34d}
.rcf-dc-num.bad{color:#fca5a5}
.rcf-dc-lbl{font-size:10px;font-weight:700;text-transform:uppercase;
  letter-spacing:.4px;color:rgba(255,255,255,.5);margin-top:3px}
@media(max-width:480px){.rcf-demo-calc{padding:18px 14px}}

/* ── CALLOUT ── */
.rcf-callout{border-radius:10px;padding:16px 18px;margin:16px 0;
  display:flex;gap:12px;align-items:flex-start;border:1px solid}
.rcf-callout.blue{background:var(--navy-xl);border-color:#c7d2fe}
.rcf-callout.green{background:var(--green-soft);border-color:#a7f3d0}
.rcf-callout.amber{background:var(--amber-soft);border-color:#fde68a}
.rcf-callout.red{background:var(--red-soft);border-color:#fca5a5}
.rcf-callout.gold{background:var(--gold-soft);border-color:#fde68a}
.rcf-c-ico{font-size:20px;flex-shrink:0;line-height:1}
.rcf-c-body{font-size:13px;color:var(--muted);line-height:1.72}
.rcf-c-body strong{color:var(--text);font-weight:700}

/* ── TWO COLUMN ── */
.rcf-two-col{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:18px 0}
@media(max-width:620px){.rcf-two-col{grid-template-columns:1fr}}
.rcf-col-box{background:var(--light);border:1px solid var(--border);border-radius:10px;padding:18px}
.rcf-col-box h4{font-family:Montserrat,sans-serif;font-size:12.5px;font-weight:800;
  color:var(--navy-soft);margin-bottom:10px}
.rcf-col-list{list-style:none;display:flex;flex-direction:column;gap:8px;padding:0}
.rcf-col-list li{font-size:13px;color:var(--muted);display:flex;gap:8px;
  align-items:flex-start;line-height:1.55}
.rcf-col-list li::before{content:"✓";color:var(--p9);font-weight:900;flex-shrink:0}
.rcf-col-list li.no::before{content:"✗";color:var(--p8)}
@media(max-width:480px){.rcf-col-box{padding:14px}}

/* ── DATA TABLE ── */
.rcf-table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:10px;margin:16px 0}
.rcf-table{width:100%;border-collapse:collapse;font-size:13px;min-width:500px}
.rcf-table thead tr{background:var(--navy-soft);color:#fff}
.rcf-table thead th{font-family:Montserrat,sans-serif;font-size:10.5px;font-weight:800;
  letter-spacing:.8px;text-transform:uppercase;padding:11px 14px;
  text-align:left;white-space:nowrap}
.rcf-table thead th:first-child{border-radius:8px 0 0 0}
.rcf-table thead th:last-child{border-radius:0 8px 0 0}
.rcf-table tbody tr{border-bottom:1px solid var(--border);transition:background .15s}
.rcf-table tbody tr:hover{background:var(--light)}
.rcf-table tbody tr:last-child{border-bottom:none}
.rcf-table tbody td{padding:10px 14px;color:var(--muted);vertical-align:middle}
.rcf-table tbody td:first-child{font-weight:700;color:var(--text)}
.rcf-pill-g{display:inline-block;background:#d1fae5;color:#065f46;
  font-size:11px;font-weight:700;padding:2px 9px;border-radius:999px}
.rcf-pill-a{display:inline-block;background:var(--amber-soft);color:#92400e;
  font-size:11px;font-weight:700;padding:2px 9px;border-radius:999px}
.rcf-pill-r{display:inline-block;background:var(--red-soft);color:#991b1b;
  font-size:11px;font-weight:700;padding:2px 9px;border-radius:999px}
.rcf-pill-n{display:inline-block;background:var(--navy-xl);color:var(--p1);
  font-size:11px;font-weight:700;padding:2px 9px;border-radius:999px}

/* ── PRO TIP CARDS ── */
.rcf-tips{display:flex;flex-direction:column;gap:14px;margin:18px 0}
.rcf-tip{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);
  box-shadow:var(--shadow-soft);overflow:hidden;display:grid;grid-template-columns:68px 1fr}
@media(max-width:480px){.rcf-tip{grid-template-columns:54px 1fr}}
.rcf-tip-num{background:var(--navy-soft);display:flex;flex-direction:column;
  align-items:center;justify-content:center;padding:18px 8px;gap:3px}
.rcf-tip-num .tn{font-family:Montserrat,sans-serif;font-size:26px;font-weight:900;
  color:#fff;line-height:1}
.rcf-tip-num .tl{font-size:9px;font-weight:700;text-transform:uppercase;
  letter-spacing:1px;color:rgba(255,255,255,.45)}
@media(max-width:480px){.rcf-tip-num .tn{font-size:20px}}
.rcf-tip-body{padding:18px 20px}
@media(max-width:480px){.rcf-tip-body{padding:12px 14px}}
.rcf-tip-tag{display:inline-block;font-size:10px;font-weight:800;letter-spacing:.8px;
  text-transform:uppercase;padding:2px 9px;border-radius:999px;margin-bottom:7px}
.rcf-tip-tag.inv{background:var(--navy-xl);color:var(--p1)}
.rcf-tip-tag.risk{background:var(--red-soft);color:var(--p8)}
.rcf-tip-tag.both{background:var(--amber-soft);color:var(--amber)}
.rcf-tip-tag.fin{background:var(--green-soft);color:var(--p9)}
.rcf-tip-title{font-family:Montserrat,sans-serif;font-size:14px;font-weight:800;
  color:var(--text);margin-bottom:5px;line-height:1.3}
@media(max-width:480px){.rcf-tip-title{font-size:13px}}
.rcf-tip-desc{font-size:13px;color:var(--muted);line-height:1.7}

/* ── WARNING / SUCCESS STRIPS ── */
.rcf-warning{background:var(--red-soft);border:1px solid #fca5a5;border-left:5px solid var(--p8);
  border-radius:10px;padding:14px 18px;margin:16px 0;font-size:13px;color:#7f1d1d;line-height:1.7}
.rcf-success{background:var(--green-soft);border:1px solid #a7f3d0;border-left:5px solid var(--p9);
  border-radius:10px;padding:14px 18px;margin:16px 0;font-size:13px;color:#064e3b;line-height:1.7}

/* ── DISCLAIMER ── */
.rcf-disclaimer{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);
  padding:26px 30px;box-shadow:var(--shadow-soft);display:flex;gap:18px;
  align-items:flex-start;margin-bottom:24px}
@media(max-width:600px){.rcf-disclaimer{flex-direction:column;gap:12px;padding:18px 14px}}
.rcf-disc-ico{font-size:30px;flex-shrink:0}
.rcf-disc-body h3{font-family:Montserrat,sans-serif;font-size:14px;font-weight:800;
  color:var(--navy-soft);margin-bottom:8px}
.rcf-disc-body p{font-size:13px;color:var(--muted);line-height:1.75}
.rcf-disc-body p+p{margin-top:8px}

/* ── FAQ ── */
.rcf-faq-header{text-align:center;padding:36px 20px 8px}
.rcf-faq-header h2{font-family:Montserrat,sans-serif;font-size:clamp(19px,3vw,26px);
  font-weight:900;color:var(--navy-soft);margin-bottom:8px}
.rcf-faq-header p{font-size:13.5px;color:var(--muted);max-width:560px;margin:0 auto}
.rcf-faq-list{display:flex;flex-direction:column;gap:0;margin:20px 0}
.rcf-faq-item{border:1px solid var(--border);border-radius:10px;background:var(--card);
  margin-bottom:8px;overflow:hidden;transition:box-shadow .2s}
.rcf-faq-item.is-open{box-shadow:var(--shadow-soft)}
.rcf-faq-q{width:100%;background:none;border:none;cursor:pointer;
  display:flex;align-items:center;gap:10px;padding:15px 18px;text-align:left}
@media(max-width:480px){.rcf-faq-q{padding:13px 12px;gap:8px}}
.rcf-faq-q-lbl{font-family:Montserrat,sans-serif;font-size:10px;font-weight:900;
  color:#fff;background:var(--navy-soft);border-radius:5px;padding:2px 8px;
  flex-shrink:0;letter-spacing:.4px}
.rcf-faq-item.is-open .rcf-faq-q-lbl{background:var(--p9)}
.rcf-faq-q-text{font-family:Montserrat,sans-serif;font-size:13.5px;font-weight:700;
  color:var(--text);line-height:1.4;flex:1}
@media(max-width:480px){.rcf-faq-q-text{font-size:12.5px}}
.rcf-faq-q-icon{font-size:20px;font-weight:300;color:var(--muted);flex-shrink:0;
  transition:transform .25s,color .2s;line-height:1}
.rcf-faq-item.is-open .rcf-faq-q-icon{transform:rotate(45deg);color:var(--navy-soft)}
.rcf-faq-answer{display:none;padding:0 18px 16px;font-size:13.5px;
  color:var(--muted);line-height:1.8;border-top:1px solid #f0f4ff}
@media(max-width:480px){.rcf-faq-answer{padding:0 12px 14px;font-size:13px}}
.rcf-faq-item.is-open .rcf-faq-answer{display:block}
.rcf-faq-answer p{margin-top:12px}

/* ── RELATED CALCULATOR CARDS ── */
.rcf-related-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));
  gap:12px;margin-top:18px}
@media(max-width:480px){.rcf-related-grid{grid-template-columns:1fr}}
.rcf-rel-card{background:var(--card);border:1.5px solid var(--border);
  border-radius:var(--radius);padding:16px;display:flex;flex-direction:column;gap:9px;
  text-decoration:none;color:inherit;transition:box-shadow .2s,border-color .2s,transform .15s;
  position:relative;overflow:hidden}
.rcf-rel-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;
  background:var(--navy-soft);border-radius:var(--radius) var(--radius) 0 0;
  opacity:0;transition:opacity .2s}
.rcf-rel-card:hover{box-shadow:var(--shadow);border-color:var(--navy-mid);transform:translateY(-2px)}
.rcf-rel-card:hover::before{opacity:1}
.rcf-rel-card:hover{text-decoration:none}
.rcf-rc-icon{width:38px;height:38px;background:var(--navy-xl);border-radius:9px;
  display:flex;align-items:center;justify-content:center;font-size:19px;flex-shrink:0}
.rcf-rc-name{font-family:Montserrat,sans-serif;font-size:12.5px;font-weight:800;
  color:var(--text);line-height:1.3;margin-bottom:2px}
.rcf-rc-desc{font-size:11.5px;color:var(--muted);line-height:1.55;flex:1}
.rcf-rc-footer{display:flex;align-items:center;justify-content:space-between;
  margin-top:auto;padding-top:7px;border-top:1px solid #f0f4ff}
.rcf-rc-tag{font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:.4px;
  padding:2px 8px;border-radius:999px;background:var(--navy-xl);color:var(--p1)}
.rcf-rc-arrow{font-size:15px;color:var(--border);transition:transform .2s,color .2s}
.rcf-rel-card:hover .rcf-rc-arrow{transform:translateX(3px);color:var(--navy-soft)}
/* ============================================================
   FINAL MOBILE FIX: STACKING & OVERFLOW PROTECTION
   ============================================================ */

/* 1. Global Reset to prevent side-scrolling */
html, body {
  max-width: 100vw !important;
  overflow-x: hidden !important;
  position: relative;
}

/* 2. Fix the Red Deal Rating Box (The primary cause of overflow) */
#dealRating.result-highlight {
  width: 100% !important;
  box-sizing: border-box !important;
}

#dealRatingSub {
  white-space: normal !important; /* Forces the long "Targets met..." text to wrap */
  word-wrap: break-word !important;
  display: block !important;
  font-size: 0.8rem !important;
}

/* 3. Stack the Main Grid */
@media (max-width: 960px) {
  .calc-grid {
    display: block !important; /* Block is safer than flex for simple stacking */
  }
  
  .calc-grid > div {
    width: 100% !important;
    margin-bottom: 20px;
  }

  .calc-body {
    padding: 15px 10px !important;
  }
}

/* 4. Make Result Boxes Full Width */
@media (max-width: 768px) {
  .result-grid, .scenario-grid {
    display: block !important; /* Kill the grid/flex layout */
    width: 100% !important;
  }

  .res-box, .scenario-col {
    width: 100% !important; /* Force them to take up the whole card width */
    margin-bottom: 10px !important;
    display: block !important;
  }

  /* Fix Form Grid (Purchase Price, etc.) */
  .form-grid {
    display: block !important;
  }
  
  .form-row {
    width: 100% !important;
  }
}

/* 5. Fix the "9 Deal Breakdown" Table */
@media (max-width: 600px) {
  .data-table-wrap {
    width: 100% !important;
    overflow-x: auto !important; /* Enables horizontal swipe for the table */
    -webkit-overflow-scrolling: touch !important;
    border: 1px solid var(--border);
  }

  table {
    min-width: 550px !important; /* Prevents columns from squashing */
  }

  .card {
    padding: 14px !important;
    overflow: hidden; /* Keeps everything inside the card */
  }

  /* Stack Buttons */
  .calc-actions {
    flex-direction: column !important;
  }
  
  .btn {
    width: 100% !important;
    justify-content: center;
  }
}