:root{
  --navy:#002868;--green:#00843D;--red:#BF0A30;
  --light-bg:#F8F9FF;--card-bg:#FFFFFF;--border:#D0D5E8;
  --text:#1A1F36;--muted:#6B7280;
  --uk-red:#CF142B;--uk-blue:#00247D;
  --stamp:#8B5E3C;--stamp-light:#FFF8F0;
}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Inter',sans-serif;background:var(--light-bg);color:var(--text);font-size:15px;line-height:1.6}
h1,h2,h3,h4{font-family:'Montserrat',sans-serif}

/* HEADER */
.calc-header{background:linear-gradient(135deg,var(--uk-blue) 0%,#1a3a6b 45%,var(--stamp) 100%);color:#fff;padding:28px 24px 22px;text-align:center;position:relative;overflow:hidden}
.calc-header::before{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='40' height='40' viewBox='0 0 40 40' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M20 20.5V18H0v5h20v-2.5zM15 28H0v5h40v-5H15zM40 20H20v5h20V20zM5 0H0v5h5V0zm10 0h-5v5h5V0zm10 0h-5v5h5V0zm10 0h-5v5h5V0zm5 0h-5v5h5V0z'/%3E%3C/g%3E%3C/svg%3E");pointer-events:none}
.calc-header h1{font-size:clamp(18px,4vw,26px);font-weight:800;margin-bottom:6px;position:relative}
.calc-header p{font-size:13px;opacity:.85;position:relative;max-width:640px;margin:0 auto}
.header-badge{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.3);border-radius:20px;padding:4px 14px;font-size:12px;font-weight:700;margin-bottom:10px}

/* TABS */
.tab-nav{display:flex;gap:3px;padding:14px 14px 0;background:#fff;border-bottom:2px solid var(--border);overflow-x:auto;scrollbar-width:none}
.tab-nav::-webkit-scrollbar{display:none}
.tab-btn{flex-shrink:0;padding:8px 14px;border:none;background:none;font-family:'Montserrat',sans-serif;font-size:11.5px;font-weight:700;color:var(--muted);cursor:pointer;border-radius:8px 8px 0 0;transition:.2s;white-space:nowrap;border-bottom:3px solid transparent;margin-bottom:-2px}
.tab-btn.active{color:var(--navy);border-bottom-color:var(--navy);background:var(--light-bg)}
.tab-btn:hover:not(.active){color:var(--navy);background:var(--light-bg)}
.tab-pane{display:none;padding:18px 16px}
.tab-pane.active{display:block}

/* LAYOUT */
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:start}
@media(max-width:768px){.two-col{grid-template-columns:1fr}}
.card{background:var(--card-bg);border:1px solid var(--border);border-radius:12px;padding:18px;margin-bottom:14px}
.card-title{font-family:'Montserrat',sans-serif;font-size:13.5px;font-weight:700;color:var(--navy);margin-bottom:12px;display:flex;align-items:center;gap:8px}
.card-title .badge{background:var(--navy);color:#fff;font-size:10px;padding:2px 8px;border-radius:10px}

/* FORM */
.form-group{margin-bottom:12px}
label{display:block;font-size:11.5px;font-weight:600;color:var(--muted);margin-bottom:4px;text-transform:uppercase;letter-spacing:.4px}
input[type=number],input[type=text],select,textarea{width:100%;padding:9px 12px;border:1.5px solid var(--border);border-radius:8px;font-size:14px;font-family:'Inter',sans-serif;color:var(--text);background:#fff;transition:.2s;-moz-appearance:textfield}
input[type=number]::-webkit-outer-spin-button,input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none}
input:focus,select:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px rgba(0,40,104,.1)}
.input-prefix{position:relative}
.input-prefix span{position:absolute;left:11px;top:50%;transform:translateY(-50%);font-size:14px;color:var(--muted);font-weight:600;pointer-events:none}
.input-prefix input{padding-left:26px}
.row-2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.row-3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:8px}
@media(max-width:480px){.row-2,.row-3{grid-template-columns:1fr}}

/* TOGGLE */
.toggle-group{display:flex;gap:0;border:1.5px solid var(--border);border-radius:8px;overflow:hidden;margin-bottom:12px}
.toggle-group label{margin:0}
.toggle-group input[type=radio]{display:none}
.toggle-group .tgl-btn{display:block;padding:8px 12px;font-size:11.5px;font-weight:700;color:var(--muted);cursor:pointer;background:#fff;border-right:1px solid var(--border);transition:.2s;white-space:nowrap;text-transform:uppercase;letter-spacing:.3px}
.toggle-group label:last-child .tgl-btn{border-right:none}
.toggle-group input[type=radio]:checked+.tgl-btn{background:var(--navy);color:#fff}

/* NATION SELECTOR */
.nation-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1.5px solid var(--border);border-radius:8px;overflow:hidden;margin-bottom:14px}
.nation-grid input{display:none}
.nation-grid label{display:flex;flex-direction:column;align-items:center;padding:9px 4px;cursor:pointer;background:#fff;border-right:1px solid var(--border);font-size:11px;font-weight:700;color:var(--muted);text-align:center;transition:.2s}
.nation-grid label:last-child{border-right:none}
.nation-grid label .flag{font-size:20px;margin-bottom:2px}
.nation-grid input:checked+label{background:var(--navy);color:#fff}

/* RESULTS */
.result-hero{background:linear-gradient(135deg,var(--navy),#1a3a6b);color:#fff;border-radius:12px;padding:18px;text-align:center;margin-bottom:14px}
.result-hero .label{font-size:11px;opacity:.8;text-transform:uppercase;letter-spacing:.5px;margin-bottom:4px}
.result-hero .value{font-size:34px;font-family:'Montserrat',sans-serif;font-weight:800}
.result-hero .subtitle{font-size:12px;opacity:.7;margin-top:3px}

.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-bottom:14px}
.result-item{background:var(--light-bg);border-radius:9px;padding:11px 13px;border:1px solid var(--border)}
.result-item .r-label{font-size:11px;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.4px;margin-bottom:3px}
.result-item .r-value{font-size:17px;font-family:'Montserrat',sans-serif;font-weight:700;color:var(--navy)}
.result-item .r-sub{font-size:11px;color:var(--muted);margin-top:2px}
.result-item.highlight{background:var(--green);border-color:var(--green)}
.result-item.highlight .r-label,.result-item.highlight .r-value,.result-item.highlight .r-sub{color:#fff}
.result-item.warn{background:#FFF3CD;border-color:#FFCA28}
.result-item.warn .r-label{color:#7B5800}
.result-item.warn .r-value{color:#5D4000}
.result-item.danger{background:#FEF2F2;border-color:#FECACA}
.result-item.danger .r-label{color:#991B1B}
.result-item.danger .r-value{color:#7F1D1D}

/* TABLE */
.sdlt-table{width:100%;border-collapse:collapse;font-size:13px}
.sdlt-table th{background:var(--navy);color:#fff;padding:8px 11px;text-align:left;font-size:11px;text-transform:uppercase;letter-spacing:.4px}
.sdlt-table td{padding:8px 11px;border-bottom:1px solid var(--border)}
.sdlt-table tr:last-child td{border-bottom:none;font-weight:700;background:var(--light-bg)}
.sdlt-table tr.band-row td:first-child{color:var(--muted);padding-left:18px}
.sdlt-table tr:hover td{background:var(--light-bg)}
.sdlt-table .best{color:var(--green);font-weight:700}
.sdlt-table .worst{color:var(--red);font-weight:700}

/* NATION COMPARISON */
.nation-compare{display:grid;grid-template-columns:1fr 1fr 1fr;gap:10px;margin-bottom:14px}
@media(max-width:600px){.nation-compare{grid-template-columns:1fr}}
.nation-card{border-radius:10px;padding:14px;text-align:center;border:2px solid var(--border)}
.nation-card.winner{border-color:var(--green);background:#ECFDF5}
.nation-card .nc-flag{font-size:24px;margin-bottom:4px}
.nation-card .nc-name{font-size:11px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.4px;margin-bottom:4px}
.nation-card .nc-value{font-size:22px;font-family:'Montserrat',sans-serif;font-weight:800;color:var(--navy)}
.nation-card.winner .nc-name,.nation-card.winner .nc-value{color:var(--green)}
.nation-card .nc-badge{display:inline-block;padding:2px 10px;border-radius:20px;font-size:10px;font-weight:700;margin-top:4px;background:var(--green);color:#fff}

/* INFO / ALERT BOXES */
.info-box{background:#EFF6FF;border:1px solid #BFDBFE;border-left:4px solid var(--navy);border-radius:8px;padding:11px 13px;font-size:13px;color:#1e40af;margin-bottom:13px}
.warn-box{background:#FFF3CD;border:1px solid #FFCA28;border-left:4px solid #F59E0B;border-radius:8px;padding:11px 13px;font-size:13px;color:#92400E;margin-bottom:13px}
.danger-box{background:#FEF2F2;border:1px solid #FECACA;border-left:4px solid var(--red);border-radius:8px;padding:11px 13px;font-size:13px;color:#991B1B;margin-bottom:13px}
.success-box{background:#ECFDF5;border:1px solid #A7F3D0;border-left:4px solid var(--green);border-radius:8px;padding:11px 13px;font-size:13px;color:#065F46;margin-bottom:13px}

/* BUTTONS */
.btn-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}
.btn{padding:10px 18px;border-radius:8px;font-family:'Montserrat',sans-serif;font-size:12.5px;font-weight:700;cursor:pointer;transition:.2s;border:2px solid transparent;text-transform:uppercase;letter-spacing:.4px;display:inline-flex;align-items:center;gap:6px}
.btn-calc{background:var(--green);color:#fff;border-color:var(--green)}
.btn-calc:hover{background:#006B31}
.btn-clear{background:#fff;color:var(--red);border-color:var(--red)}
.btn-clear:hover{background:var(--red);color:#fff}
.btn-pdf{background:var(--navy);color:#fff;border-color:var(--navy)}
.btn-pdf:hover{background:#001a55}
.btn-wa{background:#25D366;color:#fff;border-color:#25D366}
.btn-wa:hover{background:#128C7E}
.btn-sm{padding:7px 13px;font-size:11px}

/* RISK BADGE */
.risk-badge{display:inline-block;padding:4px 14px;border-radius:20px;font-size:12px;font-weight:700}
.risk-high{background:#FEF2F2;color:#991B1B;border:1px solid #FECACA}
.risk-med{background:#FFF3CD;color:#92400E;border:1px solid #FFCA28}
.risk-low{background:#ECFDF5;color:#065F46;border:1px solid #A7F3D0}

/* CHART */
.chart-wrap{position:relative;height:210px;margin-top:8px}
.chart-wrap-sm{position:relative;height:160px;margin-top:6px}

/* PROGRESS */
.staircase-row{display:flex;align-items:center;gap:8px;margin-bottom:8px;background:var(--light-bg);padding:9px 12px;border-radius:8px;border:1px solid var(--border)}
.staircase-row .sc-label{font-size:12px;color:var(--muted);font-weight:600;min-width:90px}
.staircase-row .sc-val{font-size:14px;font-weight:700;color:var(--navy);flex:1}
.staircase-row .sc-sdlt{font-size:13px;color:var(--red);font-weight:600;min-width:80px;text-align:right}

/* SECTION HEADER */
.section-header{background:linear-gradient(90deg,var(--navy),#1a3a6b);color:#fff;border-radius:9px;padding:11px 14px;margin-bottom:14px;display:flex;align-items:center;gap:10px}
.section-header h3{font-size:13.5px;font-weight:700;margin:0}

/* DIVIDER */
hr.div{border:none;border-top:1px solid var(--border);margin:14px 0}

/* HIDDEN */
.hidden{display:none!important}

/* ADSENSE */
.ad-slot{background:#F1F5F9;border:1px dashed #CBD5E1;border-radius:8px;padding:11px;text-align:center;color:#94A3B8;font-size:12px;margin:13px 0}

/* ATED TABLE */
.ated-row{display:flex;justify-content:space-between;align-items:center;padding:9px 13px;border-bottom:1px solid var(--border);font-size:13px}
.ated-row:last-child{border-bottom:none;font-weight:700;background:var(--light-bg);border-radius:0 0 8px 8px}
.ated-row .al{color:var(--muted)}
.ated-row .av{font-weight:600;color:var(--navy)}

/* YIELD METERS */
.yield-meter{background:var(--light-bg);border-radius:10px;padding:14px;border:1px solid var(--border);text-align:center;margin-bottom:10px}
.yield-meter .ym-val{font-size:28px;font-family:'Montserrat',sans-serif;font-weight:800}
.yield-meter .ym-label{font-size:11px;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.4px;margin-top:2px}
.yield-good{color:var(--green)}
.yield-ok{color:#F59E0B}
.yield-bad{color:var(--red)}

/* SEQUENCER */
.seq-card{border-radius:10px;padding:14px;border:2px solid var(--border);margin-bottom:10px}
.seq-card.best{border-color:var(--green);background:#ECFDF5}
.seq-card.worst{border-color:var(--red);background:#FEF2F2}
.seq-card .sc-title{font-family:'Montserrat',sans-serif;font-size:13px;font-weight:700;margin-bottom:8px}

/* ── Minimal additions — all colours use existing :root vars ── */

/* Step timeline */
.sdlt-step {
  display:flex; gap:14px; margin-bottom:16px; align-items:flex-start;
}
.sdlt-step-num {
  width:36px; height:36px; border-radius:50%;
  background:linear-gradient(135deg,var(--uk-blue),var(--stamp));
  color:#fff; font-family:'Montserrat',sans-serif; font-size:14px;
  font-weight:800; display:flex; align-items:center;
  justify-content:center; flex-shrink:0; margin-top:2px;
}
.sdlt-step-body { flex:1; }
.sdlt-step-title {
  font-family:'Montserrat',sans-serif; font-size:13px;
  font-weight:700; color:var(--navy); margin-bottom:4px;
}
.sdlt-step-text {
  font-size:13px; color:var(--text); line-height:1.65;
}
.sdlt-step-connector {
  width:2px; height:16px; background:var(--border);
  margin-left:17px; margin-top:-4px; margin-bottom:0;
}

/* Nation tab pills (reuse .nation-pills from tool) */
.sdlt-tab-panel { display:none; }
.sdlt-tab-panel.active { display:block; }

/* Band visual progress bar */
.band-bar-wrap {
  margin:14px 0 6px; display:flex;
  flex-direction:column; gap:7px;
}
.band-bar-row {
  display:flex; align-items:center; gap:10px;
}
.band-bar-label {
  font-size:11px; font-weight:700; color:var(--muted);
  min-width:110px; font-family:'Montserrat',sans-serif;
  text-transform:uppercase; letter-spacing:.3px; flex-shrink:0;
}
.band-bar-track {
  flex:1; height:22px; background:var(--light-bg);
  border-radius:6px; overflow:hidden; border:1px solid var(--border);
  position:relative;
}
.band-bar-fill {
  height:100%; display:flex; align-items:center;
  justify-content:flex-end; padding-right:7px;
  font-size:10px; font-weight:800; color:#fff;
  font-family:'Montserrat',sans-serif; border-radius:6px;
  transition:width .5s ease;
}
.band-bar-rate {
  font-size:12px; font-weight:800; color:var(--navy);
  font-family:'Montserrat',sans-serif; min-width:36px;
  text-align:right; flex-shrink:0;
}
.bb-0   { background:var(--green); }
.bb-2   { background:#0ea5e9; }
.bb-5   { background:#f59e0b; }
.bb-10  { background:#f97316; }
.bb-12  { background:var(--red); }
.bb-15  { background:#7f1d1d; }
.bb-6   { background:#7c3aed; }
.bb-75  { background:#d97706; }

/* Worked example timeline row */
.wex-row {
  display:flex; align-items:center; gap:10px;
  padding:9px 12px; border-bottom:1px solid var(--border);
  font-size:13px;
}
.wex-row:last-child { border-bottom:none; }
.wex-row:last-child .wex-label { font-weight:700; color:var(--navy); }
.wex-row:last-child .wex-value { font-weight:800; color:var(--green); }
.wex-label { flex:1; color:var(--muted); font-size:12.5px; }
.wex-band  { font-size:11px; color:var(--muted); min-width:100px; }
.wex-value { font-weight:700; color:var(--navy); min-width:70px; text-align:right; }

/* Key date badge strip */
.date-strip {
  display:grid; grid-template-columns:repeat(3,1fr); gap:10px;
  margin-bottom:14px;
}
@media(max-width:540px){ .date-strip { grid-template-columns:1fr 1fr; } }
.date-chip {
  background:var(--card-bg); border:1px solid var(--border);
  border-radius:10px; padding:12px 11px; text-align:center;
}
.dc-icon  { font-size:20px; display:block; margin-bottom:5px; }
.dc-val   { font-family:'Montserrat',sans-serif; font-size:13px;
            font-weight:800; color:var(--navy); display:block; }
.dc-label { font-size:10px; color:var(--muted); font-weight:600;
            text-transform:uppercase; letter-spacing:.35px;
            margin-top:3px; display:block; line-height:1.3; }

/* Quick-compare nation card grid */
.qc-grid {
  display:grid; grid-template-columns:repeat(4,1fr); gap:10px;
  margin-bottom:14px;
}
@media(max-width:680px){ .qc-grid { grid-template-columns:1fr 1fr; } }
.qc-card {
  border-radius:10px; padding:13px 11px; text-align:center;
  border:2px solid var(--border); background:var(--card-bg);
  transition:border-color .2s;
}
.qc-card:hover { border-color:var(--navy); }
.qc-flag  { font-size:26px; display:block; margin-bottom:5px; }
.qc-name  { font-size:10px; font-weight:700; text-transform:uppercase;
            letter-spacing:.4px; color:var(--muted); margin-bottom:4px; }
.qc-tax   { font-family:'Montserrat',sans-serif; font-size:11px;
            font-weight:700; color:var(--navy); margin-bottom:2px; }
.qc-badge {
  display:inline-block; padding:2px 8px; border-radius:8px;
  font-size:9px; font-weight:800; text-transform:uppercase;
  letter-spacing:.3px; margin-top:4px;
}
.qb-eng  { background:#EFF6FF; color:#1D4ED8; border:1px solid #BFDBFE; }
.qb-sco  { background:#F3E8FF; color:#5B21B6; border:1px solid #DDD6FE; }
.qb-wal  { background:#ECFDF5; color:#065F46; border:1px solid #A7F3D0; }
.qb-ni   { background:#D1FAE5; color:#065F46; border:1px solid #A7F3D0; }

/* Info pills row */
.pill-row {
  display:flex; flex-wrap:wrap; gap:6px; margin-bottom:12px;
}
.info-pill {
  background:var(--light-bg); border:1px solid var(--border);
  border-radius:20px; padding:4px 12px; font-size:11px;
  font-weight:700; color:var(--navy);
  font-family:'Montserrat',sans-serif;
}

/* Section spacing */
.sdlt-content { padding:0 14px; }
.sdlt-content + .sdlt-content { margin-top:4px; }

/* ── Minimal structural additions only ────────────────────── */

/* Timeline for history section */
.hist-row {
  display:flex; gap:14px; align-items:flex-start;
  padding:12px 0; border-bottom:1px solid var(--border);
}
.hist-row:last-child { border-bottom:none; padding-bottom:0; }
.hist-year {
  font-family:'Montserrat',sans-serif; font-size:12px;
  font-weight:800; color:#fff; background:linear-gradient(135deg,var(--uk-blue),var(--stamp));
  border-radius:6px; padding:4px 10px; flex-shrink:0;
  min-width:58px; text-align:center; margin-top:2px;
}
.hist-body { flex:1; }
.hist-title {
  font-family:'Montserrat',sans-serif; font-size:12.5px;
  font-weight:700; color:var(--navy); margin-bottom:3px;
}
.hist-text { font-size:12.5px; color:var(--text); line-height:1.6; }

/* Concept definition cards */
.concept-grid {
  display:grid; grid-template-columns:1fr 1fr; gap:10px;
  margin-bottom:14px;
}
@media(max-width:600px){ .concept-grid { grid-template-columns:1fr; } }
.concept-card {
  background:var(--light-bg); border:1px solid var(--border);
  border-radius:10px; padding:14px; position:relative;
  overflow:hidden;
}
.concept-card::before {
  content:''; position:absolute; top:0; left:0;
  width:4px; height:100%;
  background:linear-gradient(180deg,var(--uk-blue),var(--stamp));
}
.concept-icon { font-size:20px; margin-bottom:6px; display:block; }
.concept-term {
  font-family:'Montserrat',sans-serif; font-size:12.5px;
  font-weight:800; color:var(--navy); margin-bottom:5px;
}
.concept-def { font-size:12px; color:var(--text); line-height:1.6; }
.concept-eg  { font-size:11px; color:var(--muted); margin-top:5px;
               font-style:italic; }

/* Myth vs fact rows */
.myth-row {
  display:grid; grid-template-columns:1fr 1fr; gap:0;
  border:1px solid var(--border); border-radius:10px;
  overflow:hidden; margin-bottom:8px;
}
.myth-cell {
  padding:12px 14px; font-size:12.5px; line-height:1.6;
}
.myth-left {
  background:#FEF2F2; border-right:1px solid var(--border);
}
.myth-right { background:#ECFDF5; }
.myth-label {
  font-family:'Montserrat',sans-serif; font-size:10px;
  font-weight:800; text-transform:uppercase; letter-spacing:.4px;
  margin-bottom:5px; display:block;
}
.myth-label.red  { color:var(--red); }
.myth-label.grn  { color:var(--green); }
@media(max-width:540px){
  .myth-row { grid-template-columns:1fr; }
  .myth-left { border-right:none; border-bottom:1px solid var(--border); }
}

/* FAQ accordion (reuse from previous section if exists, else define) */
.edu-faq-item {
  border:1px solid var(--border); border-radius:10px;
  margin-bottom:8px; overflow:hidden; background:var(--card-bg);
  transition:border-color .2s;
}
.edu-faq-item.open { border-color:var(--navy); }
.edu-faq-btn {
  width:100%; background:none; border:none; padding:13px 16px;
  display:flex; align-items:center; gap:10px; cursor:pointer;
  text-align:left; transition:background .15s;
}
.edu-faq-btn:hover { background:var(--light-bg); }
.edu-faq-item.open .edu-faq-btn { background:var(--light-bg); }
.edu-faq-num {
  width:26px; height:26px; border-radius:6px;
  background:var(--light-bg); border:1px solid var(--border);
  display:flex; align-items:center; justify-content:center;
  font-family:'Montserrat',sans-serif; font-size:10px;
  font-weight:800; color:var(--muted); flex-shrink:0;
}
.edu-faq-item.open .edu-faq-num {
  background:var(--navy); border-color:var(--navy); color:#fff;
}
.edu-faq-text {
  flex:1; font-family:'Montserrat',sans-serif; font-size:13px;
  font-weight:700; color:var(--navy); line-height:1.4;
}
.edu-faq-tag {
  font-size:10px; font-weight:700; padding:2px 8px; border-radius:8px;
  text-transform:uppercase; letter-spacing:.3px; white-space:nowrap;
  flex-shrink:0;
}
.ft-hist  { background:#EFF6FF; color:#1D4ED8; border:1px solid #BFDBFE; }
.ft-calc  { background:#D1FAE5; color:#065F46; border:1px solid #A7F3D0; }
.ft-buy   { background:#FEF3C7; color:#92400E; border:1px solid #FCD34D; }
.ft-comp  { background:#F3E8FF; color:#5B21B6; border:1px solid #DDD6FE; }
.ft-lease { background:#FEF2F2; color:#991B1B; border:1px solid #FCA5A5; }
.ft-plan  { background:#ECFDF5; color:#065F46; border:1px solid #6EE7B7; }
.edu-faq-arrow { font-size:11px; color:var(--muted);
                 transition:transform .3s; flex-shrink:0; }
.edu-faq-item.open .edu-faq-arrow {
  transform:rotate(180deg); color:var(--navy);
}
.edu-faq-ans {
  display:none; padding:0 16px 14px 52px;
  font-size:13px; color:var(--text); line-height:1.7;
  border-top:1px solid var(--border);
}
.edu-faq-item.open .edu-faq-ans { display:block; }
.edu-faq-ans p   { margin:10px 0 8px; }
.edu-faq-ans strong { color:var(--navy); }
.edu-faq-ans ul  { margin:6px 0 8px 18px; }
.edu-faq-ans li  { margin-bottom:5px; }
.edu-faq-ans a   { color:var(--navy); text-decoration:underline; }
@media(max-width:480px){
  .edu-faq-ans { padding-left:14px; }
  .edu-faq-tag { display:none; }
}

/* Glossary grid */
.gloss-grid {
  display:grid; grid-template-columns:1fr 1fr; gap:9px;
}
@media(max-width:560px){ .gloss-grid { grid-template-columns:1fr; } }
.gloss-item {
  background:var(--light-bg); border:1px solid var(--border);
  border-radius:9px; padding:12px 13px;
}
.gloss-term {
  font-family:'Montserrat',sans-serif; font-size:12px;
  font-weight:800; color:var(--navy); margin-bottom:4px;
}
.gloss-def { font-size:12px; color:var(--text); line-height:1.55; }

/* Category filter pills */
.edu-pill-row {
  display:flex; flex-wrap:wrap; gap:6px; margin-bottom:14px;
}

/* Section wrapper */
.edu-section { padding:0 14px; }
.edu-section + .edu-section { margin-top:4px; }
/* =====================================================
   NUCLEAR MOBILE FIX & TABLE SCROLL
   ===================================================== */
@media (max-width: 768px) {
  /* Force all structural grids to stack on mobile */
  .two-col, .three-col, .calc-grid, .info-grid, .result-grid {
    grid-template-columns: 1fr !important;
    display: flex !important;
    flex-direction: column !important;
    gap: 16px !important;
    min-width: 0 !important;
  }

  .two-col > div, .three-col > div, .result-grid > div {
    width: 100% !important;
    min-width: 0 !important;
  }

  /* Prevent body blowout */
  body, html { 
    overflow-x: hidden !important; 
    width: 100% !important; 
  }
  
  .content-sections {
    width: 100% !important;
    max-width: 100vw !important;
    padding: 12px !important;
    margin: 0 auto !important;
    box-sizing: border-box !important;
  }

  /* Allow rate tables to scroll horizontally inside their container */
  .rate-table-wrap {
    overflow-x: auto !important;
    -webkit-overflow-scrolling: touch;
    margin-bottom: 15px;
  }
  
  table.data-table {
    min-width: 450px; /* Forces table to stay readable and scroll */
  }

  /* Shrink charts */
  canvas, .chart-wrap {
    width: 100% !important;
    max-width: 100% !important;
    height: auto !important;
    min-height: 220px !important;
  }
}
/* =====================================================
   GLOBAL H2 & SECTION HEADER CENTERING FIX
   ===================================================== */
.section-header {
    justify-content: center !important;
    text-align: center !important;
}

.section-header h2 {
    margin: 0 !important; /* Removes default browser spacing that makes it look slightly off-center */
}